FirsTier Bank, Wyoming in Cheyenne, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 2006

  • FirsTier Bank, Wyoming in Cheyenne, Wyoming (WY)
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FirsTier Bank, Wyoming - Overview

  • General
  • FDIC Certificate #: 522
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: FirsTier Bank (#17478)
    Federal Reserve ID: 29159
    Date Established: December 08, 1924
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 374
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 01, 2006
    Last Structure Change Process Date: November 08, 2006
    Last Data Update: November 08, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1508 Stillwater, Cheyenne, WY 82009
    County: Laramie
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Cheyenne, WY (#1580)
    Core Based Statistical Area (CBSA): Cheyenne, WY (#16940)
    CBSA Metro Statistical Area: Cheyenne, WY (#16940)
  • Financial Summary
  • Total assets: $41.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $42,167Total assets
  • $1,307Cash and due from depository institutions
  • $1,088Interest-bearing balances
  • $5,381Securities
  • $8,920Federal funds sold & reverse repurchase agreements
  • $22,974Net loans & leases
  • $243Loan loss allowance
  • $0Trading account assets
  • $2,242Bank premises and fixed assets
  • $29Other real estate owned
  • $1,054Goodwill and other intangibles
  • $0Life insurance assets
  • $260All other assets
  • $42,167Total liabilities and capital
  • $36,134Total liabilities
  • $36,036Total deposits
  • $31,339Interest-bearing deposits
  • $36,036Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $40Other borrowed funds
  • $0Subordinated debt
  • $58All other liabilities
  • $6,033Total equity capital
  • $6,033Total bank equity capital
  • $6,033Perpetual preferred stock
  • $0Common stock
  • $2,025Surplus
  • $4,075Undivided profits
  • Memoranda
  • $-67Noncurrent loans and leases
  • $10,123Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $176Earning assets
  • $0Long-term assets (5+ years)
  • $135Average Assets, year-to-date
  • $38,363Average Assets, quarterly
  • $2,100Volatile liabilities
  • $27,821Insider loans
  • $34,465FHLB advances
  • $7,187Loans and leases held for sale
  • $0Unused loan commitments
  • $40Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $10,123Total unused commitments
  • $0Restructured Loans and leases
  • $243Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $880Total interest income
  • $187Total interest expense
  • $693Net interest income
  • $95Provision for loan and lease losses
  • $206Total noninterest income
  • $0Fiduciary activities
  • $26Service charges on deposit accounts
  • $0Trading account gains & fees
  • $180Additional noninterest income
  • $527Total noninterest expense
  • $262Salaries and employee benefits
  • $18Premises and equipment expense
  • $247Additional noninterest expense
  • $277Pre-tax net operating income
  • -$154Securities gains (losses)
  • $0Applicable income taxes
  • $123Income before extraordinary items
  • $0Extraordinary gains - net
  • $123Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$116Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.45%Yield on earning assets
  • 0.73%Cost of funding earning assets
  • 2.72%Net interest margin
  • 0.81%Noninterest income to earning assets
  • 2.07%Noninterest expense to earning assets
  • 1.00%Net operating income to assets
  • 0.44%Return on assets (ROA)
  • 0.44%Pretax return on assets
  • 2.82%Return on equity (ROE)
  • 2.82%Retained earnings to average equity (YTD only)
  • -0.98%Net charge-offs to loans
  • -81.90%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 58,621Assets per employee
  • 4.22%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.05%Loss allowance to noncurrent loans
  • 138.07%Noncurrent assets plus other real estate owned to assets
  • 0.49%Noncurrent loans to loans
  • 0.76%Net loans and leases to deposits
  • 63.75%Net loans and leases to core deposits
  • 79.64%Equity capital to assets
  • 14.31%Core capital (leverage) ratio
  • 13.01%Tier 1 risk-based capital ratio
  • 11.99%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $27,821Average earning assets
  • $4,360Average equity
  • $25,502Average loans

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