First Citizens Bank in city_name, state_name - Detailed Financial Reports, Location

First Citizens Bank in Fayetteville, Georgia (GA)
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First Citizens Bank - Overview

General
FDIC Certificate #: 33074
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Branch Banking and Trust Company (#9846)
Federal Reserve ID: 1464140
Date Established: August 06, 1990
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
OTS Docket #: 10907
FDIC's unique #: 46306
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: August 06, 1990
Last Structure Change Effective Date: July 15, 2000
Last Structure Change Process Date: August 16, 2000
Last Data Update: August 16, 2000
Data Source Date: April 05, 2012
Location
Address: 675 North Jefferson Davis Drive, Fayetteville, GA 30214
County: Fayette
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Atlanta
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Atlanta, GA (#520)
Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
Financial Summary
Total assets: $186.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
40Total employees (full-time equivalent)
$194,000Total assets
$9,490Cash and due from depository institutions
$45Interest-bearing balances
$24,076Securities
$2,910Federal funds sold & reverse repurchase agreements
$144,533Net loans & leases
$3,197Loan loss allowance
$0Trading account assets
$3,660Bank premises and fixed assets
$2Other real estate owned
$6,247Goodwill and other intangibles
$0Life insurance assets
$3,082All other assets
$194,000Total liabilities and capital
$169,371Total liabilities
$155,417Total deposits
$124,808Interest-bearing deposits
$155,417Deposits held in domestic offices
0.00%% insured (estimated)
$10,031Federal funds purchased & repurchase agreements
$0Trading liabilities
$43Other borrowed funds
$0Subordinated debt
$3,880All other liabilities
$24,629Total equity capital
$24,629Total bank equity capital
$24,629Perpetual preferred stock
$0Common stock
$6,322Surplus
$13,605Undivided profits
Memoranda
$4,702Noncurrent loans and leases
$47,901Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$32Earning assets
$0Long-term assets (5+ years)
$824Average Assets, year-to-date
$171,564Average Assets, quarterly
$3,525Volatile liabilities
$188,541Insider loans
$191,482FHLB advances
$29,334Loans and leases held for sale
$6,723Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$47,901Total unused commitments
$0Restructured Loans and leases
$2,074Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$15,297Total interest income
$5,942Total interest expense
$9,355Net interest income
$266Provision for loan and lease losses
$974Total noninterest income
$0Fiduciary activities
$644Service charges on deposit accounts
$0Trading account gains & fees
$330Additional noninterest income
$7,800Total noninterest expense
$2,791Salaries and employee benefits
$1,093Premises and equipment expense
$3,916Additional noninterest expense
$2,263Pre-tax net operating income
-$71Securities gains (losses)
$836Applicable income taxes
$1,356Income before extraordinary items
$0Extraordinary gains - net
$1,356Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$63Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
9.10%Yield on earning assets
3.54%Cost of funding earning assets
5.57%Net interest margin
0.58%Noninterest income to earning assets
4.64%Noninterest expense to earning assets
0.74%Net operating income to assets
0.72%Return on assets (ROA)
1.16%Pretax return on assets
5.61%Return on equity (ROE)
5.61%Retained earnings to average equity (YTD only)
-0.04%Net charge-offs to loans
-422.22%Credit loss provision to net charge-offs
0.00%Efficiency ratio
71,924Assets per employee
4.85%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.16%Loss allowance to noncurrent loans
9990.63%Noncurrent assets plus other real estate owned to assets
0.02%Noncurrent loans to loans
0.02%Net loans and leases to deposits
93.00%Net loans and leases to core deposits
106.19%Equity capital to assets
12.70%Core capital (leverage) ratio
9.89%Tier 1 risk-based capital ratio
11.27%Total risk-based capital ratio
Memoranda
$13Average assets
$188,541Average earning assets
$24,179Average equity
$168,019Average loans

First Citizens Bank in Fayetteville, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Citizens Bank - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

First Citizens Bank in Fayetteville, Georgia (GA)Overview, Financial Summary, Detailed Financial Reports, Branches

First Citizens Bank - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

First Citizens Bank in Fayetteville, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches