First Community Bank San Antonio, National Association in San Antonio, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 17, 2008

  • First Community Bank San Antonio, National Association in San Antonio, Texas (TX)
  • Show street view No street view available for this location

First Community Bank San Antonio, National Association - Overview

  • General
  • FDIC Certificate #: 1194
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Community Bank, National Association (#26435)
    Federal Reserve ID: 919652
    Date Established: May 07, 1907
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 7 (Interstate: No)
    OTS Docket #: 10742
    FDIC's unique #: 819
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 17, 2008
    Last Structure Change Process Date: December 02, 2008
    Last Data Update: December 02, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 14100 San Pedro Street, San Antonio, TX 78232
    County: Bexar
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): San Antonio, TX (#7240)
    Core Based Statistical Area (CBSA): San Antonio-New Braunfels, TX (#41700)
    CBSA Metro Statistical Area: San Antonio-New Braunfels, TX (#41700)
  • Financial Summary
  • Total assets: $135.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 36Total employees (full-time equivalent)
  • $100,752Total assets
  • $2,409Cash and due from depository institutions
  • $13Interest-bearing balances
  • $4,121Securities
  • $20Federal funds sold & reverse repurchase agreements
  • $89,327Net loans & leases
  • $985Loan loss allowance
  • $0Trading account assets
  • $3,252Bank premises and fixed assets
  • $0Other real estate owned
  • $648Goodwill and other intangibles
  • $0Life insurance assets
  • $975All other assets
  • $100,752Total liabilities and capital
  • $90,172Total liabilities
  • $88,352Total deposits
  • $67,568Interest-bearing deposits
  • $88,352Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,820All other liabilities
  • $10,580Total equity capital
  • $10,580Total bank equity capital
  • $10,580Perpetual preferred stock
  • $0Common stock
  • $1,880Surplus
  • $12,159Undivided profits
  • Memoranda
  • $-3,459Noncurrent loans and leases
  • $39,695Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,175Earning assets
  • $0Long-term assets (5+ years)
  • $464Average Assets, year-to-date
  • $93,481Average Assets, quarterly
  • $6,329Volatile liabilities
  • $91,705Insider loans
  • $96,679FHLB advances
  • $23,100Loans and leases held for sale
  • $653Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $39,695Total unused commitments
  • $0Restructured Loans and leases
  • $985Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $6,905Total interest income
  • $3,180Total interest expense
  • $3,725Net interest income
  • $624Provision for loan and lease losses
  • $201Total noninterest income
  • $0Fiduciary activities
  • $122Service charges on deposit accounts
  • $0Trading account gains & fees
  • $79Additional noninterest income
  • $4,359Total noninterest expense
  • $1,145Salaries and employee benefits
  • $1,443Premises and equipment expense
  • $1,771Additional noninterest expense
  • -$1,057Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$1,057Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,057Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $324Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.35%Yield on earning assets
  • 3.85%Cost of funding earning assets
  • 4.50%Net interest margin
  • 0.24%Noninterest income to earning assets
  • 5.27%Noninterest expense to earning assets
  • -1.15%Net operating income to assets
  • -1.15%Return on assets (ROA)
  • -1.15%Pretax return on assets
  • -13.27%Return on equity (ROE)
  • -13.27%Retained earnings to average equity (YTD only)
  • 0.46%Net charge-offs to loans
  • 192.59%Credit loss provision to net charge-offs
  • -1.34%Efficiency ratio
  • 109,857Assets per employee
  • 2.80%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.09%Loss allowance to noncurrent loans
  • 83.83%Noncurrent assets plus other real estate owned to assets
  • 1.17%Noncurrent loans to loans
  • 1.30%Net loans and leases to deposits
  • 101.10%Net loans and leases to core deposits
  • 136.90%Equity capital to assets
  • 10.50%Core capital (leverage) ratio
  • 10.25%Tier 1 risk-based capital ratio
  • 9.98%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $91,705Average earning assets
  • $7,967Average equity
  • $82,705Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First Community Bank San Antonio, National Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents