First Federal Bank Texas in city_name, state_name - Detailed Financial Reports, Location

First Federal Bank Texas in Tyler, Texas (TX)
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First Federal Bank Texas - Overview

General
FDIC Certificate #: 30048
Status: Active
Federal Reserve ID: 651970
Date Established: January 01, 1923
WWW: http://www.ffbtx.com
Trust Powers Granted: No
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
Offices: 4 (Domestic: 4, Interstate: No)
OTS Docket #: 4633
FDIC's unique #: 42882
Numeric code: 33
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
FDIC Insured: Yes
Insured Savings Institution: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Mortgage Lending Specialization
Date of Deposit Insurance: July 20, 1939
Last Structure Change Effective Date: July 21, 2011
Last Structure Change Process Date: July 21, 2011
Last Data Update: July 21, 2011
Data Source Date: April 05, 2012
Location
Address: 1200 South Beckham Avenue, Tyler, TX 75701
County: Smith
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Dallas
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Tyler, TX (#8640)
Combined Statistical Area (CSA): Tyler-Jacksonville, TX (#540)
Core Based Statistical Area (CBSA): Tyler, TX (#46340)
CBSA Metro Statistical Area: Tyler, TX (#46340)
History of Changes
Change in Primary Regulatory Agency
Financial Summary
Total assets: $212.1 mil
Equity capital: $20.1 mil
Deposits held in domestic offices: $126.8 mil
Return on assets (ROA): 0.07% ($0.1 mil)
Quarterly return on assets: -0.01% (-$0.0 mil)
Return on Equity (ROE): 0.78% ($0.2 mil)
Quarterly return on equity: -0.06% (-$0.0 mil)
Net income: $0.2 mil
Quarterly Net income: -$0.0 mil
Pretax return on assets: 0.07% ($148.5 mil)
Quarterly Pretax return on assets: -0.08% (-$169.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
50Total employees (full-time equivalent)
$212,088Total assets
$7,372Cash and due from depository institutions
$4,768Interest-bearing balances
$22,932Securities
$0Federal funds sold & reverse repurchase agreements
$160,553Net loans & leases
$1,982Loan loss allowance
$0Trading account assets
$2,899Bank premises and fixed assets
$4,614Other real estate owned
$2,322Goodwill and other intangibles
$212,088Life insurance assets
$11,396All other assets
$192,003Total liabilities and capital
$126,815Total liabilities
$114,692Total deposits
$126,815Interest-bearing deposits
$83Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$64,055Trading liabilities
$0Other borrowed funds
$1,133Subordinated debt
$20,085All other liabilities
$20,085Total equity capital
$20,085Total bank equity capital
$0Perpetual preferred stock
$18Common stock
$11,963Surplus
$8,104Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,199Income earned, not collected on loans
$0Earning assets
$731Long-term assets (5+ years)
$188,253Average Assets, year-to-date
$0Average Assets, quarterly
$216,158Volatile liabilities
$211,380Insider loans
$139,144FHLB advances
$209,791Loans and leases held for sale
$5,343Unused loan commitments
$0Tier 1 (core) risk-based capital
$19,072Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$6,371Restructured Loans and leases
$1,111Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$10,111Total interest income
$4,058Total interest expense
$6,053Net interest income
$380Provision for loan and lease losses
$251Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$251Additional noninterest income
$5,782Total noninterest expense
$3,342Salaries and employee benefits
$1,098Premises and equipment expense
$1,342Additional noninterest expense
$142Pre-tax net operating income
$0Securities gains (losses)
-$16Applicable income taxes
$158Income before extraordinary items
$0Extraordinary gains - net
$158Net income attributable to bank
$0Net charge-offs
$158Cash dividends
$34Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.26%Yield on earning assets
2.11%Cost of funding earning assets
3.15%Net interest margin
0.13%Noninterest income to earning assets
3.01%Noninterest expense to earning assets
0.07%Net operating income to assets
0.07%Return on assets (ROA)
0.07%Pretax return on assets
0.78%Return on equity (ROE)
0.78%Retained earnings to average equity (YTD only)
0.02%Net charge-offs to loans
1117.65%Credit loss provision to net charge-offs
15.35%Efficiency ratio
91,196Assets per employee
4.24%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.22%Loss allowance to noncurrent loans
61.96%Noncurrent assets plus other real estate owned to assets
3.00%Noncurrent loans to loans
1.97%Net loans and leases to deposits
126.60%Net loans and leases to core deposits
133.50%Equity capital to assets
9.47%Core capital (leverage) ratio
9.09%Tier 1 risk-based capital ratio
13.71%Total risk-based capital ratio
Memoranda
$15Average assets
$216,158Average earning assets
$20,168Average equity
$192,290Average loans

List of branches

4 Texas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	42882	First Federal Bank Texas	1200 South Beckham Avenue, Tyler, TX 75701	January 01, 1923	Full Service Brick and Mortar
101	356514	7102 South Broadway Branch	7102 South Broadway, Tyler, TX 75703	March 08, 1999	Full Service Brick and Mortar
102	42977	Gilmer Savings Bank Branch	218 West Cass Street, Gilmer, TX 75644	January 01, 1920	Full Service Brick and Mortar
103	518090	Gresham Branch	16772 Fm 2493 Suite 103, Tyler, TX 75703	January 05, 2009	Full Service Brick and Mortar

First Federal Bank Texas in Tyler, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Federal Bank Texas - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Federal Bank Texas in Tyler, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

First Federal Bank Texas - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Federal Bank Texas in Tyler, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches