First Commerce Bank in city_name, state_name - Detailed Financial Reports, Location

First Commerce Bank in Lewisburg, Tennessee (TN)
Show street view No street view available for this location

First Commerce Bank routing number info

First Commerce Bank - Overview

General
FDIC Certificate #: 57465
Status: Active
Federal Reserve ID: 3153297
Bank Holding Company (Regulatory Top Holder): First Commerce Bancorp, Inc. (RSSDID: 3465909, Location: Lewisburg, TN)
Date Established: December 02, 2002
WWW: http://www.firstcommercebank.net
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
FDIC's unique #: 363918
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: December 02, 2002
Last Structure Change Effective Date: January 11, 2007
Last Structure Change Process Date: January 18, 2007
Last Data Update: January 18, 2007
Data Source Date: April 05, 2012
Location
Address: 500 North Ellington Parkway, Lewisburg, TN 37091
County: Marshall
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Nashville
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Core Based Statistical Area (CBSA): Lewisburg, TN (#30280)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $246.1 mil
Equity capital: $23.8 mil
Deposits held in domestic offices: $214.9 mil
Return on assets (ROA): 0.99% ($2.4 mil)
Quarterly return on assets: 0.99% ($2.4 mil)
Return on Equity (ROE): 10.62% ($2.5 mil)
Quarterly return on equity: 10.15% ($2.4 mil)
Net income: $2.4 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 1.37% ($3,371.5 mil)
Quarterly Pretax return on assets: 1.39% ($3,420.7 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
49Total employees (full-time equivalent)
$246,093Total assets
$15,774Cash and due from depository institutions
$10,914Interest-bearing balances
$54,680Securities
$4,945Federal funds sold & reverse repurchase agreements
$154,154Net loans & leases
$2,066Loan loss allowance
$0Trading account assets
$5,072Bank premises and fixed assets
$1,005Other real estate owned
$0Goodwill and other intangibles
$246,093Life insurance assets
$10,463All other assets
$222,259Total liabilities and capital
$214,944Total liabilities
$178,548Total deposits
$214,944Interest-bearing deposits
$82Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$5,000Trading liabilities
$0Other borrowed funds
$2,315Subordinated debt
$23,834All other liabilities
$23,834Total equity capital
$23,834Total bank equity capital
$0Perpetual preferred stock
$1,274Common stock
$14,608Surplus
$7,952Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$107Income earned, not collected on loans
$0Earning assets
$1,120Long-term assets (5+ years)
$224,693Average Assets, year-to-date
$69,684Average Assets, quarterly
$242,976Volatile liabilities
$244,910Insider loans
$165,630FHLB advances
$245,050Loans and leases held for sale
$7,431Unused loan commitments
$7,431Tier 1 (core) risk-based capital
$22,358Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$10,672Restructured Loans and leases
$6,724Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$11,425Total interest income
$2,513Total interest expense
$8,912Net interest income
$776Provision for loan and lease losses
$1,086Total noninterest income
$8Fiduciary activities
$296Service charges on deposit accounts
$0Trading account gains & fees
$782Additional noninterest income
$5,893Total noninterest expense
$3,301Salaries and employee benefits
$711Premises and equipment expense
$1,881Additional noninterest expense
$3,329Pre-tax net operating income
$0Securities gains (losses)
$918Applicable income taxes
$2,411Income before extraordinary items
$0Extraordinary gains - net
$2,411Net income attributable to bank
$0Net charge-offs
$2,411Cash dividends
$855Sale, conversion, retirement of capital stock, net
$1,023Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.13%Yield on earning assets
1.13%Cost of funding earning assets
4.00%Net interest margin
0.49%Noninterest income to earning assets
2.64%Noninterest expense to earning assets
0.99%Net operating income to assets
0.99%Return on assets (ROA)
1.37%Pretax return on assets
10.62%Return on equity (ROE)
6.11%Retained earnings to average equity (YTD only)
0.56%Net charge-offs to loans
90.76%Credit loss provision to net charge-offs
4.80%Efficiency ratio
58,942Assets per employee
5.02%Cash dividends to net income (YTD only)
Condition Ratios (%)
42.43%Loss allowance to loans
1.32%Loss allowance to noncurrent loans
1930.84%Noncurrent assets plus other real estate owned to assets
0.45%Noncurrent loans to loans
0.07%Net loans and leases to deposits
71.72%Net loans and leases to core deposits
85.27%Equity capital to assets
9.68%Core capital (leverage) ratio
9.12%Tier 1 risk-based capital ratio
13.50%Total risk-based capital ratio
Memoranda
$15Average assets
$242,976Average earning assets
$22,699Average equity
$222,866Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$2,016Managed Assets
1Number of Accounts
$2,016Personal trust and agency accounts
$2,016Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
1Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

4 Tennessee Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	363918	First Commerce Bank	500 North Ellington Parkway, Lewisburg, TN 37091	December 02, 2002	Full Service Brick and Mortar
1	423122	Lewisburg Branch	701 Cornersville Road, Lewisburg, TN 37091	November 03, 2003	Full Service Brick and Mortar
2	444329	Chapel Hill Branch	4650 Nashville Highway, Chapel Hill, TN 37034	September 06, 2005	Full Service Brick and Mortar
3	490142	First Commerce Bank Fayetteville Bra	304 West College Street, Fayetteville, TN 37334	May 04, 2009	Full Service Brick and Mortar

First Commerce Bank in Lewisburg, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Commerce Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Commerce Bank in Lewisburg, Tennessee (TN)Overview, Financial Summary, Detailed Financial Reports, Branches

First Commerce Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Commerce Bank in Lewisburg, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches