Farmers Savings Bank in Kingsley, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 07, 1997

  • Farmers Savings Bank in Kingsley, Iowa (IA)
  • Show street view No street view available for this location

Farmers Savings Bank - Overview

  • General
  • FDIC Certificate #: 14700
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Western Bank & Trust National Association (#10894)
    Federal Reserve ID: 281041
    Date Established: December 08, 1908
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 9195
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 15, 1934
    Last Structure Change Effective Date: January 07, 1997
    Last Structure Change Process Date: January 23, 1997
    Last Data Update: January 23, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 119 Main Street, Kingsley, IA 51028
    County: Plymouth
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Sioux City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $15.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $10Total assets
  • $15,508Cash and due from depository institutions
  • $902Interest-bearing balances
  • $0Securities
  • $12,197Federal funds sold & reverse repurchase agreements
  • $650Net loans & leases
  • $1,474Loan loss allowance
  • $40Trading account assets
  • $0Bank premises and fixed assets
  • $17Other real estate owned
  • $0Goodwill and other intangibles
  • $268Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $15,508Total liabilities
  • $12,750Total deposits
  • $12,514Interest-bearing deposits
  • $10,280Deposits held in domestic offices
  • 12514.00%% insured (estimated)
  • $89Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $236Total equity capital
  • $236Total bank equity capital
  • $2,758Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $700Undivided profits
  • Memoranda
  • $1,858Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $32Earning assets
  • $14,321Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $15,260Average Assets, quarterly
  • $15,461Volatile liabilities
  • $936Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,710Total risk weighted assets
  • $2,061Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $936Total interest expense
  • $457Net interest income
  • $479Provision for loan and lease losses
  • -$47Total noninterest income
  • $66Fiduciary activities
  • $0Service charges on deposit accounts
  • $18Trading account gains & fees
  • $0Additional noninterest income
  • $48Total noninterest expense
  • $459Salaries and employee benefits
  • $376Premises and equipment expense
  • $14Additional noninterest expense
  • $69Pre-tax net operating income
  • $133Securities gains (losses)
  • $0Applicable income taxes
  • $40Income before extraordinary items
  • $93Extraordinary gains - net
  • $0Net income attributable to bank
  • $93Net charge-offs
  • -$41Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.53%Cost of funding earning assets
  • 3.19%Net interest margin
  • 3.34%Noninterest income to earning assets
  • 0.46%Noninterest expense to earning assets
  • 3.20%Net operating income to assets
  • 0.61%Return on assets (ROA)
  • 0.61%Pretax return on assets
  • 0.87%Return on equity (ROE)
  • 3.41%Retained earnings to average equity (YTD only)
  • 3.41%Net charge-offs to loans
  • -2.93%Credit loss provision to net charge-offs
  • 114.63%Efficiency ratio
  • 84,220Assets per employee
  • 1.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.64%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 11.78%Net loans and leases to core deposits
  • 12.73%Equity capital to assets
  • 17.78%Core capital (leverage) ratio
  • 17.88%Tier 1 risk-based capital ratio
  • 131.49%Total risk-based capital ratio
  • Memoranda
  • $133Average assets
  • $15,260Average earning assets
  • $2,726Average equity
  • $14,334Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Farmers Savings Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents