First Bank of Deer Park in city_name, state_name - Detailed Financial Reports, Location

First Bank of Deer Park in Deer Park, Texas (TX)
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First Bank of Deer Park - Overview

General
FDIC Certificate #: 20653
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Bayshore National Bank of La Porte (#19343)
Federal Reserve ID: 622952
Date Established: April 06, 1972
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
FDIC's unique #: 14256
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: April 06, 1972
Last Structure Change Effective Date: November 20, 1997
Last Structure Change Process Date: December 18, 1997
Last Data Update: December 18, 1997
Data Source Date: April 05, 2012
Location
Address: 1601 Center Street, Deer Park, TX 77536
County: Harris
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Houston, TX (#3360)
Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
Financial Summary
Total assets: $36.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$19Total assets
$33,449Cash and due from depository institutions
$2,732Interest-bearing balances
$0Securities
$12,838Federal funds sold & reverse repurchase agreements
$3,800Net loans & leases
$13,127Loan loss allowance
$357Trading account assets
$0Bank premises and fixed assets
$348Other real estate owned
$278Goodwill and other intangibles
$326Life insurance assets
$0All other assets
$0Total liabilities and capital
$33,449Total liabilities
$29,826Total deposits
$26,223Interest-bearing deposits
$15,516Deposits held in domestic offices
26223.00%% insured (estimated)
$78Federal funds purchased & repurchase agreements
$3,000Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$603Total equity capital
$603Total bank equity capital
$3,623Perpetual preferred stock
$0Common stock
$577Surplus
$1,623Undivided profits
Memoranda
$1,423Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2Income earned, not collected on loans
$97Earning assets
$29,765Long-term assets (5+ years)
$2,831Average Assets, year-to-date
$31,034Average Assets, quarterly
$31,746Volatile liabilities
$7,881Insider loans
$90FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$71Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$3,668Total risk weighted assets
$16,963Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$2,164Total interest expense
$659Net interest income
$1,505Provision for loan and lease losses
$0Total noninterest income
$533Fiduciary activities
$0Service charges on deposit accounts
$346Trading account gains & fees
$0Additional noninterest income
$187Total noninterest expense
$1,022Salaries and employee benefits
$480Premises and equipment expense
$123Additional noninterest expense
$419Pre-tax net operating income
$1,016Securities gains (losses)
$0Applicable income taxes
$321Income before extraordinary items
$695Extraordinary gains - net
$0Net income attributable to bank
$695Net charge-offs
-$1Cash dividends
$658Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.79%Cost of funding earning assets
2.37%Net interest margin
5.42%Noninterest income to earning assets
1.92%Noninterest expense to earning assets
3.68%Net operating income to assets
2.24%Return on assets (ROA)
2.24%Pretax return on assets
3.27%Return on equity (ROE)
18.73%Retained earnings to average equity (YTD only)
1.00%Net charge-offs to loans
-0.01%Credit loss provision to net charge-offs
0.00%Efficiency ratio
50,147Assets per employee
1.76%Cash dividends to net income (YTD only)
Condition Ratios (%)
94.68%Loss allowance to loans
2.65%Loss allowance to noncurrent loans
17850.00%Noncurrent assets plus other real estate owned to assets
0.84%Noncurrent loans to loans
0.01%Net loans and leases to deposits
50.06%Net loans and leases to core deposits
61.51%Equity capital to assets
10.83%Core capital (leverage) ratio
11.66%Tier 1 risk-based capital ratio
21.62%Total risk-based capital ratio
Memoranda
$23Average assets
$31,034Average earning assets
$3,710Average equity
$27,785Average loans

First Bank of Deer Park in Deer Park, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Deer Park - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

First Bank of Deer Park in Deer Park, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Deer Park - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

First Bank of Deer Park in Deer Park, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches