Farmers State Bank of Camp Point in Camp Point, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Farmers State Bank of Camp Point - Overview

  • General
  • FDIC Certificate #: 12091
    Status: Active
    Federal Reserve ID: 611246
    Bank Holding Company (Regulatory Top Holder): Illini Corporation (RSSDID: 1209761, Location: Springfield, IL)
    Date Established: September 30, 1921
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 12862
    FDIC's unique #: 7682
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 206 East Wood, Camp Point, IL 62320
    County: Adams
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Quincy, IL-MO (#39500)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $51.6 mil
    Equity capital: $6.7 mil
    Deposits held in domestic offices: $43.9 mil
    Return on assets (ROA): 0.95% ($0.5 mil)
    Quarterly return on assets: 0.92% ($0.5 mil)
    Return on Equity (ROE): 7.23% ($0.5 mil)
    Quarterly return on equity: 6.92% ($0.5 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.36% ($702.2 mil)
    Quarterly Pretax return on assets: 1.30% ($671.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $51,629Total assets
  • $4,888Cash and due from depository institutions
  • $1,790Interest-bearing balances
  • $26,602Securities
  • $880Federal funds sold & reverse repurchase agreements
  • $15,924Net loans & leases
  • $186Loan loss allowance
  • $0Trading account assets
  • $423Bank premises and fixed assets
  • $0Other real estate owned
  • $1,600Goodwill and other intangibles
  • $51,629Life insurance assets
  • $1,312All other assets
  • $44,929Total liabilities and capital
  • $43,927Total liabilities
  • $36,913Total deposits
  • $43,927Interest-bearing deposits
  • $80Deposits held in domestic offices
  • 425.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $577Subordinated debt
  • $6,700All other liabilities
  • $6,700Total equity capital
  • $6,700Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $3,763Surplus
  • $2,737Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $145Income earned, not collected on loans
  • $0Earning assets
  • $366Long-term assets (5+ years)
  • $45,196Average Assets, year-to-date
  • $14,126Average Assets, quarterly
  • $49,968Volatile liabilities
  • $50,613Insider loans
  • $24,784FHLB advances
  • $48,205Loans and leases held for sale
  • $661Unused loan commitments
  • $442Tier 1 (core) risk-based capital
  • $4,621Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $219Total unused commitments
  • $8,155Restructured Loans and leases
  • $714Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,683Total interest income
  • $358Total interest expense
  • $1,325Net interest income
  • $2Provision for loan and lease losses
  • $177Total noninterest income
  • $0Fiduciary activities
  • $82Service charges on deposit accounts
  • $0Trading account gains & fees
  • $95Additional noninterest income
  • $838Total noninterest expense
  • $387Salaries and employee benefits
  • $103Premises and equipment expense
  • $348Additional noninterest expense
  • $662Pre-tax net operating income
  • $18Securities gains (losses)
  • $207Applicable income taxes
  • $473Income before extraordinary items
  • $0Extraordinary gains - net
  • $473Net income attributable to bank
  • $0Net charge-offs
  • $473Cash dividends
  • -$18Sale, conversion, retirement of capital stock, net
  • $200Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.74%Yield on earning assets
  • 0.80%Cost of funding earning assets
  • 2.94%Net interest margin
  • 0.39%Noninterest income to earning assets
  • 1.86%Noninterest expense to earning assets
  • 0.92%Net operating income to assets
  • 0.95%Return on assets (ROA)
  • 1.36%Pretax return on assets
  • 7.23%Return on equity (ROE)
  • 4.17%Retained earnings to average equity (YTD only)
  • -0.12%Net charge-offs to loans
  • -11.11%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 55,792Assets per employee
  • 6.45%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 42.28%Loss allowance to loans
  • 1.15%Loss allowance to noncurrent loans
  • 128.28%Noncurrent assets plus other real estate owned to assets
  • 0.28%Noncurrent loans to loans
  • 0.90%Net loans and leases to deposits
  • 36.25%Net loans and leases to core deposits
  • 36.25%Equity capital to assets
  • 12.98%Core capital (leverage) ratio
  • 9.59%Tier 1 risk-based capital ratio
  • 18.65%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $49,968Average earning assets
  • $6,545Average equity
  • $45,000Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07682Farmers State Bank Of Camp Point206 East Wood, Camp Point, IL 62320September 30, 1921Full Service Brick and Mortar

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