First Community Bank The Woodlands, National Association in city_name, state_name

First Community Bank The Woodlands, National Association in Tomball, Texas (TX)
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First Community Bank The Woodlands, National Association - Overview

General
FDIC Certificate #: 34475
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Community Bank, National Association (#26435)
Federal Reserve ID: 2620439
Date Established: October 14, 1997
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 8 (Interstate: No)
OTS Docket #: 15742
FDIC's unique #: 57666
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: No
Date of Deposit Insurance: October 14, 1997
Last Structure Change Effective Date: September 05, 2008
Last Structure Change Process Date: September 25, 2008
Last Data Update: September 25, 2008
Data Source Date: April 05, 2012
Location
Address: 1150 West Main Street, Tomball, TX 77375
County: Harris
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Houston, TX (#3360)
Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
Financial Summary
Total assets: $177.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

Dollar figures in thousands
50Total employees (full-time equivalent)
$155,708Total assets
$2,691Cash and due from depository institutions
$11Interest-bearing balances
$7,812Securities
$0Federal funds sold & reverse repurchase agreements
$124,352Net loans & leases
$1,422Loan loss allowance
$0Trading account assets
$4,763Bank premises and fixed assets
$0Other real estate owned
$14,339Goodwill and other intangibles
$0Life insurance assets
$1,751All other assets
$155,708Total liabilities and capital
$129,892Total liabilities
$102,689Total deposits
$76,570Interest-bearing deposits
$102,689Deposits held in domestic offices
0.00%% insured (estimated)
$25,232Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$1,971All other liabilities
$25,816Total equity capital
$25,816Total bank equity capital
$25,816Perpetual preferred stock
$0Common stock
$3,396Surplus
$24,578Undivided profits
Memoranda
$-2,158Noncurrent loans and leases
$26,776Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,015Earning assets
$0Long-term assets (5+ years)
$613Average Assets, year-to-date
$132,175Average Assets, quarterly
$11,667Volatile liabilities
$130,722Insider loans
$149,860FHLB advances
$52,519Loans and leases held for sale
$402Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$26,776Total unused commitments
$0Restructured Loans and leases
$1,422Derivatives

Income and Expense (December 31, 2007)

Dollar figures in thousands
$8,896Total interest income
$4,021Total interest expense
$4,875Net interest income
$1,235Provision for loan and lease losses
$619Total noninterest income
$0Fiduciary activities
$461Service charges on deposit accounts
$0Trading account gains & fees
$158Additional noninterest income
$6,180Total noninterest expense
$2,131Salaries and employee benefits
$1,169Premises and equipment expense
$2,880Additional noninterest expense
-$1,921Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
-$1,921Income before extraordinary items
$0Extraordinary gains - net
-$1,921Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$824Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2007)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.44%Yield on earning assets
3.81%Cost of funding earning assets
4.62%Net interest margin
0.59%Noninterest income to earning assets
5.86%Noninterest expense to earning assets
-1.47%Net operating income to assets
-1.47%Return on assets (ROA)
-1.47%Pretax return on assets
-7.85%Return on equity (ROE)
-7.85%Retained earnings to average equity (YTD only)
0.81%Net charge-offs to loans
149.88%Credit loss provision to net charge-offs
-0.83%Efficiency ratio
104,787Assets per employee
3.11%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.13%Loss allowance to noncurrent loans
140.10%Noncurrent assets plus other real estate owned to assets
0.65%Noncurrent loans to loans
0.81%Net loans and leases to deposits
121.10%Net loans and leases to core deposits
164.92%Equity capital to assets
16.58%Core capital (leverage) ratio
7.91%Tier 1 risk-based capital ratio
8.56%Total risk-based capital ratio
Memoranda
$10Average assets
$130,722Average earning assets
$24,472Average equity
$105,457Average loans

First Community Bank The Woodlands, National Association in Tomball, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Community Bank The Woodlands, National Association - Overview

Assets and Liabilities (December 31, 2007)

Income and Expense (December 31, 2007)

Performance and Condition Ratios (December 31, 2007)

Comment about this bank, ask questions, or add new information about it:

First Community Bank The Woodlands, National Association in Tomball, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

First Community Bank The Woodlands, National Association - Overview

Assets and Liabilities (December 31, 2007)

Income and Expense (December 31, 2007)

Performance and Condition Ratios (December 31, 2007)

Comment about this bank, ask questions, or add new information about it:

First Community Bank The Woodlands, National Association in Tomball, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches