Farmers State Bank of Hoffman in Hoffman, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


Farmers State Bank of Hoffman - Overview

  • General
  • FDIC Certificate #: 9259
    Status: Active
    Federal Reserve ID: 837541
    Bank Holding Company (Regulatory Top Holder): Farmers State Bancorporation, Inc. (RSSDID: 1491520, Location: Hoffman, IL)
    Date Established: January 01, 1911
    WWW: http://www.fsbhoffman.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 11794
    FDIC's unique #: 5919
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 West 4th Street, Hoffman, IL 62250
    County: Clinton
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • History of Changes
  • Change in Location
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $134.8 mil
    Equity capital: $18.1 mil
    Deposits held in domestic offices: $114.3 mil
    Return on assets (ROA): 0.85% ($1.1 mil)
    Quarterly return on assets: 0.73% ($1.0 mil)
    Return on Equity (ROE): 6.31% ($1.1 mil)
    Quarterly return on equity: 5.33% ($1.0 mil)
    Net income: $1.1 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.05% ($1,414.9 mil)
    Quarterly Pretax return on assets: 0.62% ($835.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 38Total employees (full-time equivalent)
  • $134,753Total assets
  • $8,127Cash and due from depository institutions
  • $3,834Interest-bearing balances
  • $66,547Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $52,008Net loans & leases
  • $995Loan loss allowance
  • $0Trading account assets
  • $1,346Bank premises and fixed assets
  • $32Other real estate owned
  • $46Goodwill and other intangibles
  • $134,753Life insurance assets
  • $6,647All other assets
  • $116,692Total liabilities and capital
  • $114,348Total liabilities
  • $95,311Total deposits
  • $114,348Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 885.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,459Subordinated debt
  • $18,061All other liabilities
  • $18,061Total equity capital
  • $18,061Total bank equity capital
  • $0Perpetual preferred stock
  • $400Common stock
  • $1,600Surplus
  • $16,061Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $626Income earned, not collected on loans
  • $121Earning assets
  • $763Long-term assets (5+ years)
  • $122,389Average Assets, year-to-date
  • $40,749Average Assets, quarterly
  • $130,776Volatile liabilities
  • $133,745Insider loans
  • $67,565FHLB advances
  • $134,496Loans and leases held for sale
  • $4,854Unused loan commitments
  • $4,854Tier 1 (core) risk-based capital
  • $16,851Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $8,168Restructured Loans and leases
  • $2,890Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,104Total interest income
  • $1,003Total interest expense
  • $4,101Net interest income
  • $0Provision for loan and lease losses
  • $632Total noninterest income
  • $0Fiduciary activities
  • $324Service charges on deposit accounts
  • $0Trading account gains & fees
  • $308Additional noninterest income
  • $3,368Total noninterest expense
  • $2,163Salaries and employee benefits
  • $279Premises and equipment expense
  • $926Additional noninterest expense
  • $1,365Pre-tax net operating income
  • $2Securities gains (losses)
  • $253Applicable income taxes
  • $1,114Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,114Net income attributable to bank
  • $0Net charge-offs
  • $1,114Cash dividends
  • $12Sale, conversion, retirement of capital stock, net
  • $590Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.28%Yield on earning assets
  • 0.84%Cost of funding earning assets
  • 3.44%Net interest margin
  • 0.53%Noninterest income to earning assets
  • 2.82%Noninterest expense to earning assets
  • 0.85%Net operating income to assets
  • 0.85%Return on assets (ROA)
  • 1.05%Pretax return on assets
  • 6.31%Return on equity (ROE)
  • 2.97%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 113.75%Efficiency ratio
  • 70,294Assets per employee
  • 3.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 52.96%Loss allowance to loans
  • 1.88%Loss allowance to noncurrent loans
  • 158.95%Noncurrent assets plus other real estate owned to assets
  • 0.49%Noncurrent loans to loans
  • 1.18%Net loans and leases to deposits
  • 45.48%Net loans and leases to core deposits
  • 47.79%Equity capital to assets
  • 13.40%Core capital (leverage) ratio
  • 12.53%Tier 1 risk-based capital ratio
  • 24.94%Total risk-based capital ratio
  • Memoranda
  • $26Average assets
  • $130,776Average earning assets
  • $17,666Average equity
  • $119,315Average loans

List of branches

  • 3 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    05919Farmers State Bank Of Hoffman100 West 4th Street, Hoffman, IL 62250January 01, 1911Full Service Brick and Mortar
    1219786Centralia Branch255 South Commercial Street, Centralia, IL 62801August 01, 1994Full Service Brick and Mortar
    2698Hoyleton Banking Center Facility85 East St. Louis Street, Hoyleton, IL 62803November 10, 1906Full Service Brick and Mortar

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