Fidelity Bank in Wichita, Kansas (KS), OK
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Fidelity Bank in Wichita, Kansas (KS), OK
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Fidelity Bank - Overview

  • General
  • FDIC Certificate #: 30895
    Status: Active
    Federal Reserve ID: 762474
    Date Established: January 01, 1956
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 25 (Domestic: 25, Interstate: Yes)
    OTS Docket #: 6081
    FDIC's unique #: 43729
    Numeric code: 37
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 30, 1957
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 East English Street, Wichita, KS 67202
    County: Sedgwick
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $1,562.7 mil
    Equity capital: $181.9 mil
    Deposits held in domestic offices: $1,276.0 mil
    Return on assets (ROA): 0.60% ($9.4 mil)
    Quarterly return on assets: 0.42% ($6.6 mil)
    Return on Equity (ROE): 5.22% ($9.5 mil)
    Quarterly return on equity: 3.63% ($6.6 mil)
    Net income: $9.6 mil
    Quarterly Net income: $1.7 mil
    Pretax return on assets: 0.93% ($14,532.9 mil)
    Quarterly Pretax return on assets: 0.55% ($8,594.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 403Total employees (full-time equivalent)
  • $1,562,678Total assets
  • $120,345Cash and due from depository institutions
  • $100,279Interest-bearing balances
  • $324,459Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $966,874Net loans & leases
  • $12,330Loan loss allowance
  • $0Trading account assets
  • $34,797Bank premises and fixed assets
  • $9,165Other real estate owned
  • $25,704Goodwill and other intangibles
  • $1,562,678Life insurance assets
  • $81,334All other assets
  • $1,380,816Total liabilities and capital
  • $1,275,971Total liabilities
  • $1,118,765Total deposits
  • $1,275,971Interest-bearing deposits
  • $82Deposits held in domestic offices
  • 45250.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $46,475Trading liabilities
  • $0Other borrowed funds
  • $13,120Subordinated debt
  • $181,862All other liabilities
  • $181,862Total equity capital
  • $181,862Total bank equity capital
  • $0Perpetual preferred stock
  • $250Common stock
  • $56,497Surplus
  • $125,115Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $21,454Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $39,816Income earned, not collected on loans
  • $21,828Earning assets
  • $6,459Long-term assets (5+ years)
  • $1,391,612Average Assets, year-to-date
  • $547,062Average Assets, quarterly
  • $1,597,099Volatile liabilities
  • $1,565,438Insider loans
  • $1,420,901FHLB advances
  • $1,590,860Loans and leases held for sale
  • $35,724Unused loan commitments
  • $35,724Tier 1 (core) risk-based capital
  • $200,229Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $114,037Restructured Loans and leases
  • $19,035Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $65,188Total interest income
  • $14,320Total interest expense
  • $50,868Net interest income
  • $4,577Provision for loan and lease losses
  • $18,967Total noninterest income
  • $0Fiduciary activities
  • $4,445Service charges on deposit accounts
  • $0Trading account gains & fees
  • $14,522Additional noninterest income
  • $45,631Total noninterest expense
  • $23,889Salaries and employee benefits
  • $6,435Premises and equipment expense
  • $15,307Additional noninterest expense
  • $19,627Pre-tax net operating income
  • -$4,746Securities gains (losses)
  • $5,238Applicable income taxes
  • $9,643Income before extraordinary items
  • $0Extraordinary gains - net
  • $9,643Net income attributable to bank
  • $0Net charge-offs
  • $9,643Cash dividends
  • $5,243Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.61%Yield on earning assets
  • 1.01%Cost of funding earning assets
  • 3.60%Net interest margin
  • 1.34%Noninterest income to earning assets
  • 3.23%Noninterest expense to earning assets
  • 0.80%Net operating income to assets
  • 0.60%Return on assets (ROA)
  • 0.93%Pretax return on assets
  • 5.22%Return on equity (ROE)
  • 5.22%Retained earnings to average equity (YTD only)
  • 0.57%Net charge-offs to loans
  • 87.30%Credit loss provision to net charge-offs
  • 4.62%Efficiency ratio
  • 65,341Assets per employee
  • 3.88%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.26%Loss allowance to noncurrent loans
  • 30.97%Noncurrent assets plus other real estate owned to assets
  • 3.17%Noncurrent loans to loans
  • 4.07%Net loans and leases to deposits
  • 75.78%Net loans and leases to core deposits
  • 85.29%Equity capital to assets
  • 11.64%Core capital (leverage) ratio
  • 12.59%Tier 1 risk-based capital ratio
  • 14.09%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $1,597,099Average earning assets
  • $184,573Average equity
  • $1,414,473Average loans

List of branches

  • 20 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    043729Fidelity Bank100 East English Street, Wichita, KS 67202January 01, 1956Full Service Brick and Mortar
    1282554West Central Branch9300 West Central Ave, Wichita, KS 67212January 01, 1956Full Service Brick and Mortar
    2282555South Seneca Branch3101 South Seneca St, Wichita, KS 67217January 01, 1956Full Service Brick and Mortar
    3282556Woodlawn Branch1306 North Woodlawn St, Wichita, KS 67208January 01, 1956Full Service Brick and Mortar
    4282557N Amidon Branch2265 North Amidon Ave, Wichita, KS 67204January 01, 1956Full Service Brick and Mortar
    52825583525 E Harry Branch3525 E. Harry St, Wichita, KS 67218January 01, 1956Full Service Brick and Mortar
    1012825597711 E Harry Branch7711 East Harry St, Wichita, KS 67207June 30, 1988Full Service Brick and Mortar
    102282560North Bradley Fair Branch2111 North Bradley Fair Pkwy, Wichita, KS 67206June 30, 1989Full Service Brick and Mortar
    103282561Northwest Branch8442 West 13th Street N, Wichita, KS 67212June 01, 1993Full Service Brick and Mortar
    104282562Derby Branch2020 Southeast Blvd, Derby, KS 67037June 16, 1997Full Service Retail
    105282563Northrock Road Branch3030 North Rock Road, Wichita, KS 67226September 17, 1997Full Service Retail
    106282564Rock Road Branch255 North Rock Rd, Derby, KS 67037September 29, 1998Full Service Brick and Mortar
    107423483Kellogg Branch11411 East Kellogg Dr, Wichita, KS 67207April 17, 2002Full Service Retail
    108423484Crestview Branch12715 East Central, Wichita, KS 67206Febuary 27, 2002Full Service Brick and Mortar
    109423485New Market Square Branch2251 North Maize Road, Wichita, KS 67205January 09, 2002Limited Service Facility
    110423486New Market Square Walmart Branch10600 West 21st Street, Wichita, KS 67205October 22, 2001Full Service Retail
    111424171North Woodlawn Branch3641 North Woodlawn, Wichita, KS 67220November 24, 2003Full Service Brick and Mortar
    115464173East Pawnee Branch501 East Pawnee St, Wichita, KS 67211May 19, 2004Full Service Retail
    116464174West Kellogg Wal-Mart Branch6110 West Kellogg Dr, Wichita, KS 67209April 07, 2004Full Service Retail
    118492443North Meridian Branch5475 North Meridan Ave, Wichita, KS 67204March 13, 2008Full Service Retail
  • 5 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    11216482Bridgeview/Oklahoma Branch2225 West Hefner Rd, Oklahoma City, OK 73120August 28, 1981Full Service Brick and Mortar
    113464171Nw 150th Branch1020 Nw 150th St, Edmond, OK 73013January 10, 2006Full Service Brick and Mortar
    114464172East 2nd Street Branch1127 East 2nd St, Edmond, OK 73034July 18, 2005Full Service Brick and Mortar
    117492442Wesdt Hefner Branch6901 West Hefner Rd, Oklahoma City, OK 73162September 10, 2007Full Service Brick and Mortar
    119495501Oklahoma City, Nw Expressway Branch4035 Nw Expressway, Oklahoma City, OK 73116July 19, 2006Full Service Brick and Mortar

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