First Community Bank in Kansas City, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 22, 2007

  • First Community Bank in Kansas City, Kansas (KS)
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First Community Bank - Overview

  • General
  • FDIC Certificate #: 33965
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Security Bank of Kansas City (#4705)
    Federal Reserve ID: 2264075
    Date Established: January 17, 1995
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    OTS Docket #: 13752
    FDIC's unique #: 55339
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 17, 1995
    Last Structure Change Effective Date: January 22, 2007
    Last Structure Change Process Date: Febuary 16, 2007
    Last Data Update: Febuary 16, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 1300 North 78th Street, Kansas City, KS 66112
    County: Wyandotte
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $224.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 41Total employees (full-time equivalent)
  • $224,761Total assets
  • $3,847Cash and due from depository institutions
  • $1Interest-bearing balances
  • $3,096Securities
  • $25,810Federal funds sold & reverse repurchase agreements
  • $185,747Net loans & leases
  • $2,040Loan loss allowance
  • $0Trading account assets
  • $2,279Bank premises and fixed assets
  • $0Other real estate owned
  • $1,568Goodwill and other intangibles
  • $0Life insurance assets
  • $2,414All other assets
  • $224,761Total liabilities and capital
  • $203,707Total liabilities
  • $187,417Total deposits
  • $157,700Interest-bearing deposits
  • $187,417Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $457Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $13,654Other borrowed funds
  • $0Subordinated debt
  • $2,179All other liabilities
  • $21,054Total equity capital
  • $21,054Total bank equity capital
  • $21,054Perpetual preferred stock
  • $0Common stock
  • $6,031Surplus
  • $6,031Undivided profits
  • Memoranda
  • $8,992Noncurrent loans and leases
  • $36,667Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,611Earning assets
  • $0Long-term assets (5+ years)
  • $1,064Average Assets, year-to-date
  • $214,654Average Assets, quarterly
  • $9,740Volatile liabilities
  • $218,004Insider loans
  • $219,827FHLB advances
  • $57,112Loans and leases held for sale
  • $4,937Unused loan commitments
  • $13,654Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $36,667Total unused commitments
  • $0Restructured Loans and leases
  • $2,040Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $16,966Total interest income
  • $6,912Total interest expense
  • $10,054Net interest income
  • $91Provision for loan and lease losses
  • $566Total noninterest income
  • $0Fiduciary activities
  • $472Service charges on deposit accounts
  • $0Trading account gains & fees
  • $94Additional noninterest income
  • $5,444Total noninterest expense
  • $3,849Salaries and employee benefits
  • $558Premises and equipment expense
  • $1,037Additional noninterest expense
  • $5,085Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,822Applicable income taxes
  • $3,263Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,263Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $39Sale, conversion, retirement of capital stock, net
  • $844Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.22%Yield on earning assets
  • 3.35%Cost of funding earning assets
  • 4.87%Net interest margin
  • 0.27%Noninterest income to earning assets
  • 2.64%Noninterest expense to earning assets
  • 1.50%Net operating income to assets
  • 1.50%Return on assets (ROA)
  • 2.33%Pretax return on assets
  • 16.61%Return on equity (ROE)
  • 12.31%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 233.33%Credit loss provision to net charge-offs
  • 132.72%Efficiency ratio
  • 51,262Assets per employee
  • 5.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 25.87%Loss allowance to loans
  • 1.09%Loss allowance to noncurrent loans
  • 78.13%Noncurrent assets plus other real estate owned to assets
  • 1.16%Noncurrent loans to loans
  • 1.39%Net loans and leases to deposits
  • 99.11%Net loans and leases to core deposits
  • 136.73%Equity capital to assets
  • 9.37%Core capital (leverage) ratio
  • 8.96%Tier 1 risk-based capital ratio
  • 10.41%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $218,004Average earning assets
  • $19,647Average equity
  • $206,493Average loans

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