Fidelity National Bank in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 22, 1993

  • Fidelity National Bank in Houston, Texas (TX)
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Fidelity National Bank - Overview

  • General
  • FDIC Certificate #: 24757
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Comerica Bank - Texas (#1493)
    Federal Reserve ID: 773854
    Date Established: September 30, 1983
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    FDIC's unique #: 17181
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: September 30, 1983
    Last Structure Change Effective Date: July 22, 1993
    Last Structure Change Process Date: July 29, 1993
    Last Data Update: July 29, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 9100 Airport Boulevard, Houston, TX 77061
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • History of Changes
  • Absorption - Assisted
  • Financial Summary
  • Total assets: $52.6 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $42Total assets
  • $58,253Cash and due from depository institutions
  • $5,378Interest-bearing balances
  • $0Securities
  • $4,040Federal funds sold & reverse repurchase agreements
  • $950Net loans & leases
  • $40,843Loan loss allowance
  • $1,867Trading account assets
  • $0Bank premises and fixed assets
  • $2,541Other real estate owned
  • $3,655Goodwill and other intangibles
  • $846Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $58,253Total liabilities
  • $55,192Total deposits
  • $54,578Interest-bearing deposits
  • $36,954Deposits held in domestic offices
  • 54578.00%% insured (estimated)
  • $88Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $614Total equity capital
  • $614Total bank equity capital
  • $3,061Perpetual preferred stock
  • $0Common stock
  • $1,134Surplus
  • $1,150Undivided profits
  • Memoranda
  • $777Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,199Income earned, not collected on loans
  • $316Earning assets
  • $45,833Long-term assets (5+ years)
  • $2,192Average Assets, year-to-date
  • $69,322Average Assets, quarterly
  • $63,544Volatile liabilities
  • $11,288Insider loans
  • $183FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,478Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,061Total risk weighted assets
  • $45,676Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,545Total interest expense
  • $2,106Net interest income
  • $3,439Provision for loan and lease losses
  • $3,113Total noninterest income
  • $1,279Fiduciary activities
  • $0Service charges on deposit accounts
  • $577Trading account gains & fees
  • $0Additional noninterest income
  • $702Total noninterest expense
  • $4,534Salaries and employee benefits
  • $1,681Premises and equipment expense
  • $502Additional noninterest expense
  • $2,351Pre-tax net operating income
  • -$2,929Securities gains (losses)
  • $226Applicable income taxes
  • -$356Income before extraordinary items
  • -$2,347Extraordinary gains - net
  • $0Net income attributable to bank
  • -$2,347Net charge-offs
  • $1,701Cash dividends
  • $73Sale, conversion, retirement of capital stock, net
  • $186Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.54%Cost of funding earning assets
  • 3.62%Net interest margin
  • 5.91%Noninterest income to earning assets
  • 2.20%Noninterest expense to earning assets
  • 7.80%Net operating income to assets
  • -3.67%Return on assets (ROA)
  • -3.39%Pretax return on assets
  • -3.90%Return on equity (ROE)
  • -57.65%Retained earnings to average equity (YTD only)
  • -59.44%Net charge-offs to loans
  • 3.41%Credit loss provision to net charge-offs
  • 183.01%Efficiency ratio
  • 96,100Assets per employee
  • 1.39%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • -3.11%Loss allowance to loans
  • 4.37%Loss allowance to noncurrent loans
  • 84.90%Noncurrent assets plus other real estate owned to assets
  • 10.05%Noncurrent loans to loans
  • 5.15%Net loans and leases to deposits
  • 74.83%Net loans and leases to core deposits
  • 94.35%Equity capital to assets
  • 5.25%Core capital (leverage) ratio
  • 4.84%Tier 1 risk-based capital ratio
  • 6.70%Total risk-based capital ratio
  • Memoranda
  • $8Average assets
  • $69,322Average earning assets
  • $4,071Average equity
  • $58,143Average loans

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