First Federal Savings Bank in city_name, state_name - Detailed Financial Reports, Location

First Federal Savings Bank in Peekskill, New York (NY)
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First Federal Savings Bank - Overview

General
FDIC Certificate #: 30266
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Sound Federal Savings (#28485)
Federal Reserve ID: 1010172
Date Established: January 01, 1923
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 5080
FDIC's unique #: 43100
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: August 30, 1945
Last Structure Change Effective Date: July 18, 2000
Last Structure Change Process Date: August 09, 2000
Last Data Update: August 09, 2000
Data Source Date: April 05, 2012
Location
Address: 1019 Park St, Peekskill, NY 10566
County: Westchester
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: New York City
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): New York, NY (#5600)
Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
Financial Summary
Total assets: $201.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
24Total employees (full-time equivalent)
$212,663Total assets
$10,229Cash and due from depository institutions
$7,826Interest-bearing balances
$129,383Securities
$0Federal funds sold & reverse repurchase agreements
$68,056Net loans & leases
$772Loan loss allowance
$0Trading account assets
$1,071Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$3,924All other assets
$212,663Total liabilities and capital
$186,754Total liabilities
$154,498Total deposits
$150,890Interest-bearing deposits
$154,498Deposits held in domestic offices
0.00%% insured (estimated)
$20,000Federal funds purchased & repurchase agreements
$0Trading liabilities
$11,000Other borrowed funds
$0Subordinated debt
$1,256All other liabilities
$25,909Total equity capital
$25,909Total bank equity capital
$25,909Perpetual preferred stock
$0Common stock
$41Surplus
$19,959Undivided profits
Memoranda
$5,909Noncurrent loans and leases
$1,312Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$934Earning assets
$0Long-term assets (5+ years)
$423Average Assets, year-to-date
$205,265Average Assets, quarterly
$0Volatile liabilities
$207,382Insider loans
$209,773FHLB advances
$49,416Loans and leases held for sale
$355Unused loan commitments
$11,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$1,312Total unused commitments
$0Restructured Loans and leases
$772Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$13,230Total interest income
$7,331Total interest expense
$5,899Net interest income
$60Provision for loan and lease losses
$350Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$350Additional noninterest income
$3,842Total noninterest expense
$1,935Salaries and employee benefits
$684Premises and equipment expense
$1,223Additional noninterest expense
$2,347Pre-tax net operating income
$0Securities gains (losses)
$937Applicable income taxes
$1,410Income before extraordinary items
$0Extraordinary gains - net
$1,410Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$16,000Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.56%Yield on earning assets
3.64%Cost of funding earning assets
2.93%Net interest margin
0.17%Noninterest income to earning assets
1.91%Noninterest expense to earning assets
0.68%Net operating income to assets
0.68%Return on assets (ROA)
1.13%Pretax return on assets
4.78%Return on equity (ROE)
-49.46%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
61,482Assets per employee
8.86%Cash dividends to net income (YTD only)
Condition Ratios (%)
1134.75%Loss allowance to loans
1.12%Loss allowance to noncurrent loans
82.66%Noncurrent assets plus other real estate owned to assets
0.44%Noncurrent loans to loans
1.36%Net loans and leases to deposits
44.05%Net loans and leases to core deposits
50.01%Equity capital to assets
12.18%Core capital (leverage) ratio
12.61%Tier 1 risk-based capital ratio
42.25%Total risk-based capital ratio
Memoranda
$43Average assets
$207,382Average earning assets
$29,497Average equity
$201,550Average loans

First Federal Savings Bank in Peekskill, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Federal Savings Bank - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

First Federal Savings Bank in Peekskill, New York (NY)Overview, Financial Summary, Detailed Financial Reports, Branches

First Federal Savings Bank - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

First Federal Savings Bank in Peekskill, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches