First Federal Savings Bank of Georgia, F.A. in Winder, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 05, 1993

  • First Federal Savings Bank of Georgia, F.A. in Winder, Georgia (GA)
  • Show street view No street view available for this location

First Federal Savings Bank of Georgia, F.A. - Overview

  • General
  • FDIC Certificate #: 33737
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Main Street Bank (#33236)
    Federal Reserve ID: 866475
    Date Established: November 06, 1992
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 10457
    FDIC's unique #: 47928
    Numeric code: 38
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: November 06, 1992
    Last Structure Change Effective Date: November 05, 1993
    Last Structure Change Process Date: November 19, 1993
    Last Data Update: August 02, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 202 East Athens Street, Winder, GA 30680
    County: Barrow
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Atlanta, GA (#520)
    Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
    Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
    CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
  • History of Changes
  • Pass Through Receivership Merger
    Conservatorship Institution Resolved
  • Financial Summary
  • Total assets: $78.2 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $68Total assets
  • $97,248Cash and due from depository institutions
  • $7,327Interest-bearing balances
  • $6,595Securities
  • $3,630Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $76,305Loan loss allowance
  • $2,152Trading account assets
  • $0Bank premises and fixed assets
  • $2,169Other real estate owned
  • $6,654Goodwill and other intangibles
  • $1,163Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $97,248Total liabilities
  • $97,746Total deposits
  • $80,726Interest-bearing deposits
  • $79,259Deposits held in domestic offices
  • 80726.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $16,800Subordinated debt
  • $0All other liabilities
  • $220Total equity capital
  • $220Total bank equity capital
  • $-498Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $-498Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,110Income earned, not collected on loans
  • $666Earning assets
  • $86,530Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $97,248Average Assets, quarterly
  • $97,248Volatile liabilities
  • $19,149Insider loans
  • $0FHLB advances
  • $6,800Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $-498Total risk weighted assets
  • $69,752Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,064Total interest expense
  • $731Net interest income
  • $333Provision for loan and lease losses
  • $0Total noninterest income
  • $35Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $35Total noninterest expense
  • $496Salaries and employee benefits
  • $243Premises and equipment expense
  • $102Additional noninterest expense
  • $151Pre-tax net operating income
  • -$128Securities gains (losses)
  • $0Applicable income taxes
  • $0Income before extraordinary items
  • -$128Extraordinary gains - net
  • $0Net income attributable to bank
  • -$128Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • -$4,315Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 1.23%Cost of funding earning assets
  • 0.84%Net interest margin
  • 0.38%Noninterest income to earning assets
  • 0.04%Noninterest expense to earning assets
  • 0.57%Net operating income to assets
  • -0.13%Return on assets (ROA)
  • -0.13%Pretax return on assets
  • -0.13%Return on equity (ROE)
  • 25.70%Retained earnings to average equity (YTD only)
  • 25.70%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 134,783Assets per employee
  • 1.43%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.74%Loss allowance to noncurrent loans
  • 69.20%Noncurrent assets plus other real estate owned to assets
  • 10.04%Noncurrent loans to loans
  • 3.96%Net loans and leases to deposits
  • 94.52%Net loans and leases to core deposits
  • 97.36%Equity capital to assets
  • -0.51%Core capital (leverage) ratio
  • -0.51%Tier 1 risk-based capital ratio
  • -0.71%Total risk-based capital ratio
  • Memoranda
  • -$1Average assets
  • $97,248Average earning assets
  • -$498Average equity
  • $86,530Average loans

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First Federal Savings Bank of Georgia, F.A..
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents