Farmers Bank in Greenwood, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches


Farmers Bank - Overview

  • General
  • FDIC Certificate #: 1296
    Status: Active
    Federal Reserve ID: 325141
    Bank Holding Company (Regulatory Top Holder): Wilkinson Banking Corporation (RSSDID: 1417511, Location: Greenwood, AR)
    Date Established: August 01, 1907
    WWW: http://www.gofarmersbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 11 (Domestic: 11, Interstate: No)
    FDIC's unique #: 871
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 26, 2006
    Last Structure Change Process Date: July 26, 2006
    Last Data Update: July 26, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 71 West Center, Greenwood, AR 72936
    County: Sebastian
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Fort Smith, AR-OK (#2720)
    Core Based Statistical Area (CBSA): Fort Smith, AR-OK (#22900)
    CBSA Metro Statistical Area: Fort Smith, AR-OK (#22900)
  • History of Changes
  • Office Purchased
  • Financial Summary
  • Total assets: $183.9 mil
    Equity capital: $39.4 mil
    Deposits held in domestic offices: $144.2 mil
    Return on assets (ROA): 0.78% ($1.4 mil)
    Quarterly return on assets: 1.14% ($2.1 mil)
    Return on Equity (ROE): 3.75% ($1.5 mil)
    Quarterly return on equity: 5.39% ($2.1 mil)
    Net income: $1.5 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 0.99% ($1,820.5 mil)
    Quarterly Pretax return on assets: 0.73% ($1,342.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 56Total employees (full-time equivalent)
  • $183,889Total assets
  • $5,632Cash and due from depository institutions
  • $0Interest-bearing balances
  • $76,107Securities
  • $2,650Federal funds sold & reverse repurchase agreements
  • $75,284Net loans & leases
  • $2,314Loan loss allowance
  • $0Trading account assets
  • $17,151Bank premises and fixed assets
  • $2,976Other real estate owned
  • $1,637Goodwill and other intangibles
  • $183,889Life insurance assets
  • $2,452All other assets
  • $144,509Total liabilities and capital
  • $144,211Total liabilities
  • $121,293Total deposits
  • $144,211Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $127Trading liabilities
  • $0Other borrowed funds
  • $171Subordinated debt
  • $39,380All other liabilities
  • $39,380Total equity capital
  • $39,380Total bank equity capital
  • $0Perpetual preferred stock
  • $300Common stock
  • $3,637Surplus
  • $35,443Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,156Income earned, not collected on loans
  • $0Earning assets
  • $1,005Long-term assets (5+ years)
  • $154,041Average Assets, year-to-date
  • $71,272Average Assets, quarterly
  • $186,115Volatile liabilities
  • $184,253Insider loans
  • $104,030FHLB advances
  • $182,683Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $37,743Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,648Restructured Loans and leases
  • $2,022Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,433Total interest income
  • $910Total interest expense
  • $7,523Net interest income
  • $808Provision for loan and lease losses
  • $2,438Total noninterest income
  • $22Fiduciary activities
  • $1,304Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,112Additional noninterest income
  • $7,307Total noninterest expense
  • $3,181Salaries and employee benefits
  • $2,224Premises and equipment expense
  • $1,902Additional noninterest expense
  • $1,846Pre-tax net operating income
  • $0Securities gains (losses)
  • $390Applicable income taxes
  • $1,456Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,456Net income attributable to bank
  • $0Net charge-offs
  • $1,456Cash dividends
  • $122Sale, conversion, retirement of capital stock, net
  • $1,000Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.33%Yield on earning assets
  • 0.58%Cost of funding earning assets
  • 4.76%Net interest margin
  • 1.54%Noninterest income to earning assets
  • 4.62%Noninterest expense to earning assets
  • 0.78%Net operating income to assets
  • 0.78%Return on assets (ROA)
  • 0.99%Pretax return on assets
  • 3.75%Return on equity (ROE)
  • 1.18%Retained earnings to average equity (YTD only)
  • 0.15%Net charge-offs to loans
  • 662.30%Credit loss provision to net charge-offs
  • 21.75%Efficiency ratio
  • 73,356Assets per employee
  • 3.28%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 68.68%Loss allowance to loans
  • 2.98%Loss allowance to noncurrent loans
  • 200.17%Noncurrent assets plus other real estate owned to assets
  • 2.25%Noncurrent loans to loans
  • 1.49%Net loans and leases to deposits
  • 52.20%Net loans and leases to core deposits
  • 54.17%Equity capital to assets
  • 21.42%Core capital (leverage) ratio
  • 20.66%Tier 1 risk-based capital ratio
  • 36.28%Total risk-based capital ratio
  • Memoranda
  • $38Average assets
  • $186,115Average earning assets
  • $38,782Average equity
  • $158,169Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $3,755Managed Assets
  • 1Number of Accounts
  • $3,755Personal trust and agency accounts
  • $3,755Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 20Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 11 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0871Farmers Bank71 West Center, Greenwood, AR 72936August 01, 1907Full Service Brick and Mortar
    1189282Teller's Window Branch200 Main Street, Hackett, AR 72937Febuary 15, 1962Full Service Brick and Mortar
    2189283Teller's Window BranchMain Street, Hartford, AR 72938March 14, 1938Full Service Brick and Mortar
    3189284Bonanza Land BranchHighway 45 And Mcconnell Street, Bonanza, AR 72901December 26, 1973Full Service Brick and Mortar
    5189285Center Street Motor Branch1308 West Center, Geeenwood, AR 72936August 18, 1994Full Service Brick and Mortar
    6189286Fort Smith South Branch8420 Highway 71 South, Fort Smith, AR 72901April 01, 1996Full Service Brick and Mortar
    7357105Eastside Branch7820 Rogers Avenue, Fort Smith, AR 72901January 18, 2000Full Service Brick and Mortar
    8425775Huntington, Arkansas Branch120 Highway 71 Ne, Huntington, AR 72940March 01, 2004Full Service Brick and Mortar
    9441834Mansfield BranchHuntington Ave. And Hwy 96, Mansfield, AR 72944October 04, 2004Full Service Brick and Mortar
    10441094Barling Branch227 Fort Street, Barling, AR 72923June 01, 2005Full Service Brick and Mortar
    11456009Lavaca Branch501 West Main Street, Lavaca, AR 72941July 05, 2006Full Service Brick and Mortar

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