First Federal Savings and Loan Association of Pekin in Pekin, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • First Federal Savings and Loan Association of Pekin in Pekin, Illinois (IL)
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First Federal Savings and Loan Association of Pekin - Overview

  • General
  • FDIC Certificate #: 30132
    Status: Active
    Federal Reserve ID: 745776
    Date Established: January 01, 1893
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 4812
    FDIC's unique #: 42966
    Numeric code: 38
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: October 30, 1950
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 532 Court Street, Pekin, IL 61554
    County: Tazewell
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Peoria-Pekin, IL (#6120)
    Combined Statistical Area (CSA): Peoria-Canton, IL (#426)
    Core Based Statistical Area (CBSA): Peoria, IL (#37900)
    CBSA Metro Statistical Area: Peoria, IL (#37900)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $26.7 mil
    Equity capital: $2.1 mil
    Deposits held in domestic offices: $21.3 mil
    Return on assets (ROA): 0.50% ($0.1 mil)
    Quarterly return on assets: 0.32% ($0.1 mil)
    Return on Equity (ROE): 6.97% ($0.1 mil)
    Quarterly return on equity: 4.26% ($0.1 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.50% ($133.7 mil)
    Quarterly Pretax return on assets: 0.32% ($85.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $26,739Total assets
  • $2,662Cash and due from depository institutions
  • $1,438Interest-bearing balances
  • $780Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $22,104Net loans & leases
  • $190Loan loss allowance
  • $0Trading account assets
  • $410Bank premises and fixed assets
  • $194Other real estate owned
  • $0Goodwill and other intangibles
  • $26,739Life insurance assets
  • $589All other assets
  • $24,662Total liabilities and capital
  • $21,281Total liabilities
  • $20,564Total deposits
  • $21,281Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,300Trading liabilities
  • $0Other borrowed funds
  • $81Subordinated debt
  • $2,077All other liabilities
  • $2,077Total equity capital
  • $2,077Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $2,077Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $45Income earned, not collected on loans
  • $0Earning assets
  • $105Long-term assets (5+ years)
  • $24,322Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $27,758Volatile liabilities
  • $27,117Insider loans
  • $14,194FHLB advances
  • $26,736Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,075Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,151Restructured Loans and leases
  • $884Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,445Total interest income
  • $376Total interest expense
  • $1,069Net interest income
  • $48Provision for loan and lease losses
  • $53Total noninterest income
  • $0Fiduciary activities
  • $11Service charges on deposit accounts
  • $0Trading account gains & fees
  • $42Additional noninterest income
  • $934Total noninterest expense
  • $472Salaries and employee benefits
  • $175Premises and equipment expense
  • $287Additional noninterest expense
  • $140Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $140Income before extraordinary items
  • $0Extraordinary gains - net
  • $140Net income attributable to bank
  • $0Net charge-offs
  • $140Cash dividends
  • $2Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.71%Yield on earning assets
  • 1.49%Cost of funding earning assets
  • 4.22%Net interest margin
  • 0.21%Noninterest income to earning assets
  • 3.69%Noninterest expense to earning assets
  • 0.50%Net operating income to assets
  • 0.50%Return on assets (ROA)
  • 0.50%Pretax return on assets
  • 6.97%Return on equity (ROE)
  • 6.97%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 2400.00%Credit loss provision to net charge-offs
  • 94.00%Efficiency ratio
  • 83,244Assets per employee
  • 2.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.85%Loss allowance to noncurrent loans
  • 422.22%Noncurrent assets plus other real estate owned to assets
  • 0.89%Noncurrent loans to loans
  • 0.20%Net loans and leases to deposits
  • 103.87%Net loans and leases to core deposits
  • 105.11%Equity capital to assets
  • 7.77%Core capital (leverage) ratio
  • 7.76%Tier 1 risk-based capital ratio
  • 14.62%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $27,758Average earning assets
  • $2,009Average equity
  • $25,318Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    042966First Federal Savings And Loan Assoc532 Court Street, Pekin, IL 61554January 01, 1893Full Service Brick and Mortar

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