First Federal Bank, FSB in Kansas City, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • First Federal Bank, FSB in Kansas City, Missouri (MO)
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First Federal Bank, FSB - Overview

  • General
  • FDIC Certificate #: 29047
    Status: Active
    Federal Reserve ID: 950178
    Date Established: July 01, 1934
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 8 (Domestic: 8, Interstate: No)
    OTS Docket #: 2825
    FDIC's unique #: 41881
    Numeric code: 38
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: December 14, 1934
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 6900 North Executive Drive, Kansas City, MO 64120
    County: Jackson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $374.8 mil
    Equity capital: $51.6 mil
    Deposits held in domestic offices: $280.7 mil
    Return on assets (ROA): -0.11% (-$0.4 mil)
    Quarterly return on assets: 0.07% ($0.3 mil)
    Return on Equity (ROE): -0.79% (-$0.4 mil)
    Quarterly return on equity: 0.53% ($0.3 mil)
    Net income: -$0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: -0.14% (-$524.7 mil)
    Quarterly Pretax return on assets: 0.07% ($262.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 116Total employees (full-time equivalent)
  • $374,787Total assets
  • $44,334Cash and due from depository institutions
  • $41,463Interest-bearing balances
  • $46,605Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $244,028Net loans & leases
  • $1,169Loan loss allowance
  • $0Trading account assets
  • $8,756Bank premises and fixed assets
  • $4,032Other real estate owned
  • $1,463Goodwill and other intangibles
  • $374,787Life insurance assets
  • $25,569All other assets
  • $323,162Total liabilities and capital
  • $280,730Total liabilities
  • $267,577Total deposits
  • $280,730Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $37,000Trading liabilities
  • $0Other borrowed funds
  • $5,432Subordinated debt
  • $51,625All other liabilities
  • $51,625Total equity capital
  • $51,625Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $51,625Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,445Income earned, not collected on loans
  • $0Earning assets
  • $982Long-term assets (5+ years)
  • $332,096Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $383,631Volatile liabilities
  • $379,752Insider loans
  • $219,223FHLB advances
  • $374,240Loans and leases held for sale
  • $13,457Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $57,928Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $43,222Restructured Loans and leases
  • $519Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $13,662Total interest income
  • $4,994Total interest expense
  • $8,668Net interest income
  • $503Provision for loan and lease losses
  • $4,427Total noninterest income
  • $0Fiduciary activities
  • $1,513Service charges on deposit accounts
  • -$394Trading account gains & fees
  • $3,308Additional noninterest income
  • $13,131Total noninterest expense
  • $7,588Salaries and employee benefits
  • $2,046Premises and equipment expense
  • $3,497Additional noninterest expense
  • -$539Pre-tax net operating income
  • $0Securities gains (losses)
  • -$124Applicable income taxes
  • -$415Income before extraordinary items
  • $0Extraordinary gains - net
  • -$415Net income attributable to bank
  • $0Net charge-offs
  • -$415Cash dividends
  • $97Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.98%Yield on earning assets
  • 1.45%Cost of funding earning assets
  • 2.52%Net interest margin
  • 1.29%Noninterest income to earning assets
  • 3.82%Noninterest expense to earning assets
  • -0.11%Net operating income to assets
  • -0.11%Return on assets (ROA)
  • -0.14%Pretax return on assets
  • -0.79%Return on equity (ROE)
  • -0.79%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 518.56%Credit loss provision to net charge-offs
  • -0.37%Efficiency ratio
  • 99,519Assets per employee
  • 3.23%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.48%Loss allowance to noncurrent loans
  • 33.93%Noncurrent assets plus other real estate owned to assets
  • 1.86%Noncurrent loans to loans
  • 1.40%Net loans and leases to deposits
  • 86.93%Net loans and leases to core deposits
  • 88.09%Equity capital to assets
  • 13.77%Core capital (leverage) ratio
  • 15.48%Tier 1 risk-based capital ratio
  • 26.42%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $383,631Average earning assets
  • $52,722Average equity
  • $343,694Average loans

List of branches

  • 8 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    041881First Federal Bank, Fsb6900 North Executive Drive, Kansas City, MO 64120July 01, 1934Full Service Brick and Mortar
    12725511200 Armour Rd Branch1200 Armour Road, North Kansas City, MO 64116July 01, 1934Full Service Brick and Mortar
    32725534227 Blue Ridge Blvd Branch4227 Blue Ridge Boulevard, Kansas City, MO 64133July 01, 1934Full Service Brick and Mortar
    42725549330 East Gregory Blvd Branch9330 East Gregory Boulevard, Raytown, MO 64133July 01, 1934Full Service Brick and Mortar
    52725558308 N.W. Prairie View Rd Branch8308 N.W. Prairie Road, Kansas City, MO 64151July 01, 1934Full Service Brick and Mortar
    62725563500 South Noland Road Branch3500 South Noland Road, Independence, MO 64055July 01, 1934Full Service Brick and Mortar
    92725595901 Main Street Branch5901 Main Street, Grandview, MO 64030July 01, 1934Full Service Brick and Mortar
    103463840Se Oldham Parkway Branch1255 Se Oldham Pkwy, Lees Summit, MO 64081November 25, 2002Full Service Brick and Mortar

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