Farmers State Bank of Medora in Medora, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Farmers State Bank of Medora - Overview

  • General
  • FDIC Certificate #: 13902
    Status: Active
    Federal Reserve ID: 295646
    Date Established: September 09, 1912
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 8694
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: Febuary 17, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: Main And Washington Streets, Medora, IL 62063
    County: Macoupin
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $20.4 mil
    Equity capital: $3.4 mil
    Deposits held in domestic offices: $16.7 mil
    Return on assets (ROA): 0.68% ($0.1 mil)
    Quarterly return on assets: 0.04% ($0.0 mil)
    Return on Equity (ROE): 4.01% ($0.1 mil)
    Quarterly return on equity: 0.23% ($0.0 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.68% ($138.6 mil)
    Quarterly Pretax return on assets: 0.04% ($8.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 4Total employees (full-time equivalent)
  • $20,389Total assets
  • $2,494Cash and due from depository institutions
  • $2,333Interest-bearing balances
  • $11,911Securities
  • $395Federal funds sold & reverse repurchase agreements
  • $5,183Net loans & leases
  • $59Loan loss allowance
  • $0Trading account assets
  • $189Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $20,389Life insurance assets
  • $217All other assets
  • $16,957Total liabilities and capital
  • $16,656Total liabilities
  • $12,484Total deposits
  • $16,656Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $301Subordinated debt
  • $3,432All other liabilities
  • $3,432Total equity capital
  • $3,432Total bank equity capital
  • $0Perpetual preferred stock
  • $75Common stock
  • $625Surplus
  • $2,732Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $187Long-term assets (5+ years)
  • $19,822Average Assets, year-to-date
  • $8,686Average Assets, quarterly
  • $19,316Volatile liabilities
  • $19,870Insider loans
  • $8,951FHLB advances
  • $19,284Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,052Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $20Restructured Loans and leases
  • $709Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $755Total interest income
  • $165Total interest expense
  • $590Net interest income
  • $0Provision for loan and lease losses
  • $5Total noninterest income
  • $0Fiduciary activities
  • $5Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $475Total noninterest expense
  • $302Salaries and employee benefits
  • $74Premises and equipment expense
  • $99Additional noninterest expense
  • $120Pre-tax net operating income
  • $11Securities gains (losses)
  • $0Applicable income taxes
  • $131Income before extraordinary items
  • $0Extraordinary gains - net
  • $131Net income attributable to bank
  • $0Net charge-offs
  • $131Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $56Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.30%Yield on earning assets
  • 0.94%Cost of funding earning assets
  • 3.36%Net interest margin
  • 0.03%Noninterest income to earning assets
  • 2.70%Noninterest expense to earning assets
  • 0.62%Net operating income to assets
  • 0.68%Return on assets (ROA)
  • 0.68%Pretax return on assets
  • 4.01%Return on equity (ROE)
  • 2.29%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 79,832Assets per employee
  • 5.10%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 42.75%Loss allowance to loans
  • 1.13%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 31.12%Net loans and leases to core deposits
  • 31.12%Equity capital to assets
  • 16.83%Core capital (leverage) ratio
  • 15.83%Tier 1 risk-based capital ratio
  • 34.10%Total risk-based capital ratio
  • Memoranda
  • $35Average assets
  • $19,316Average earning assets
  • $3,271Average equity
  • $17,578Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08694Farmers State Bank Of MedoraMain And Washington Streets, Medora, IL 62063September 09, 1912Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Farmers State Bank of Medora.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents