First Bank and Trust Co. of Tahlequah in Tahlequah, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 17, 1993

  • First Bank and Trust Co. of Tahlequah in Tahlequah, Oklahoma (OK)
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First Bank and Trust Co. of Tahlequah - Overview

  • General
  • FDIC Certificate #: 4206
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Boatmen's National Bank of Oklahoma (#25270)
    Federal Reserve ID: 400150
    Date Established: December 11, 1891
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 2758
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 17, 1993
    Last Structure Change Process Date: September 22, 1993
    Last Data Update: September 22, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 South Muskogee Avenue, Tahlequah, OK 74464
    County: Cherokee
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Tahlequah, OK (#45140)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $140.8 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $76Total assets
  • $139,435Cash and due from depository institutions
  • $6,847Interest-bearing balances
  • $0Securities
  • $26,984Federal funds sold & reverse repurchase agreements
  • $3,200Net loans & leases
  • $98,596Loan loss allowance
  • $1,031Trading account assets
  • $0Bank premises and fixed assets
  • $2,562Other real estate owned
  • $73Goodwill and other intangibles
  • $1,173Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $139,435Total liabilities
  • $129,192Total deposits
  • $127,407Interest-bearing deposits
  • $111,593Deposits held in domestic offices
  • 127407.00%% insured (estimated)
  • $82Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,328Subordinated debt
  • $0All other liabilities
  • $457Total equity capital
  • $457Total bank equity capital
  • $10,243Perpetual preferred stock
  • $1,000Common stock
  • $750Surplus
  • $862Undivided profits
  • Memoranda
  • $7,631Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $415Income earned, not collected on loans
  • $687Earning assets
  • $128,780Long-term assets (5+ years)
  • $30,191Average Assets, year-to-date
  • $135,189Average Assets, quarterly
  • $137,946Volatile liabilities
  • $23,943Insider loans
  • $250FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,413Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $9,243Total risk weighted assets
  • $99,203Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $11,481Total interest expense
  • $4,965Net interest income
  • $6,516Provision for loan and lease losses
  • $468Total noninterest income
  • $890Fiduciary activities
  • $43Service charges on deposit accounts
  • $711Trading account gains & fees
  • $0Additional noninterest income
  • $136Total noninterest expense
  • $4,353Salaries and employee benefits
  • $2,201Premises and equipment expense
  • $595Additional noninterest expense
  • $1,557Pre-tax net operating income
  • $2,585Securities gains (losses)
  • $59Applicable income taxes
  • $815Income before extraordinary items
  • $1,829Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,829Net charge-offs
  • $388Cash dividends
  • $1,039Sale, conversion, retirement of capital stock, net
  • $112Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.17%Cost of funding earning assets
  • 3.97%Net interest margin
  • 5.20%Noninterest income to earning assets
  • 0.71%Noninterest expense to earning assets
  • 3.48%Net operating income to assets
  • 1.32%Return on assets (ROA)
  • 1.35%Pretax return on assets
  • 1.96%Return on equity (ROE)
  • 18.68%Retained earnings to average equity (YTD only)
  • 8.07%Net charge-offs to loans
  • 0.40%Credit loss provision to net charge-offs
  • 120.62%Efficiency ratio
  • 58,777Assets per employee
  • 1.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 56.81%Loss allowance to loans
  • 1.03%Loss allowance to noncurrent loans
  • 248.43%Noncurrent assets plus other real estate owned to assets
  • 0.35%Noncurrent loans to loans
  • 0.42%Net loans and leases to deposits
  • 77.39%Net loans and leases to core deposits
  • 94.24%Equity capital to assets
  • 7.35%Core capital (leverage) ratio
  • 7.03%Tier 1 risk-based capital ratio
  • 9.32%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $135,189Average earning assets
  • $9,790Average equity
  • $125,209Average loans

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