First Federal Savings Bank of Champaign Urbana in Champaign, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • First Federal Savings Bank of Champaign Urbana in Champaign, Illinois (IL)
  • Show street view No street view available for this location

First Federal Savings Bank of Champaign Urbana - Overview

  • General
  • FDIC Certificate #: 28445
    Status: Active
    Federal Reserve ID: 346771
    Date Established: January 01, 1908
    WWW: http://www.356bank.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 1611
    FDIC's unique #: 41279
    Numeric code: 33
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: August 19, 1936
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 1311 S. Neil St., Champaign, IL 61820
    County: Champaign
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Champaign-Urbana, IL (#1400)
    Core Based Statistical Area (CBSA): Champaign-Urbana, IL (#16580)
    CBSA Metro Statistical Area: Champaign-Urbana, IL (#16580)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $160.2 mil
    Equity capital: $15.3 mil
    Deposits held in domestic offices: $137.9 mil
    Return on assets (ROA): 0.77% ($1.2 mil)
    Quarterly return on assets: 0.89% ($1.4 mil)
    Return on Equity (ROE): 8.33% ($1.2 mil)
    Quarterly return on equity: 9.27% ($1.4 mil)
    Net income: $1.2 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 1.23% ($1,970.1 mil)
    Quarterly Pretax return on assets: 1.40% ($2,242.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 66Total employees (full-time equivalent)
  • $160,169Total assets
  • $46,091Cash and due from depository institutions
  • $41,489Interest-bearing balances
  • $660Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $102,167Net loans & leases
  • $982Loan loss allowance
  • $0Trading account assets
  • $4,882Bank premises and fixed assets
  • $2,651Other real estate owned
  • $741Goodwill and other intangibles
  • $160,169Life insurance assets
  • $2,977All other assets
  • $144,883Total liabilities and capital
  • $137,914Total liabilities
  • $119,722Total deposits
  • $137,914Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,000Trading liabilities
  • $0Other borrowed funds
  • $2,969Subordinated debt
  • $15,286All other liabilities
  • $15,286Total equity capital
  • $15,286Total bank equity capital
  • $0Perpetual preferred stock
  • $1Common stock
  • $10,528Surplus
  • $4,757Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,308Income earned, not collected on loans
  • $0Earning assets
  • $480Long-term assets (5+ years)
  • $144,316Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $159,810Volatile liabilities
  • $158,683Insider loans
  • $83,250FHLB advances
  • $159,420Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $14,803Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $10,051Restructured Loans and leases
  • $2,142Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,279Total interest income
  • $766Total interest expense
  • $5,513Net interest income
  • $30Provision for loan and lease losses
  • $3,244Total noninterest income
  • $0Fiduciary activities
  • $1,123Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,121Additional noninterest income
  • $6,767Total noninterest expense
  • $4,288Salaries and employee benefits
  • $1,194Premises and equipment expense
  • $1,285Additional noninterest expense
  • $1,960Pre-tax net operating income
  • $0Securities gains (losses)
  • $726Applicable income taxes
  • $1,234Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,234Net income attributable to bank
  • $0Net charge-offs
  • $1,234Cash dividends
  • -$1Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.32%Yield on earning assets
  • 0.53%Cost of funding earning assets
  • 3.80%Net interest margin
  • 2.23%Noninterest income to earning assets
  • 4.66%Noninterest expense to earning assets
  • 0.77%Net operating income to assets
  • 0.77%Return on assets (ROA)
  • 1.23%Pretax return on assets
  • 8.33%Return on equity (ROE)
  • 8.33%Retained earnings to average equity (YTD only)
  • -0.00%Net charge-offs to loans
  • -3000.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 77,275Assets per employee
  • 2.43%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.95%Loss allowance to noncurrent loans
  • 42.55%Noncurrent assets plus other real estate owned to assets
  • 3.10%Noncurrent loans to loans
  • 2.24%Net loans and leases to deposits
  • 74.08%Net loans and leases to core deposits
  • 74.61%Equity capital to assets
  • 9.54%Core capital (leverage) ratio
  • 9.29%Tier 1 risk-based capital ratio
  • 17.78%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $159,810Average earning assets
  • $14,819Average equity
  • $145,216Average loans

List of branches

  • 3 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    041279First Federal Savings Bank Of Champa1311 S. Neil St., Champaign, IL 61820January 01, 1908Full Service Brick and Mortar
    1002676561912 W Springfield Branch1912 West Springfield Avenue, Champaign, IL 61821January 01, 1908Full Service Brick and Mortar
    102267658Urbana Branch301 W. Springfield Avenue, Urbana, IL 61801March 01, 1990Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First Federal Savings Bank of Champaign Urbana.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents