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- Banks in Illinois (IL)
- First Dupage Bank
First Dupage Bank in Westmont, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of October 23, 2009
- First Dupage Bank in Westmont, Illinois (IL)
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First Dupage Bank - Overview
- General
- FDIC Certificate #: 35038
Status: Inactive
Closing history: Absorption - Assisted
Acquiring institution: First Midwest Bank (#3709)
Federal Reserve ID: 2755733
Date Established: June 28, 1999
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 73862
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: June 28, 1999
Last Structure Change Effective Date: October 23, 2009
Last Structure Change Process Date: October 26, 2009
Last Data Update: October 26, 2009
Data Source Date: April 05, 2012 - Location
- Address: 520 North Cass Avenue, Westmont, IL 60559
County: Dupage
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Chicago
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974) - Financial Summary
- Total assets: $262.1 mil
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2008)
- Dollar figures in thousands
- 26Total employees (full-time equivalent)
- $312,260Total assets
- $12,647Cash and due from depository institutions
- $10,662Interest-bearing balances
- $33,553Securities
- $290Federal funds sold & reverse repurchase agreements
- $249,652Net loans & leases
- $10,500Loan loss allowance
- $0Trading account assets
- $3,184Bank premises and fixed assets
- $3,174Other real estate owned
- $17Goodwill and other intangibles
- $5,095Life insurance assets
- $9,743All other assets
- $312,260Total liabilities and capital
- $293,608Total liabilities
- $276,995Total deposits
- $267,878Interest-bearing deposits
- $276,995Deposits held in domestic offices
- 0.00%% insured (estimated)
- $0Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $15,000Other borrowed funds
- $0Subordinated debt
- $1,613All other liabilities
- $18,652Total equity capital
- $18,652Total bank equity capital
- $18,652Perpetual preferred stock
- $0Common stock
- $650Surplus
- $24,122Undivided profits
- Memoranda
- $-6,120Noncurrent loans and leases
- $30,633Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $28,576Earning assets
- $0Long-term assets (5+ years)
- $1,495Average Assets, year-to-date
- $294,157Average Assets, quarterly
- $48,248Volatile liabilities
- $311,915Insider loans
- $310,415FHLB advances
- $39,177Loans and leases held for sale
- $5,329Unused loan commitments
- $15,000Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $0Total risk weighted assets
- $30,633Total unused commitments
- $9,072Restructured Loans and leases
- $3,446Derivatives
Income and Expense (December 31, 2008)
- Dollar figures in thousands
- $17,794Total interest income
- $10,708Total interest expense
- $7,086Net interest income
- $11,324Provision for loan and lease losses
- $345Total noninterest income
- $0Fiduciary activities
- $289Service charges on deposit accounts
- $0Trading account gains & fees
- $56Additional noninterest income
- $7,074Total noninterest expense
- $3,423Salaries and employee benefits
- $479Premises and equipment expense
- $3,172Additional noninterest expense
- -$10,967Pre-tax net operating income
- $430Securities gains (losses)
- -$92Applicable income taxes
- -$10,445Income before extraordinary items
- $0Extraordinary gains - net
- -$10,445Net income attributable to bank
- $0Net charge-offs
- $0Cash dividends
- $5,524Sale, conversion, retirement of capital stock, net
- $400Net operating income
Performance and Condition Ratios (December 31, 2008)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 6.03%Yield on earning assets
- 3.63%Cost of funding earning assets
- 2.40%Net interest margin
- 0.12%Noninterest income to earning assets
- 2.40%Noninterest expense to earning assets
- -3.49%Net operating income to assets
- -3.35%Return on assets (ROA)
- -3.38%Pretax return on assets
- -40.00%Return on equity (ROE)
- -41.54%Retained earnings to average equity (YTD only)
- 2.10%Net charge-offs to loans
- 205.00%Credit loss provision to net charge-offs
- 0.06%Efficiency ratio
- 95,196Assets per employee
- 12.01%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- -3.83%Loss allowance to loans
- 4.04%Loss allowance to noncurrent loans
- 36.74%Noncurrent assets plus other real estate owned to assets
- 10.17%Noncurrent loans to loans
- 10.98%Net loans and leases to deposits
- 90.13%Net loans and leases to core deposits
- 104.98%Equity capital to assets
- 5.97%Core capital (leverage) ratio
- 6.29%Tier 1 risk-based capital ratio
- 7.08%Total risk-based capital ratio
- Memoranda
- $8Average assets
- $311,915Average earning assets
- $26,109Average equity
- $295,132Average loans
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- Banks in Illinois (IL)
- First Dupage Bank
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