First Bank of Pike in Molena, Georgia (GA)

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First Bank of Pike routing number info

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First Bank of Pike
GeneralFDIC Certificate #: 9070
Status: Active
Federal Reserve ID: 760939
Date Established: January 01, 1899
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 5806
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 50 Springs Road, Molena, GA 30258
County: Pike
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Atlanta
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
History of ChangesCorrections
Merge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $44.7 mil
Equity capital: $4.5 mil
Deposits held in domestic offices: $40.2 mil
Return on assets (ROA): 0.31% ($0.1 mil)
Quarterly return on assets: 0.76% ($0.3 mil)
Return on Equity (ROE): 2.77% ($0.1 mil)
Quarterly return on equity: 7.02% ($0.3 mil)
Net income: $0.1 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.31% ($138.6 mil)
Quarterly Pretax return on assets: 0.50% ($223.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)17
Total assets$44,723
Cash and due from depository institutions$10,016
Interest-bearing balances$0
Federal funds sold & reverse repurchase agreements$256
Net loans & leases$24,761
Loan loss allowance $283
Trading account assets$0
Bank premises and fixed assets$578
Other real estate owned$1,437
Goodwill and other intangibles$0
All other assets$1,506
Life insurance assets$44,723
Total liabilities and capital$40,264
Total liabilities$40,187
Total deposits$32,758
Interest-bearing deposits$40,187
Deposits held in domestic offices$85
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $77
All other liabilities $4,459
Total equity capital$4,459
Total bank equity capital$4,459
Perpetual preferred stock$266
Common stock$450
Undivided profits $2,459
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $175
Earning assets $0
Long-term assets (5+ years) $187
Average Assets, year-to-date $31,186
Average Assets, quarterly $500
Volatile liabilities $39,582
Insider loans $41,143
FHLB advances $23,757
Loans and leases held for sale $39,350
Unused loan commitments $1,200
Tier 1 (core) risk-based capital $592
Tier 2 risk-based capital $4,459
Total risk weighted assets $0
Total unused commitments $608
Restructured Loans and leases $559
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $2,107
Total interest expense $399
Net interest income $1,708
Provision for loan and lease losses $85
Total noninterest income $184
Fiduciary activities $0
Service charges on deposit accounts $226
Trading account gains & fees $0
Additional noninterest income -$42
Total noninterest expense $1,686
Salaries and employee benefits $860
Premises and equipment expense $227
Additional noninterest expense $599
Pre-tax net operating income $121
Securities gains (losses) $0
Applicable income taxes -$2
Income before extraordinary items $123
Extraordinary gains - net $0
Net income attributable to bank $123
Net charge-offs $0
Cash dividends $123
Sale, conversion, retirement of capital stock, net $113
Net operating income $51
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets6.58%
Cost of funding earning assets 1.25%
Net interest margin 5.34%
Noninterest income to earning assets 0.57%
Noninterest expense to earning assets 5.27%
Net operating income to assets 0.31%
Return on assets (ROA) 0.31%
Pretax return on assets 0.31%
Return on equity (ROE) 2.77%
Retained earnings to average equity (YTD only) 1.62%
Net charge-offs to loans 0.44%
Credit loss provision to net charge-offs 75.22%
Efficiency ratio1.82%
Assets per employee$89,112
Cash dividends to net income (YTD only)2.63%
Condition Ratios (%)
Loss allowance to loans 41.46%
Loss allowance to noncurrent loans 1.13%
Noncurrent assets plus other real estate owned to assets 161.71%
Noncurrent loans to loans 3.60%
Net loans and leases to deposits0.70%
Net loans and leases to core deposits 61.61%
Equity capital to assets 64.49%
Core capital (leverage) ratio 9.97%
Tier 1 risk-based capital ratio 11.33%
Total risk-based capital ratio 18.77%
Average assets$20
Average earning assets$39,582
Average equity $4,444
Average loans $32,013
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3 Georgia Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
05806First Bank Of Pike50 Springs Road, Molena, GA 30258January 01, 1899Full Service Brick and Mortar
1219375Concord Branch9700 Ga Hwy 18, Concord, GA 30206August 07, 1990Full Service Brick and Mortar
2219376Zebulon Branch370 Thomaston Street, Zebulon, GA 30295Febuary 19, 1991Full Service Brick and Mortar
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