Farmers State Bank in Eustis, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 19, 2004

  • Farmers State Bank in Eustis, Nebraska (NE)
  • Show street view No street view available for this location

Farmers State Bank - Overview

  • General
  • FDIC Certificate #: 8597
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Bank & Trust Company (#5394)
    Federal Reserve ID: 256450
    Date Established: January 01, 1887
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 5493
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 19, 2004
    Last Structure Change Process Date: November 23, 2004
    Last Data Update: November 23, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 North Main Street, Eustis, NE 69028
    County: Frontier
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $28.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $29,473Total assets
  • $1,151Cash and due from depository institutions
  • $0Interest-bearing balances
  • $7,198Securities
  • $3,700Federal funds sold & reverse repurchase agreements
  • $16,527Net loans & leases
  • $280Loan loss allowance
  • $0Trading account assets
  • $54Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $843All other assets
  • $29,473Total liabilities and capital
  • $26,108Total liabilities
  • $25,577Total deposits
  • $22,845Interest-bearing deposits
  • $25,577Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $1Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $530All other liabilities
  • $3,365Total equity capital
  • $3,365Total bank equity capital
  • $3,365Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $1,000Undivided profits
  • Memoranda
  • $2,065Noncurrent loans and leases
  • $3,043Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $82Earning assets
  • $52Long-term assets (5+ years)
  • $373Average Assets, year-to-date
  • $27,425Average Assets, quarterly
  • $2,067Volatile liabilities
  • $28,917Insider loans
  • $29,030FHLB advances
  • $3,714Loans and leases held for sale
  • $43Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,043Total unused commitments
  • $0Restructured Loans and leases
  • $257Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $1,518Total interest income
  • $552Total interest expense
  • $966Net interest income
  • $0Provision for loan and lease losses
  • $123Total noninterest income
  • $0Fiduciary activities
  • $89Service charges on deposit accounts
  • $0Trading account gains & fees
  • $34Additional noninterest income
  • $801Total noninterest expense
  • $580Salaries and employee benefits
  • $54Premises and equipment expense
  • $167Additional noninterest expense
  • $288Pre-tax net operating income
  • $28Securities gains (losses)
  • $84Applicable income taxes
  • $232Income before extraordinary items
  • $0Extraordinary gains - net
  • $232Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $35Sale, conversion, retirement of capital stock, net
  • $165Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.63%Yield on earning assets
  • 2.05%Cost of funding earning assets
  • 3.58%Net interest margin
  • 0.46%Noninterest income to earning assets
  • 2.97%Noninterest expense to earning assets
  • 0.73%Net operating income to assets
  • 0.80%Return on assets (ROA)
  • 1.09%Pretax return on assets
  • 6.70%Return on equity (ROE)
  • 1.94%Retained earnings to average equity (YTD only)
  • 0.21%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 8.23%Efficiency ratio
  • 73,554Assets per employee
  • 3.68%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 71.12%Loss allowance to loans
  • 1.67%Loss allowance to noncurrent loans
  • 341.46%Noncurrent assets plus other real estate owned to assets
  • 0.28%Noncurrent loans to loans
  • 0.49%Net loans and leases to deposits
  • 64.62%Net loans and leases to core deposits
  • 75.59%Equity capital to assets
  • 11.42%Core capital (leverage) ratio
  • 11.10%Tier 1 risk-based capital ratio
  • 16.12%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $28,917Average earning assets
  • $3,462Average equity
  • $26,952Average loans

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