First Capital Bank in city_name, state_name - Detailed Financial Reports, Location

First Capital Bank in Peoria, Illinois (IL)
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First Capital Bank - Overview

General
FDIC Certificate #: 34157
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Busey Bank (#16450)
Federal Reserve ID: 2389820
Date Established: April 16, 1996
WWW: http://www.firstcapitalbank.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Interstate: No)
OTS Docket #: 14439
FDIC's unique #: 56304
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: April 16, 1996
Last Structure Change Effective Date: May 21, 2005
Last Structure Change Process Date: June 02, 2005
Last Data Update: June 02, 2005
Data Source Date: April 05, 2012
Location
Address: 6699 North Sheridan Road, Peoria, IL 61614
County: Peoria
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Princeton
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Peoria-Pekin, IL (#6120)
Combined Statistical Area (CSA): Peoria-Canton, IL (#426)
Core Based Statistical Area (CBSA): Peoria, IL (#37900)
CBSA Metro Statistical Area: Peoria, IL (#37900)
Financial Summary
Total assets: $248.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

Dollar figures in thousands
50Total employees (full-time equivalent)
$249,575Total assets
$5,644Cash and due from depository institutions
$1,791Interest-bearing balances
$63,696Securities
$3,100Federal funds sold & reverse repurchase agreements
$144,358Net loans & leases
$2,189Loan loss allowance
$0Trading account assets
$3,376Bank premises and fixed assets
$244Other real estate owned
$26,576Goodwill and other intangibles
$0Life insurance assets
$2,581All other assets
$249,575Total liabilities and capital
$206,755Total liabilities
$149,155Total deposits
$136,649Interest-bearing deposits
$149,155Deposits held in domestic offices
0.00%% insured (estimated)
$33,131Federal funds purchased & repurchase agreements
$0Trading liabilities
$22,918Other borrowed funds
$0Subordinated debt
$1,551All other liabilities
$42,820Total equity capital
$42,820Total bank equity capital
$42,820Perpetual preferred stock
$0Common stock
$2,700Surplus
$38,666Undivided profits
Memoranda
$1,454Noncurrent loans and leases
$20,888Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$548Earning assets
$0Long-term assets (5+ years)
$992Average Assets, year-to-date
$212,945Average Assets, quarterly
$32,541Volatile liabilities
$238,211Insider loans
$254,919FHLB advances
$98,241Loans and leases held for sale
$5,730Unused loan commitments
$22,918Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,203Total risk weighted assets
$20,888Total unused commitments
$0Restructured Loans and leases
$1,867Derivatives

Income and Expense (December 31, 2004)

Dollar figures in thousands
$6,408Total interest income
$2,348Total interest expense
$4,060Net interest income
$230Provision for loan and lease losses
$581Total noninterest income
$0Fiduciary activities
$135Service charges on deposit accounts
$0Trading account gains & fees
$446Additional noninterest income
$2,779Total noninterest expense
$1,389Salaries and employee benefits
$335Premises and equipment expense
$1,055Additional noninterest expense
$1,632Pre-tax net operating income
$182Securities gains (losses)
$644Applicable income taxes
$1,170Income before extraordinary items
$0Extraordinary gains - net
$1,170Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$109Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2004)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.03%Yield on earning assets
1.11%Cost of funding earning assets
1.92%Net interest margin
0.27%Noninterest income to earning assets
1.31%Noninterest expense to earning assets
0.44%Net operating income to assets
0.49%Return on assets (ROA)
0.76%Pretax return on assets
3.72%Return on equity (ROE)
3.72%Retained earnings to average equity (YTD only)
0.07%Net charge-offs to loans
211.01%Credit loss provision to net charge-offs
17.08%Efficiency ratio
55,333Assets per employee
4.99%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.49%Loss allowance to noncurrent loans
399.45%Noncurrent assets plus other real estate owned to assets
0.32%Noncurrent loans to loans
0.37%Net loans and leases to deposits
96.78%Net loans and leases to core deposits
147.10%Equity capital to assets
17.16%Core capital (leverage) ratio
6.96%Tier 1 risk-based capital ratio
10.71%Total risk-based capital ratio
Memoranda
$12Average assets
$238,211Average earning assets
$31,465Average equity
$211,402Average loans

First Capital Bank in Peoria, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Capital Bank - Overview

Assets and Liabilities (December 31, 2004)

Income and Expense (December 31, 2004)

Performance and Condition Ratios (December 31, 2004)

Comment about this bank, ask questions, or add new information about it:

First Capital Bank in Peoria, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

First Capital Bank - Overview

Assets and Liabilities (December 31, 2004)

Income and Expense (December 31, 2004)

Performance and Condition Ratios (December 31, 2004)

Comment about this bank, ask questions, or add new information about it:

First Capital Bank in Peoria, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches