First American Bank SSB in Bryan, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 01, 2000

  • First American Bank SSB in Bryan, Texas (TX)
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First American Bank SSB - Overview

  • General
  • FDIC Certificate #: 27444
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Citibank Texas, National Association (#32623)
    Federal Reserve ID: 1363168
    Date Established: Febuary 09, 1989
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 8 (Interstate: No)
    FDIC's unique #: 39938
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 09, 1989
    Last Structure Change Effective Date: September 01, 2000
    Last Structure Change Process Date: November 01, 2000
    Last Data Update: November 01, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 1111 Briarcrest Drive, Bryan, TX 77802
    County: Brazos
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Bryan-College Station, TX (#1260)
    Core Based Statistical Area (CBSA): College Station-Bryan, TX (#17780)
    CBSA Metro Statistical Area: College Station-Bryan, TX (#17780)
  • Financial Summary
  • Total assets: $444.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 235Total employees (full-time equivalent)
  • $443,332Total assets
  • $28,261Cash and due from depository institutions
  • $5,877Interest-bearing balances
  • $68,044Securities
  • $4,631Federal funds sold & reverse repurchase agreements
  • $321,014Net loans & leases
  • $2,325Loan loss allowance
  • $0Trading account assets
  • $10,452Bank premises and fixed assets
  • $193Other real estate owned
  • $1,743Goodwill and other intangibles
  • $0Life insurance assets
  • $8,994All other assets
  • $443,332Total liabilities and capital
  • $408,694Total liabilities
  • $391,022Total deposits
  • $306,844Interest-bearing deposits
  • $391,022Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $14,983Other borrowed funds
  • $0Subordinated debt
  • $2,689All other liabilities
  • $34,638Total equity capital
  • $34,638Total bank equity capital
  • $34,638Perpetual preferred stock
  • $0Common stock
  • $2,800Surplus
  • $21,200Undivided profits
  • Memoranda
  • $10,638Noncurrent loans and leases
  • $66,590Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $710Earning assets
  • $0Long-term assets (5+ years)
  • $2,629Average Assets, year-to-date
  • $399,566Average Assets, quarterly
  • $24,292Volatile liabilities
  • $425,059Insider loans
  • $433,355FHLB advances
  • $56,745Loans and leases held for sale
  • $1,800Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $16,603Total risk weighted assets
  • $66,590Total unused commitments
  • $779Restructured Loans and leases
  • $2,325Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $29,915Total interest income
  • $10,250Total interest expense
  • $19,665Net interest income
  • $150Provision for loan and lease losses
  • $4,655Total noninterest income
  • $649Fiduciary activities
  • $3,035Service charges on deposit accounts
  • $0Trading account gains & fees
  • $971Additional noninterest income
  • $14,804Total noninterest expense
  • $8,436Salaries and employee benefits
  • $2,131Premises and equipment expense
  • $4,237Additional noninterest expense
  • $9,366Pre-tax net operating income
  • $0Securities gains (losses)
  • $3,234Applicable income taxes
  • $6,132Income before extraordinary items
  • $0Extraordinary gains - net
  • $6,132Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $54Sale, conversion, retirement of capital stock, net
  • $5,025Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.91%Yield on earning assets
  • 2.71%Cost of funding earning assets
  • 5.20%Net interest margin
  • 1.23%Noninterest income to earning assets
  • 3.92%Noninterest expense to earning assets
  • 1.44%Net operating income to assets
  • 1.44%Return on assets (ROA)
  • 2.20%Pretax return on assets
  • 17.99%Return on equity (ROE)
  • 3.25%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 277.78%Credit loss provision to net charge-offs
  • 176.22%Efficiency ratio
  • 60,234Assets per employee
  • 1.89%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 81.95%Loss allowance to loans
  • 0.72%Loss allowance to noncurrent loans
  • 327.46%Noncurrent assets plus other real estate owned to assets
  • 0.20%Noncurrent loans to loans
  • 0.22%Net loans and leases to deposits
  • 82.10%Net loans and leases to core deposits
  • 91.91%Equity capital to assets
  • 7.81%Core capital (leverage) ratio
  • 7.77%Tier 1 risk-based capital ratio
  • 9.94%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $425,059Average earning assets
  • $34,092Average equity
  • $377,978Average loans

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