First Bank in city_name, state_name - Detailed Financial Reports, Location

First Bank in Chester, Illinois (IL)
Show street view No street view available for this location

First Bank - Overview

General
FDIC Certificate #: 1037
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Bank (#3825)
Federal Reserve ID: 819248
Date Established: January 01, 1890
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 12 (Interstate: No)
FDIC's unique #: 690
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: August 27, 1993
Last Structure Change Process Date: September 02, 1993
Last Data Update: September 02, 1993
Data Source Date: April 05, 2012
Location
Address: 600 State Street, Chester, IL 62233
County: Randolph
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Mount Vernon
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $362.8 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$133Total assets
$366,570Cash and due from depository institutions
$19,128Interest-bearing balances
$0Securities
$116,867Federal funds sold & reverse repurchase agreements
$9,205Net loans & leases
$212,355Loan loss allowance
$3,257Trading account assets
$0Bank premises and fixed assets
$3,784Other real estate owned
$863Goodwill and other intangibles
$4,368Life insurance assets
$0All other assets
$0Total liabilities and capital
$366,570Total liabilities
$332,620Total deposits
$329,942Interest-bearing deposits
$291,983Deposits held in domestic offices
329942.00%% insured (estimated)
$99Federal funds purchased & repurchase agreements
$213Trading liabilities
$0Other borrowed funds
$473Subordinated debt
$0All other liabilities
$1,992Total equity capital
$1,992Total bank equity capital
$33,950Perpetual preferred stock
$0Common stock
$2,000Surplus
$19,275Undivided profits
Memoranda
$12,675Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,107Income earned, not collected on loans
$1,970Earning assets
$338,427Long-term assets (5+ years)
$63,603Average Assets, year-to-date
$373,011Average Assets, quarterly
$365,725Volatile liabilities
$7,586Insider loans
$459FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$91,404Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$33,950Total risk weighted assets
$227,662Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$31,005Total interest expense
$14,180Net interest income
$16,825Provision for loan and lease losses
$1,437Total noninterest income
$1,805Fiduciary activities
$0Service charges on deposit accounts
$1,042Trading account gains & fees
$0Additional noninterest income
$763Total noninterest expense
$8,662Salaries and employee benefits
$2,988Premises and equipment expense
$1,187Additional noninterest expense
$4,487Pre-tax net operating income
$8,531Securities gains (losses)
$3Applicable income taxes
$2,773Income before extraordinary items
$5,761Extraordinary gains - net
$0Net income attributable to bank
$5,761Net charge-offs
$1,153Cash dividends
$2,900Sale, conversion, retirement of capital stock, net
$8,801Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.90%Cost of funding earning assets
4.07%Net interest margin
4.83%Noninterest income to earning assets
0.52%Noninterest expense to earning assets
2.49%Net operating income to assets
1.54%Return on assets (ROA)
1.54%Pretax return on assets
2.29%Return on equity (ROE)
17.82%Retained earnings to average equity (YTD only)
8.85%Net charge-offs to loans
0.53%Credit loss provision to net charge-offs
124.63%Efficiency ratio
46,495Assets per employee
2.76%Cash dividends to net income (YTD only)
Condition Ratios (%)
50.34%Loss allowance to loans
1.51%Loss allowance to noncurrent loans
104.83%Noncurrent assets plus other real estate owned to assets
1.08%Noncurrent loans to loans
1.44%Net loans and leases to deposits
64.36%Net loans and leases to core deposits
65.74%Equity capital to assets
9.26%Core capital (leverage) ratio
9.25%Tier 1 risk-based capital ratio
14.91%Total risk-based capital ratio
Memoranda
$16Average assets
$373,011Average earning assets
$32,327Average equity
$348,378Average loans

First Bank in Chester, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

First Bank in Chester, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

First Bank in Chester, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches