First Federal Savings and Loan Association of Kewanee in Kewanee, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • First Federal Savings and Loan Association of Kewanee in Kewanee, Illinois (IL)
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First Federal Savings and Loan Association of Kewanee - Overview

  • General
  • FDIC Certificate #: 29611
    Status: Active
    Federal Reserve ID: 519070
    Date Established: January 01, 1882
    WWW: http://www.ffsla.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 3756
    FDIC's unique #: 42445
    Numeric code: 38
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: May 29, 1936
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 W Central Blvd, Kewanee, IL 61443
    County: Henry
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Princeton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Davenport-Moline-Rock Island, IA-IL (#1960)
    Core Based Statistical Area (CBSA): Davenport-Moline-Rock Island, IA-IL (#19340)
    CBSA Metro Statistical Area: Davenport-Moline-Rock Island, IA-IL (#19340)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $73.7 mil
    Equity capital: $8.6 mil
    Deposits held in domestic offices: $65.1 mil
    Return on assets (ROA): -0.32% (-$0.2 mil)
    Quarterly return on assets: -0.12% (-$0.1 mil)
    Return on Equity (ROE): -2.77% (-$0.2 mil)
    Quarterly return on equity: -1.02% (-$0.1 mil)
    Net income: -$0.2 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: -0.50% (-$368.6 mil)
    Quarterly Pretax return on assets: -0.14% (-$103.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $73,728Total assets
  • $4,891Cash and due from depository institutions
  • $2,759Interest-bearing balances
  • $29,573Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $33,195Net loans & leases
  • $535Loan loss allowance
  • $0Trading account assets
  • $665Bank premises and fixed assets
  • $1,501Other real estate owned
  • $0Goodwill and other intangibles
  • $73,728Life insurance assets
  • $3,903All other assets
  • $65,150Total liabilities and capital
  • $65,077Total liabilities
  • $64,951Total deposits
  • $65,077Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $8Trading liabilities
  • $0Other borrowed funds
  • $65Subordinated debt
  • $8,578All other liabilities
  • $8,578Total equity capital
  • $8,578Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $8,578Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,639Income earned, not collected on loans
  • $0Earning assets
  • $312Long-term assets (5+ years)
  • $65,527Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $75,287Volatile liabilities
  • $73,829Insider loans
  • $30,713FHLB advances
  • $72,848Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,790Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $146Restructured Loans and leases
  • $352Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,736Total interest income
  • $726Total interest expense
  • $2,010Net interest income
  • $544Provision for loan and lease losses
  • $90Total noninterest income
  • $0Fiduciary activities
  • $25Service charges on deposit accounts
  • $0Trading account gains & fees
  • $65Additional noninterest income
  • $1,933Total noninterest expense
  • $1,186Salaries and employee benefits
  • $408Premises and equipment expense
  • $339Additional noninterest expense
  • -$377Pre-tax net operating income
  • $2Securities gains (losses)
  • -$134Applicable income taxes
  • -$241Income before extraordinary items
  • $0Extraordinary gains - net
  • -$241Net income attributable to bank
  • $0Net charge-offs
  • -$241Cash dividends
  • -$184Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.02%Yield on earning assets
  • 1.07%Cost of funding earning assets
  • 2.95%Net interest margin
  • 0.13%Noninterest income to earning assets
  • 2.84%Noninterest expense to earning assets
  • -0.32%Net operating income to assets
  • -0.32%Return on assets (ROA)
  • -0.50%Pretax return on assets
  • -2.77%Return on equity (ROE)
  • -2.77%Retained earnings to average equity (YTD only)
  • -0.51%Net charge-offs to loans
  • -295.65%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 92,048Assets per employee
  • 4.61%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.59%Loss allowance to noncurrent loans
  • 32.64%Noncurrent assets plus other real estate owned to assets
  • 4.26%Noncurrent loans to loans
  • 4.86%Net loans and leases to deposits
  • 51.01%Net loans and leases to core deposits
  • 51.21%Equity capital to assets
  • 11.63%Core capital (leverage) ratio
  • 10.69%Tier 1 risk-based capital ratio
  • 25.36%Total risk-based capital ratio
  • Memoranda
  • $27Average assets
  • $75,287Average earning assets
  • $8,702Average equity
  • $68,134Average loans

List of branches

  • 3 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    042445First Federal Savings And Loan Assoc101 W Central Blvd, Kewanee, IL 61443January 01, 1882Full Service Brick and Mortar
    1276096210 S Main St Branch210 South Main Street, Princeton, IL 61356January 01, 1882Full Service Brick and Mortar
    2276097320 W Main St Branch320 West Main Street, Geneseo, IL 61254January 01, 1882Full Service Brick and Mortar

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