First Community Bank East Texas, National Association in Crockett, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 06, 2009

  • First Community Bank East Texas, National Association in Crockett, Texas (TX)
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First Community Bank East Texas, National Association - Overview

  • General
  • FDIC Certificate #: 3157
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Community Bank, National Association (#26435)
    Federal Reserve ID: 820459
    Date Established: January 01, 1892
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    OTS Docket #: 11408
    FDIC's unique #: 2024
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 06, 2009
    Last Structure Change Process Date: March 24, 2009
    Last Data Update: March 24, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 415 East Goliad Street, Crockett, TX 75835
    County: Houston
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $199.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

  • Dollar figures in thousands
  • 42Total employees (full-time equivalent)
  • $199,156Total assets
  • $21,726Cash and due from depository institutions
  • $19,854Interest-bearing balances
  • $8,755Securities
  • $32Federal funds sold & reverse repurchase agreements
  • $131,065Net loans & leases
  • $1,773Loan loss allowance
  • $0Trading account assets
  • $14,204Bank premises and fixed assets
  • $55Other real estate owned
  • $19,108Goodwill and other intangibles
  • $1,575Life insurance assets
  • $4,211All other assets
  • $199,156Total liabilities and capital
  • $164,693Total liabilities
  • $161,874Total deposits
  • $129,090Interest-bearing deposits
  • $161,874Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,141Other borrowed funds
  • $0Subordinated debt
  • $1,678All other liabilities
  • $34,463Total equity capital
  • $34,463Total bank equity capital
  • $34,463Perpetual preferred stock
  • $0Common stock
  • $215Surplus
  • $33,105Undivided profits
  • Memoranda
  • $1,143Noncurrent loans and leases
  • $14,262Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,422Earning assets
  • $0Long-term assets (5+ years)
  • $1,014Average Assets, year-to-date
  • $159,706Average Assets, quarterly
  • $21,863Volatile liabilities
  • $181,996Insider loans
  • $192,644FHLB advances
  • $26,895Loans and leases held for sale
  • $1,373Unused loan commitments
  • $1,141Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $14,262Total unused commitments
  • $0Restructured Loans and leases
  • $1,735Derivatives

Income and Expense (December 31, 2008)

  • Dollar figures in thousands
  • $9,263Total interest income
  • $2,990Total interest expense
  • $6,273Net interest income
  • $1,020Provision for loan and lease losses
  • $874Total noninterest income
  • $0Fiduciary activities
  • $625Service charges on deposit accounts
  • $0Trading account gains & fees
  • $249Additional noninterest income
  • $5,062Total noninterest expense
  • $1,567Salaries and employee benefits
  • $1,132Premises and equipment expense
  • $2,363Additional noninterest expense
  • $1,065Pre-tax net operating income
  • $0Securities gains (losses)
  • $288Applicable income taxes
  • $777Income before extraordinary items
  • $0Extraordinary gains - net
  • $777Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $260Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2008)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.74%Yield on earning assets
  • 2.18%Cost of funding earning assets
  • 4.56%Net interest margin
  • 0.64%Noninterest income to earning assets
  • 3.68%Noninterest expense to earning assets
  • 0.43%Net operating income to assets
  • 0.43%Return on assets (ROA)
  • 0.59%Pretax return on assets
  • 2.24%Return on equity (ROE)
  • 2.24%Retained earnings to average equity (YTD only)
  • 0.21%Net charge-offs to loans
  • 392.31%Credit loss provision to net charge-offs
  • 8.02%Efficiency ratio
  • 67,497Assets per employee
  • 4.74%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.33%Loss allowance to noncurrent loans
  • 73.20%Noncurrent assets plus other real estate owned to assets
  • 1.24%Noncurrent loans to loans
  • 1.82%Net loans and leases to deposits
  • 80.97%Net loans and leases to core deposits
  • 97.10%Equity capital to assets
  • 17.30%Core capital (leverage) ratio
  • 8.56%Tier 1 risk-based capital ratio
  • 10.92%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $181,996Average earning assets
  • $34,645Average equity
  • $137,461Average loans

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