First Community Bank of Homer Glen & Lockport in Homer Glen, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Community Bank of Homer Glen & Lockport - Overview

  • General
  • FDIC Certificate #: 58788
    Status: Active
    Federal Reserve ID: 3821354
    Bank Holding Company (Regulatory Top Holder): First Community Financial Partners, Inc. (RSSDID: 3447585, Location: Joliet, IL)
    Date Established: December 17, 2008
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 468264
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 17, 2008
    Last Structure Change Effective Date: October 20, 2010
    Last Structure Change Process Date: November 18, 2010
    Last Data Update: November 18, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 13963 S. Bell Road, Homer Glen, IL 60491
    County: Will
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $83.2 mil
    Equity capital: $8.4 mil
    Deposits held in domestic offices: $74.5 mil
    Return on assets (ROA): 0.29% ($0.2 mil)
    Quarterly return on assets: 0.47% ($0.4 mil)
    Return on Equity (ROE): 3.03% ($0.2 mil)
    Quarterly return on equity: 4.72% ($0.4 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.29% ($241.3 mil)
    Quarterly Pretax return on assets: 0.47% ($391.1 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $83,223Total assets
  • $12,609Cash and due from depository institutions
  • $9,474Interest-bearing balances
  • $6,986Securities
  • $1,201Federal funds sold & reverse repurchase agreements
  • $60,836Net loans & leases
  • $2,872Loan loss allowance
  • $0Trading account assets
  • $634Bank premises and fixed assets
  • $548Other real estate owned
  • $0Goodwill and other intangibles
  • $83,223Life insurance assets
  • $409All other assets
  • $74,783Total liabilities and capital
  • $74,503Total liabilities
  • $68,631Total deposits
  • $74,503Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $280Subordinated debt
  • $8,440All other liabilities
  • $8,440Total equity capital
  • $8,440Total bank equity capital
  • $4,000Perpetual preferred stock
  • $1,500Common stock
  • $13,795Surplus
  • $-10,855Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,209Income earned, not collected on loans
  • $0Earning assets
  • $219Long-term assets (5+ years)
  • $78,497Average Assets, year-to-date
  • $5,633Average Assets, quarterly
  • $86,511Volatile liabilities
  • $84,473Insider loans
  • $61,561FHLB advances
  • $83,934Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,430Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $10,095Restructured Loans and leases
  • $7,253Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,026Total interest income
  • $1,195Total interest expense
  • $2,831Net interest income
  • $270Provision for loan and lease losses
  • -$121Total noninterest income
  • $0Fiduciary activities
  • $22Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$143Additional noninterest income
  • $2,190Total noninterest expense
  • $1,006Salaries and employee benefits
  • $209Premises and equipment expense
  • $975Additional noninterest expense
  • $250Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $250Income before extraordinary items
  • $0Extraordinary gains - net
  • $250Net income attributable to bank
  • $0Net charge-offs
  • $250Cash dividends
  • $2,218Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.84%Yield on earning assets
  • 1.44%Cost of funding earning assets
  • 3.41%Net interest margin
  • -0.15%Noninterest income to earning assets
  • 2.64%Noninterest expense to earning assets
  • 0.29%Net operating income to assets
  • 0.29%Return on assets (ROA)
  • 0.29%Pretax return on assets
  • 3.03%Return on equity (ROE)
  • 3.03%Retained earnings to average equity (YTD only)
  • 3.19%Net charge-offs to loans
  • 12.17%Credit loss provision to net charge-offs
  • 0.23%Efficiency ratio
  • 80,812Assets per employee
  • 10.40%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.51%Loss allowance to noncurrent loans
  • 130.01%Noncurrent assets plus other real estate owned to assets
  • 3.31%Noncurrent loans to loans
  • 3.47%Net loans and leases to deposits
  • 81.66%Net loans and leases to core deposits
  • 86.64%Equity capital to assets
  • 10.14%Core capital (leverage) ratio
  • 10.04%Tier 1 risk-based capital ratio
  • 13.69%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $86,511Average earning assets
  • $8,249Average equity
  • $83,103Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0468264First Community Bank Of Homer Glen &13963 S. Bell Road, Homer Glen, IL 60491December 17, 2008Full Service Brick and Mortar

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