First Federal Savings and Loan Association of Wakeeney - Overview
General
FDIC Certificate #: 29172 Status: Active Federal Reserve ID: 721574 Date Established: October 01, 1934 Trust Powers Granted: No Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 3042 FDIC's unique #: 42006 Numeric code: 38 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Mortgage Lending Specialization Date of Deposit Insurance: November 17, 1934 Last Structure Change Effective Date: July 21, 2011 Last Structure Change Process Date: July 21, 2011 Last Data Update: July 21, 2011 Data Source Date: April 05, 2012
Location
Address: 229 Main Street, Wakeeney, KS 67672 County: Trego Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Hays Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western
History of Changes
Change in Primary Regulatory Agency
Financial Summary
Total assets: $30.8 mil Equity capital: $3.7 mil Deposits held in domestic offices: $26.6 mil Return on assets (ROA): 0.06% ($0.0 mil) Quarterly return on assets: -0.03% (-$0.0 mil) Return on Equity (ROE): 0.48% ($0.0 mil) Quarterly return on equity: -0.21% (-$0.0 mil) Net income: $0.0 mil Quarterly Net income: -$0.0 mil Pretax return on assets: -0.05% (-$15.4 mil) Quarterly Pretax return on assets: -0.01% (-$3.1 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
7Total employees (full-time equivalent)
$30,810Total assets
$3,636Cash and due from depository institutions
$3,281Interest-bearing balances
$14,782Securities
$0Federal funds sold & reverse repurchase agreements
$11,168Net loans & leases
$95Loan loss allowance
$0Trading account assets
$231Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$30,810Life insurance assets
$993All other assets
$27,081Total liabilities and capital
$26,586Total liabilities
$25,061Total deposits
$26,586Interest-bearing deposits
$98Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$196Trading liabilities
$0Other borrowed funds
$299Subordinated debt
$3,729All other liabilities
$3,729Total equity capital
$3,729Total bank equity capital
$0Perpetual preferred stock
$0Common stock
$0Surplus
$3,729Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$102Long-term assets (5+ years)
$29,231Average Assets, year-to-date
$0Average Assets, quarterly
$31,542Volatile liabilities
$31,265Insider loans
$11,323FHLB advances
$30,766Loans and leases held for sale
$524Unused loan commitments
$0Tier 1 (core) risk-based capital
$3,655Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$7Restructured Loans and leases
$78Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,011Total interest income
$229Total interest expense
$782Net interest income
-$13Provision for loan and lease losses
$63Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$63Additional noninterest income
$875Total noninterest expense
$535Salaries and employee benefits
$172Premises and equipment expense
$168Additional noninterest expense
-$17Pre-tax net operating income
$0Securities gains (losses)
-$35Applicable income taxes
$18Income before extraordinary items
$0Extraordinary gains - net
$18Net income attributable to bank
$0Net charge-offs
$18Cash dividends
-$46Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
3.37%Yield on earning assets
0.76%Cost of funding earning assets
2.60%Net interest margin
0.21%Noninterest income to earning assets
2.91%Noninterest expense to earning assets
0.06%Net operating income to assets
0.06%Return on assets (ROA)
-0.05%Pretax return on assets
0.48%Return on equity (ROE)
0.48%Retained earnings to average equity (YTD only)
-0.39%Net charge-offs to loans
28.26%Credit loss provision to net charge-offs
0.00%Efficiency ratio
103,550Assets per employee
4.40%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.84%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
42.01%Net loans and leases to core deposits
42.01%Equity capital to assets
12.10%Core capital (leverage) ratio
12.02%Tier 1 risk-based capital ratio
32.28%Total risk-based capital ratio
Memoranda
$33Average assets
$31,542Average earning assets
$3,719Average equity
$30,020Average loans
List of branches
1 Kansas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
42006
First Federal Savings And Loan Assoc
229 Main Street, Wakeeney, KS 67672
October 01, 1934
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
First Federal Savings and Loan Association of Wakeeney
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First Federal Savings and Loan Association of Wakeeney.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: