First Bulloch Bank & Trust Company in city_name, state_name

First Bulloch Bank & Trust Company in Statesboro, Georgia (GA)
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First Bulloch Bank & Trust Company - Overview

General
FDIC Certificate #: 14215
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Branch Banking and Trust Company (#9846)
Federal Reserve ID: 551632
Date Established: April 14, 1934
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 6 (Interstate: No)
OTS Docket #: 12354
FDIC's unique #: 8875
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: April 14, 1934
Last Structure Change Effective Date: May 12, 2001
Last Structure Change Process Date: June 26, 2001
Last Data Update: June 26, 2001
Data Source Date: April 05, 2012
Location
Address: 40 North Main Street, Statesboro, GA 30458
County: Bulloch
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Atlanta
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Core Based Statistical Area (CBSA): Statesboro, GA (#44340)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $206.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

Dollar figures in thousands
81Total employees (full-time equivalent)
$191,804Total assets
$15,825Cash and due from depository institutions
$8,120Interest-bearing balances
$23,528Securities
$365Federal funds sold & reverse repurchase agreements
$145,693Net loans & leases
$3,201Loan loss allowance
$0Trading account assets
$2,358Bank premises and fixed assets
$704Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$3,331All other assets
$191,804Total liabilities and capital
$160,753Total liabilities
$152,839Total deposits
$124,088Interest-bearing deposits
$152,839Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$4,825Other borrowed funds
$0Subordinated debt
$3,089All other liabilities
$31,051Total equity capital
$31,051Total bank equity capital
$31,051Perpetual preferred stock
$0Common stock
$2,900Surplus
$6,100Undivided profits
Memoranda
$22,051Noncurrent loans and leases
$32,363Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$50Earning assets
$0Long-term assets (5+ years)
$2,080Average Assets, year-to-date
$177,706Average Assets, quarterly
$22,969Volatile liabilities
$195,972Insider loans
$190,284FHLB advances
$33,566Loans and leases held for sale
$12,523Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$32,363Total unused commitments
$232Restructured Loans and leases
$1,789Derivatives

Income and Expense (December 31, 2000)

Dollar figures in thousands
$16,925Total interest income
$5,887Total interest expense
$11,038Net interest income
$1,004Provision for loan and lease losses
$2,182Total noninterest income
$93Fiduciary activities
$1,422Service charges on deposit accounts
$0Trading account gains & fees
$667Additional noninterest income
$8,893Total noninterest expense
$4,293Salaries and employee benefits
$1,726Premises and equipment expense
$2,874Additional noninterest expense
$3,323Pre-tax net operating income
-$283Securities gains (losses)
$1,036Applicable income taxes
$2,004Income before extraordinary items
$0Extraordinary gains - net
$2,004Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$161Sale, conversion, retirement of capital stock, net
$1,039Net operating income

Performance and Condition Ratios (December 31, 2000)

Dollar figures in thousands
Performance Ratios (%, annualized)
9.43%Yield on earning assets
3.28%Cost of funding earning assets
6.15%Net interest margin
1.22%Noninterest income to earning assets
4.95%Noninterest expense to earning assets
1.12%Net operating income to assets
1.02%Return on assets (ROA)
1.55%Pretax return on assets
6.74%Return on equity (ROE)
3.25%Retained earnings to average equity (YTD only)
0.11%Net charge-offs to loans
623.60%Credit loss provision to net charge-offs
26.88%Efficiency ratio
67,269Assets per employee
2.37%Cash dividends to net income (YTD only)
Condition Ratios (%)
51.85%Loss allowance to loans
2.15%Loss allowance to noncurrent loans
6402.00%Noncurrent assets plus other real estate owned to assets
0.39%Noncurrent loans to loans
0.03%Net loans and leases to deposits
95.32%Net loans and leases to core deposits
122.15%Equity capital to assets
16.19%Core capital (leverage) ratio
16.40%Tier 1 risk-based capital ratio
21.60%Total risk-based capital ratio
Memoranda
$23Average assets
$195,972Average earning assets
$29,737Average equity
$179,488Average loans

First Bulloch Bank & Trust Company in Statesboro, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bulloch Bank & Trust Company - Overview

Assets and Liabilities (December 31, 2000)

Income and Expense (December 31, 2000)

Performance and Condition Ratios (December 31, 2000)

Comment about this bank, ask questions, or add new information about it:

First Bulloch Bank & Trust Company in Statesboro, Georgia (GA)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bulloch Bank & Trust Company - Overview

Assets and Liabilities (December 31, 2000)

Income and Expense (December 31, 2000)

Performance and Condition Ratios (December 31, 2000)

Comment about this bank, ask questions, or add new information about it:

First Bulloch Bank & Trust Company in Statesboro, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches