First Bank A Savings Bank in city_name, state_name - Detailed Financial Reports, Location

First Bank A Savings Bank in Clayton, Missouri (MO)
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First Bank A Savings Bank - Overview

General
FDIC Certificate #: 28806
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Bank A Savings Bank (#29030)
Federal Reserve ID: 455178
Date Established: January 01, 1933
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 2399
FDIC's unique #: 41640
Numeric code: 36
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: October 25, 1934
Last Structure Change Effective Date: December 01, 1993
Last Structure Change Process Date: January 27, 1994
Last Data Update: October 18, 1997
Data Source Date: April 05, 2012
Location
Address: 135 North Meramec, Clayton, MO 63105
County: St. Louis
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: St. Louis
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
Financial Summary
Total assets: $607.8 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$204Total assets
$715,873Cash and due from depository institutions
$10,631Interest-bearing balances
$2,796Securities
$70,456Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$607,384Loan loss allowance
$6,284Trading account assets
$0Bank premises and fixed assets
$9,274Other real estate owned
$370Goodwill and other intangibles
$12,513Life insurance assets
$5,245All other assets
$0Total liabilities and capital
$715,873Total liabilities
$664,712Total deposits
$600,364Interest-bearing deposits
$556,436Deposits held in domestic offices
600364.00%% insured (estimated)
$94Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$54,000Subordinated debt
$0All other liabilities
$10,348Total equity capital
$10,348Total bank equity capital
$51,161Perpetual preferred stock
$0Common stock
$1Surplus
$38,049Undivided profits
Memoranda
$13,111Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,987Income earned, not collected on loans
$3,308Earning assets
$680,636Long-term assets (5+ years)
$0Average Assets, year-to-date
$728,873Average Assets, quarterly
$730,464Volatile liabilities
$108,406Insider loans
$0FHLB advances
$48,500Loans and leases held for sale
$0Unused loan commitments
$52,479Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$49,907Total risk weighted assets
$468,797Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$61,684Total interest expense
$32,831Net interest income
$28,853Provision for loan and lease losses
$3,950Total noninterest income
-$4,137Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
-$4,137Total noninterest expense
$14,533Salaries and employee benefits
$4,498Premises and equipment expense
$5,645Additional noninterest expense
$4,390Pre-tax net operating income
$6,233Securities gains (losses)
$4,806Applicable income taxes
$4,117Income before extraordinary items
$6,922Extraordinary gains - net
$0Net income attributable to bank
$6,922Net charge-offs
$9,848Cash dividends
$0Sale, conversion, retirement of capital stock, net
$3,000Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.89%Cost of funding earning assets
4.73%Net interest margin
4.16%Noninterest income to earning assets
-0.60%Noninterest expense to earning assets
2.09%Net operating income to assets
0.53%Return on assets (ROA)
0.95%Pretax return on assets
1.51%Return on equity (ROE)
15.28%Retained earnings to average equity (YTD only)
15.28%Net charge-offs to loans
1.56%Credit loss provision to net charge-offs
40.11%Efficiency ratio
57,254Assets per employee
3.51%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.02%Loss allowance to noncurrent loans
210.38%Noncurrent assets plus other real estate owned to assets
0.47%Noncurrent loans to loans
0.49%Net loans and leases to deposits
101.17%Net loans and leases to core deposits
111.25%Equity capital to assets
7.15%Core capital (leverage) ratio
6.98%Tier 1 risk-based capital ratio
10.65%Total risk-based capital ratio
Memoranda
$11Average assets
$728,873Average earning assets
$45,307Average equity
$694,076Average loans

First Bank A Savings Bank in Clayton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank A Savings Bank - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

First Bank A Savings Bank in Clayton, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank A Savings Bank - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

First Bank A Savings Bank in Clayton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches