Extebank in Stony Brook, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 15, 1996

  • Extebank in Stony Brook, New York (NY)
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Extebank - Overview

  • General
  • FDIC Certificate #: 667
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: North Fork Bank (#15985)
    Federal Reserve ID: 919018
    Date Established: January 01, 1907
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 8 (Interstate: No)
    FDIC's unique #: 435
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 15, 1996
    Last Structure Change Process Date: April 04, 1996
    Last Data Update: April 04, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Stony Brook, NY 11790
    County: Suffolk
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Nassau-Suffolk, NY (#5380)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: Nassau-Suffolk, NY (#35004)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $442.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $171Total assets
  • $442,006Cash and due from depository institutions
  • $26,596Interest-bearing balances
  • $0Securities
  • $55,574Federal funds sold & reverse repurchase agreements
  • $120,000Net loans & leases
  • $219,243Loan loss allowance
  • $3,094Trading account assets
  • $0Bank premises and fixed assets
  • $4,634Other real estate owned
  • $1,107Goodwill and other intangibles
  • $14,852Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $442,006Total liabilities
  • $411,946Total deposits
  • $323,436Interest-bearing deposits
  • $195,870Deposits held in domestic offices
  • 320985.00%% insured (estimated)
  • $65Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $79,458Subordinated debt
  • $0All other liabilities
  • $9,052Total equity capital
  • $9,052Total bank equity capital
  • $30,060Perpetual preferred stock
  • $0Common stock
  • $1,973Surplus
  • $10,972Undivided profits
  • Memoranda
  • $17,115Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,437Income earned, not collected on loans
  • $1,089Earning assets
  • $394,817Long-term assets (5+ years)
  • $6,468Average Assets, year-to-date
  • $775,712Average Assets, quarterly
  • $544,030Volatile liabilities
  • $122,054Insider loans
  • $427FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $15,858Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $30,018Total risk weighted assets
  • $265,098Total unused commitments
  • $0Restructured Loans and leases
  • $76,901Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $58,421Total interest expense
  • $30,480Net interest income
  • $27,941Provision for loan and lease losses
  • $3,040Total noninterest income
  • $4,318Fiduciary activities
  • $135Service charges on deposit accounts
  • $2,078Trading account gains & fees
  • $0Additional noninterest income
  • $2,105Total noninterest expense
  • $26,181Salaries and employee benefits
  • $10,463Premises and equipment expense
  • $4,717Additional noninterest expense
  • $11,001Pre-tax net operating income
  • $3,038Securities gains (losses)
  • $1,130Applicable income taxes
  • $1,586Income before extraordinary items
  • $2,582Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,582Net charge-offs
  • $7,318Cash dividends
  • $22,938Sale, conversion, retirement of capital stock, net
  • -$4,062Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.19%Cost of funding earning assets
  • 4.27%Net interest margin
  • 3.92%Noninterest income to earning assets
  • 0.61%Noninterest expense to earning assets
  • 3.67%Net operating income to assets
  • 0.24%Return on assets (ROA)
  • 0.33%Pretax return on assets
  • 0.54%Return on equity (ROE)
  • 5.04%Retained earnings to average equity (YTD only)
  • -39.72%Net charge-offs to loans
  • 2.56%Credit loss provision to net charge-offs
  • 41.54%Efficiency ratio
  • 81,159Assets per employee
  • 2.58%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 888.38%Loss allowance to loans
  • 1.39%Loss allowance to noncurrent loans
  • 69.73%Noncurrent assets plus other real estate owned to assets
  • 1.25%Noncurrent loans to loans
  • 2.00%Net loans and leases to deposits
  • 67.79%Net loans and leases to core deposits
  • 78.30%Equity capital to assets
  • 6.80%Core capital (leverage) ratio
  • 5.58%Tier 1 risk-based capital ratio
  • 11.32%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $775,712Average earning assets
  • $51,252Average equity
  • $713,041Average loans

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