First Bank Southeast, National Association in city_name, state_name

First Bank Southeast, National Association in Rochester, Minnesota (MN)
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First Bank Southeast, National Association - Overview

General
FDIC Certificate #: 5236
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Bank National Association (#5199)
Federal Reserve ID: 850951
Date Established: November 01, 1864
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 6 (Interstate: No)
FDIC's unique #: 3518
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: October 08, 1993
Last Structure Change Process Date: October 20, 1993
Last Data Update: October 20, 1993
Data Source Date: April 05, 2012
Location
Address: 155 First Avenue, S.W., Rochester, MN 55902
County: Olmsted
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Minneapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Rochester, MN (#6820)
Core Based Statistical Area (CBSA): Rochester, MN (#40340)
CBSA Metro Statistical Area: Rochester, MN (#40340)
Financial Summary
Total assets: $552.8 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$163Total assets
$525,346Cash and due from depository institutions
$32,359Interest-bearing balances
$0Securities
$64,667Federal funds sold & reverse repurchase agreements
$78,000Net loans & leases
$340,477Loan loss allowance
$5,047Trading account assets
$0Bank premises and fixed assets
$4,126Other real estate owned
$207Goodwill and other intangibles
$5,510Life insurance assets
$0All other assets
$0Total liabilities and capital
$525,346Total liabilities
$491,080Total deposits
$475,413Interest-bearing deposits
$407,192Deposits held in domestic offices
475413.00%% insured (estimated)
$81Federal funds purchased & repurchase agreements
$100Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$8,500All other liabilities
$7,067Total equity capital
$7,067Total bank equity capital
$34,266Perpetual preferred stock
$0Common stock
$8,600Surplus
$13,850Undivided profits
Memoranda
$11,816Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,405Income earned, not collected on loans
$1,315Earning assets
$483,144Long-term assets (5+ years)
$30,316Average Assets, year-to-date
$524,790Average Assets, quarterly
$525,272Volatile liabilities
$44,101Insider loans
$95FHLB advances
$0Loans and leases held for sale
$396Unused loan commitments
$459,232Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$34,266Total risk weighted assets
$378,465Total unused commitments
$0Restructured Loans and leases
$75,000Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$36,727Total interest expense
$15,826Net interest income
$20,901Provision for loan and lease losses
$2,551Total noninterest income
$6,841Fiduciary activities
$1,495Service charges on deposit accounts
$1,730Trading account gains & fees
$0Additional noninterest income
$3,616Total noninterest expense
$19,812Salaries and employee benefits
$5,874Premises and equipment expense
$2,502Additional noninterest expense
$11,436Pre-tax net operating income
$5,379Securities gains (losses)
$0Applicable income taxes
$2,060Income before extraordinary items
$3,319Extraordinary gains - net
$639Net income attributable to bank
$3,958Net charge-offs
$1,686Cash dividends
$600Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.63%Cost of funding earning assets
3.29%Net interest margin
4.34%Noninterest income to earning assets
1.42%Noninterest expense to earning assets
4.12%Net operating income to assets
0.63%Return on assets (ROA)
0.75%Pretax return on assets
1.15%Return on equity (ROE)
12.45%Retained earnings to average equity (YTD only)
10.57%Net charge-offs to loans
0.55%Credit loss provision to net charge-offs
151.30%Efficiency ratio
71,415Assets per employee
3.22%Cash dividends to net income (YTD only)
Condition Ratios (%)
15.16%Loss allowance to loans
1.46%Loss allowance to noncurrent loans
209.85%Noncurrent assets plus other real estate owned to assets
0.50%Noncurrent loans to loans
0.70%Net loans and leases to deposits
71.62%Net loans and leases to core deposits
78.92%Equity capital to assets
6.52%Core capital (leverage) ratio
6.67%Tier 1 risk-based capital ratio
9.05%Total risk-based capital ratio
Memoranda
$13Average assets
$524,790Average earning assets
$31,780Average equity
$481,073Average loans

First Bank Southeast, National Association in Rochester, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank Southeast, National Association - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

First Bank Southeast, National Association in Rochester, Minnesota (MN)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank Southeast, National Association - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

First Bank Southeast, National Association in Rochester, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches