First Bank Pearland in Pearland, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1996

  • First Bank Pearland in Pearland, Texas (TX)
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First Bank Pearland - Overview

  • General
  • FDIC Certificate #: 22328
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Merchants Bank (#20263)
    Federal Reserve ID: 6365
    Date Established: September 02, 1976
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 15537
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 02, 1976
    Last Structure Change Effective Date: January 01, 1996
    Last Structure Change Process Date: March 15, 1996
    Last Data Update: March 15, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 3102 East Broadway, Pearland, TX 77581
    County: Brazoria
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Brazoria, TX (#1145)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $54.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $26Total assets
  • $54,488Cash and due from depository institutions
  • $11,129Interest-bearing balances
  • $8,512Securities
  • $25,806Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $15,893Loan loss allowance
  • $130Trading account assets
  • $0Bank premises and fixed assets
  • $1,178Other real estate owned
  • $0Goodwill and other intangibles
  • $482Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $54,488Total liabilities
  • $49,665Total deposits
  • $49,358Interest-bearing deposits
  • $36,786Deposits held in domestic offices
  • 49358.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $307Total equity capital
  • $307Total bank equity capital
  • $4,823Perpetual preferred stock
  • $0Common stock
  • $521Surplus
  • $2,500Undivided profits
  • Memoranda
  • $1,802Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $42Income earned, not collected on loans
  • $74Earning assets
  • $50,211Long-term assets (5+ years)
  • $3,530Average Assets, year-to-date
  • $50,531Average Assets, quarterly
  • $52,942Volatile liabilities
  • $3,452Insider loans
  • $825FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,203Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,729Total risk weighted assets
  • $21,554Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,214Total interest expense
  • $1,172Net interest income
  • $2,042Provision for loan and lease losses
  • $30Total noninterest income
  • $705Fiduciary activities
  • $0Service charges on deposit accounts
  • $521Trading account gains & fees
  • $0Additional noninterest income
  • $184Total noninterest expense
  • $1,959Salaries and employee benefits
  • $795Premises and equipment expense
  • $283Additional noninterest expense
  • $881Pre-tax net operating income
  • $758Securities gains (losses)
  • $0Applicable income taxes
  • $222Income before extraordinary items
  • $536Extraordinary gains - net
  • $0Net income attributable to bank
  • $536Net charge-offs
  • $24Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.94%Cost of funding earning assets
  • 2.53%Net interest margin
  • 4.41%Noninterest income to earning assets
  • 1.52%Noninterest expense to earning assets
  • 4.23%Net operating income to assets
  • 1.06%Return on assets (ROA)
  • 1.06%Pretax return on assets
  • 1.50%Return on equity (ROE)
  • 12.13%Retained earnings to average equity (YTD only)
  • 12.13%Net charge-offs to loans
  • 0.16%Credit loss provision to net charge-offs
  • 125.00%Efficiency ratio
  • 71,314Assets per employee
  • 2.10%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.81%Loss allowance to noncurrent loans
  • 309.52%Noncurrent assets plus other real estate owned to assets
  • 0.08%Noncurrent loans to loans
  • 0.26%Net loans and leases to deposits
  • 32.20%Net loans and leases to core deposits
  • 34.62%Equity capital to assets
  • 8.85%Core capital (leverage) ratio
  • 8.96%Tier 1 risk-based capital ratio
  • 21.94%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $50,531Average earning assets
  • $4,420Average equity
  • $46,330Average loans

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