Fidelity Federal Savings Bank in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 21, 2003

  • Fidelity Federal Savings Bank in Chicago, Illinois (IL)
  • Show street view No street view available for this location

Fidelity Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 30221
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: MIDAMERICA BANK, FSB (#28671)
    Federal Reserve ID: 230777
    Date Established: January 01, 1906
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 4993
    FDIC's unique #: 43055
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: January 17, 1944
    Last Structure Change Effective Date: July 21, 2003
    Last Structure Change Process Date: July 31, 2003
    Last Data Update: July 31, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 5455 West Belmont Ave, Chicago, IL 60641
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $649.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 118Total employees (full-time equivalent)
  • $729,522Total assets
  • $4,354Cash and due from depository institutions
  • $100Interest-bearing balances
  • $278,268Securities
  • $100Federal funds sold & reverse repurchase agreements
  • $405,963Net loans & leases
  • $1,918Loan loss allowance
  • $0Trading account assets
  • $3,559Bank premises and fixed assets
  • $413Other real estate owned
  • $124Goodwill and other intangibles
  • $0Life insurance assets
  • $36,741All other assets
  • $729,522Total liabilities and capital
  • $672,728Total liabilities
  • $467,802Total deposits
  • $451,112Interest-bearing deposits
  • $467,802Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $186,300Other borrowed funds
  • $0Subordinated debt
  • $18,626All other liabilities
  • $56,794Total equity capital
  • $56,794Total bank equity capital
  • $56,794Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $20,780Undivided profits
  • Memoranda
  • $36,013Noncurrent loans and leases
  • $21,481Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,825Earning assets
  • $0Long-term assets (5+ years)
  • $2,211Average Assets, year-to-date
  • $684,431Average Assets, quarterly
  • $0Volatile liabilities
  • $694,596Insider loans
  • $714,122FHLB advances
  • $261,214Loans and leases held for sale
  • $99Unused loan commitments
  • $186,300Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $21,481Total unused commitments
  • $413Restructured Loans and leases
  • $1,918Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $40,785Total interest income
  • $20,699Total interest expense
  • $20,086Net interest income
  • $554Provision for loan and lease losses
  • $3,669Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,669Additional noninterest income
  • $11,228Total noninterest expense
  • $6,112Salaries and employee benefits
  • $2,566Premises and equipment expense
  • $2,550Additional noninterest expense
  • $11,973Pre-tax net operating income
  • $1,486Securities gains (losses)
  • $4,939Applicable income taxes
  • $8,520Income before extraordinary items
  • $0Extraordinary gains - net
  • $8,520Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$14Sale, conversion, retirement of capital stock, net
  • $4,847Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.22%Yield on earning assets
  • 3.16%Cost of funding earning assets
  • 3.06%Net interest margin
  • 0.56%Noninterest income to earning assets
  • 1.71%Noninterest expense to earning assets
  • 1.09%Net operating income to assets
  • 1.23%Return on assets (ROA)
  • 1.94%Pretax return on assets
  • 15.90%Return on equity (ROE)
  • 6.85%Retained earnings to average equity (YTD only)
  • -0.00%Net charge-offs to loans
  • -3957.14%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 47,262Assets per employee
  • 6.18%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 56.89%Loss allowance to loans
  • 0.47%Loss allowance to noncurrent loans
  • 105.10%Noncurrent assets plus other real estate owned to assets
  • 0.31%Noncurrent loans to loans
  • 0.45%Net loans and leases to deposits
  • 86.78%Net loans and leases to core deposits
  • 103.33%Equity capital to assets
  • 7.79%Core capital (leverage) ratio
  • 7.84%Tier 1 risk-based capital ratio
  • 16.85%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $694,596Average earning assets
  • $53,583Average equity
  • $656,004Average loans

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Fidelity Federal Savings Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents