First American Bank in Jewell, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 18, 2000

  • First American Bank in Jewell, Iowa (IA)
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First American Bank - Overview

  • General
  • FDIC Certificate #: 13954
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First American Bank (#14808)
    Federal Reserve ID: 744041
    Date Established: March 01, 1913
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 8728
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 28, 1934
    Last Structure Change Effective Date: September 18, 2000
    Last Structure Change Process Date: November 07, 2000
    Last Data Update: November 07, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: Main And King Streets Northeast, Jewell, IA 50130
    County: Hamilton
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Des Moines
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $28.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $31,501Total assets
  • $1,297Cash and due from depository institutions
  • $15Interest-bearing balances
  • $4,961Securities
  • $5,070Federal funds sold & reverse repurchase agreements
  • $18,481Net loans & leases
  • $381Loan loss allowance
  • $0Trading account assets
  • $609Bank premises and fixed assets
  • $0Other real estate owned
  • $493Goodwill and other intangibles
  • $0Life insurance assets
  • $590All other assets
  • $31,501Total liabilities and capital
  • $28,607Total liabilities
  • $27,437Total deposits
  • $22,787Interest-bearing deposits
  • $27,437Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $466Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $400Other borrowed funds
  • $0Subordinated debt
  • $304All other liabilities
  • $2,894Total equity capital
  • $2,894Total bank equity capital
  • $2,894Perpetual preferred stock
  • $0Common stock
  • $202Surplus
  • $2,369Undivided profits
  • Memoranda
  • $323Noncurrent loans and leases
  • $2,813Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $377Average Assets, year-to-date
  • $28,527Average Assets, quarterly
  • $2,387Volatile liabilities
  • $30,097Insider loans
  • $30,149FHLB advances
  • $2,501Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,813Total unused commitments
  • $0Restructured Loans and leases
  • $268Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $2,048Total interest income
  • $955Total interest expense
  • $1,093Net interest income
  • $0Provision for loan and lease losses
  • $335Total noninterest income
  • $0Fiduciary activities
  • $140Service charges on deposit accounts
  • $0Trading account gains & fees
  • $195Additional noninterest income
  • $962Total noninterest expense
  • $394Salaries and employee benefits
  • $123Premises and equipment expense
  • $445Additional noninterest expense
  • $466Pre-tax net operating income
  • $0Securities gains (losses)
  • $201Applicable income taxes
  • $265Income before extraordinary items
  • $0Extraordinary gains - net
  • $265Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$122Sale, conversion, retirement of capital stock, net
  • $370Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.58%Yield on earning assets
  • 3.53%Cost of funding earning assets
  • 4.05%Net interest margin
  • 1.24%Noninterest income to earning assets
  • 3.56%Noninterest expense to earning assets
  • 0.88%Net operating income to assets
  • 0.88%Return on assets (ROA)
  • 1.55%Pretax return on assets
  • 8.97%Return on equity (ROE)
  • -3.55%Retained earnings to average equity (YTD only)
  • -0.68%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 65,616Assets per employee
  • 2.86%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 139.62%Loss allowance to loans
  • 2.02%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 67.36%Net loans and leases to core deposits
  • 72.75%Equity capital to assets
  • 9.19%Core capital (leverage) ratio
  • 8.16%Tier 1 risk-based capital ratio
  • 11.38%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $30,097Average earning assets
  • $2,956Average equity
  • $27,021Average loans

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