Farmers' Stock Bank in Blackwater, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 25, 1993

  • Farmers' Stock Bank in Blackwater, Missouri (MO)
  • Show street view No street view available for this location

Farmers' Stock Bank - Overview

  • General
  • FDIC Certificate #: 8559
    Status: Inactive
    Closing history: Consolidated - Without Assistance
    Acquiring institution: Boonslick Bank (#33422)
    Federal Reserve ID: 763341
    Date Established: October 17, 1895
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 5465
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 25, 1993
    Last Structure Change Process Date: July 16, 1993
    Last Data Update: July 16, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Blackwater, MO 65322
    County: Cooper
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Columbia Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $23.7 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $12Total assets
  • $24,545Cash and due from depository institutions
  • $1,556Interest-bearing balances
  • $0Securities
  • $5,280Federal funds sold & reverse repurchase agreements
  • $1,350Net loans & leases
  • $15,572Loan loss allowance
  • $223Trading account assets
  • $0Bank premises and fixed assets
  • $166Other real estate owned
  • $107Goodwill and other intangibles
  • $514Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $24,545Total liabilities
  • $22,779Total deposits
  • $22,633Interest-bearing deposits
  • $20,283Deposits held in domestic offices
  • 22633.00%% insured (estimated)
  • $97Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $146Total equity capital
  • $146Total bank equity capital
  • $1,766Perpetual preferred stock
  • $0Common stock
  • $150Surplus
  • $380Undivided profits
  • Memoranda
  • $1,236Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $170Income earned, not collected on loans
  • $326Earning assets
  • $22,202Long-term assets (5+ years)
  • $1,479Average Assets, year-to-date
  • $25,193Average Assets, quarterly
  • $24,441Volatile liabilities
  • $916Insider loans
  • $72FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $438Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,766Total risk weighted assets
  • $15,876Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,096Total interest expense
  • $1,066Net interest income
  • $1,030Provision for loan and lease losses
  • $191Total noninterest income
  • $176Fiduciary activities
  • $0Service charges on deposit accounts
  • $141Trading account gains & fees
  • $0Additional noninterest income
  • $35Total noninterest expense
  • $623Salaries and employee benefits
  • $274Premises and equipment expense
  • $73Additional noninterest expense
  • $276Pre-tax net operating income
  • $392Securities gains (losses)
  • $78Applicable income taxes
  • $162Income before extraordinary items
  • $308Extraordinary gains - net
  • $0Net income attributable to bank
  • $308Net charge-offs
  • $139Cash dividends
  • $81Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.05%Cost of funding earning assets
  • 4.60%Net interest margin
  • 4.44%Noninterest income to earning assets
  • 0.76%Noninterest expense to earning assets
  • 2.69%Net operating income to assets
  • 1.02%Return on assets (ROA)
  • 1.22%Pretax return on assets
  • 1.87%Return on equity (ROE)
  • 17.91%Retained earnings to average equity (YTD only)
  • 13.20%Net charge-offs to loans
  • 0.86%Credit loss provision to net charge-offs
  • 137.41%Efficiency ratio
  • 51,658Assets per employee
  • 2.05%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 26.30%Loss allowance to loans
  • 1.41%Loss allowance to noncurrent loans
  • 131.18%Noncurrent assets plus other real estate owned to assets
  • 1.13%Noncurrent loans to loans
  • 1.08%Net loans and leases to deposits
  • 68.80%Net loans and leases to core deposits
  • 71.70%Equity capital to assets
  • 7.19%Core capital (leverage) ratio
  • 7.21%Tier 1 risk-based capital ratio
  • 11.12%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $25,193Average earning assets
  • $1,720Average equity
  • $23,173Average loans

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