First Federal Savings and Loan Association of Kewanee in Kewanee, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • First Federal Savings and Loan Association of Kewanee in Kewanee, Illinois (IL)
  • Show street view No street view available for this location

First Federal Savings and Loan Association of Kewanee - Overview

  • General
  • FDIC Certificate #: 29611
    Status: Active
    Federal Reserve ID: 519070
    Date Established: January 01, 1882
    WWW: http://www.ffsla.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 3756
    FDIC's unique #: 42445
    Numeric code: 38
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: May 29, 1936
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 W Central Blvd, Kewanee, IL 61443
    County: Henry
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Princeton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Davenport-Moline-Rock Island, IA-IL (#1960)
    Core Based Statistical Area (CBSA): Davenport-Moline-Rock Island, IA-IL (#19340)
    CBSA Metro Statistical Area: Davenport-Moline-Rock Island, IA-IL (#19340)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $73.7 mil
    Equity capital: $8.6 mil
    Deposits held in domestic offices: $65.1 mil
    Return on assets (ROA): -0.32% (-$0.2 mil)
    Quarterly return on assets: -0.12% (-$0.1 mil)
    Return on Equity (ROE): -2.77% (-$0.2 mil)
    Quarterly return on equity: -1.02% (-$0.1 mil)
    Net income: -$0.2 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: -0.50% (-$368.6 mil)
    Quarterly Pretax return on assets: -0.14% (-$103.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $73,728Total assets
  • $4,891Cash and due from depository institutions
  • $2,759Interest-bearing balances
  • $29,573Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $33,195Net loans & leases
  • $535Loan loss allowance
  • $0Trading account assets
  • $665Bank premises and fixed assets
  • $1,501Other real estate owned
  • $0Goodwill and other intangibles
  • $73,728Life insurance assets
  • $3,903All other assets
  • $65,150Total liabilities and capital
  • $65,077Total liabilities
  • $64,951Total deposits
  • $65,077Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $8Trading liabilities
  • $0Other borrowed funds
  • $65Subordinated debt
  • $8,578All other liabilities
  • $8,578Total equity capital
  • $8,578Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $8,578Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,639Income earned, not collected on loans
  • $0Earning assets
  • $312Long-term assets (5+ years)
  • $65,527Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $75,287Volatile liabilities
  • $73,829Insider loans
  • $30,713FHLB advances
  • $72,848Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,790Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $146Restructured Loans and leases
  • $352Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,736Total interest income
  • $726Total interest expense
  • $2,010Net interest income
  • $544Provision for loan and lease losses
  • $90Total noninterest income
  • $0Fiduciary activities
  • $25Service charges on deposit accounts
  • $0Trading account gains & fees
  • $65Additional noninterest income
  • $1,933Total noninterest expense
  • $1,186Salaries and employee benefits
  • $408Premises and equipment expense
  • $339Additional noninterest expense
  • -$377Pre-tax net operating income
  • $2Securities gains (losses)
  • -$134Applicable income taxes
  • -$241Income before extraordinary items
  • $0Extraordinary gains - net
  • -$241Net income attributable to bank
  • $0Net charge-offs
  • -$241Cash dividends
  • -$184Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.02%Yield on earning assets
  • 1.07%Cost of funding earning assets
  • 2.95%Net interest margin
  • 0.13%Noninterest income to earning assets
  • 2.84%Noninterest expense to earning assets
  • -0.32%Net operating income to assets
  • -0.32%Return on assets (ROA)
  • -0.50%Pretax return on assets
  • -2.77%Return on equity (ROE)
  • -2.77%Retained earnings to average equity (YTD only)
  • -0.51%Net charge-offs to loans
  • -295.65%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 92,048Assets per employee
  • 4.61%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.59%Loss allowance to noncurrent loans
  • 32.64%Noncurrent assets plus other real estate owned to assets
  • 4.26%Noncurrent loans to loans
  • 4.86%Net loans and leases to deposits
  • 51.01%Net loans and leases to core deposits
  • 51.21%Equity capital to assets
  • 11.63%Core capital (leverage) ratio
  • 10.69%Tier 1 risk-based capital ratio
  • 25.36%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $75,287Average earning assets
  • $8,702Average equity
  • $68,134Average loans

List of branches

  • 3 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    042445First Federal Savings And Loan Assoc101 W Central Blvd, Kewanee, IL 61443January 01, 1882Full Service Brick and Mortar
    1276096210 S Main St Branch210 South Main Street, Princeton, IL 61356January 01, 1882Full Service Brick and Mortar
    2276097320 W Main St Branch320 West Main Street, Geneseo, IL 61254January 01, 1882Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First Federal Savings and Loan Association of Kewanee.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents