First Federal Savings and Loan Bank in Olathe, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • First Federal Savings and Loan Bank in Olathe, Kansas (KS)
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First Federal Savings and Loan Bank - Overview

  • General
  • FDIC Certificate #: 28635
    Status: Active
    Federal Reserve ID: 198073
    Date Established: January 01, 1923
    WWW: http://www.firstfederalolathe.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 2004
    FDIC's unique #: 41469
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: November 20, 1934
    Last Structure Change Effective Date: November 14, 2011
    Last Structure Change Process Date: November 30, 2011
    Last Data Update: November 30, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 700 East Santa Fe Street, Olathe, KS 66061
    County: Johnson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • History of Changes
  • Change in Primary Regulatory Agency
    Corrections
  • Financial Summary
  • Total assets: $65.3 mil
    Equity capital: $7.8 mil
    Deposits held in domestic offices: $47.8 mil
    Return on assets (ROA): 1.46% ($0.9 mil)
    Quarterly return on assets: 0.44% ($0.3 mil)
    Return on Equity (ROE): 10.63% ($0.9 mil)
    Quarterly return on equity: 3.27% ($0.3 mil)
    Net income: $1.0 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.55% ($1,012.7 mil)
    Quarterly Pretax return on assets: 0.49% ($320.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $65,334Total assets
  • $9,634Cash and due from depository institutions
  • $9,299Interest-bearing balances
  • $0Securities
  • $622Federal funds sold & reverse repurchase agreements
  • $51,702Net loans & leases
  • $983Loan loss allowance
  • $0Trading account assets
  • $487Bank premises and fixed assets
  • $1,010Other real estate owned
  • $0Goodwill and other intangibles
  • $65,334Life insurance assets
  • $1,879All other assets
  • $57,485Total liabilities and capital
  • $47,847Total liabilities
  • $47,726Total deposits
  • $47,847Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $9,353Trading liabilities
  • $0Other borrowed funds
  • $285Subordinated debt
  • $7,849All other liabilities
  • $7,849Total equity capital
  • $7,849Total bank equity capital
  • $0Perpetual preferred stock
  • $1,266Common stock
  • $1,266Surplus
  • $5,317Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,014Income earned, not collected on loans
  • $0Earning assets
  • $329Long-term assets (5+ years)
  • $61,623Average Assets, year-to-date
  • $45,192Average Assets, quarterly
  • $65,759Volatile liabilities
  • $65,791Insider loans
  • $42,066FHLB advances
  • $66,060Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,849Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,928Total interest income
  • $1,437Total interest expense
  • $2,491Net interest income
  • $372Provision for loan and lease losses
  • $117Total noninterest income
  • $0Fiduciary activities
  • $1Service charges on deposit accounts
  • $0Trading account gains & fees
  • $116Additional noninterest income
  • $1,219Total noninterest expense
  • $556Salaries and employee benefits
  • $40Premises and equipment expense
  • $623Additional noninterest expense
  • $1,017Pre-tax net operating income
  • $0Securities gains (losses)
  • $57Applicable income taxes
  • $960Income before extraordinary items
  • $0Extraordinary gains - net
  • $960Net income attributable to bank
  • $0Net charge-offs
  • $960Cash dividends
  • $62Sale, conversion, retirement of capital stock, net
  • $2,000Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.27%Yield on earning assets
  • 2.30%Cost of funding earning assets
  • 3.98%Net interest margin
  • 0.19%Noninterest income to earning assets
  • 1.95%Noninterest expense to earning assets
  • 1.46%Net operating income to assets
  • 1.46%Return on assets (ROA)
  • 1.55%Pretax return on assets
  • 10.63%Return on equity (ROE)
  • -11.52%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • 600.00%Credit loss provision to net charge-offs
  • 22.40%Efficiency ratio
  • 46,741Assets per employee
  • 13.07%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 208.33%Loss allowance to loans
  • 1.87%Loss allowance to noncurrent loans
  • 32.61%Noncurrent assets plus other real estate owned to assets
  • 6.16%Noncurrent loans to loans
  • 5.72%Net loans and leases to deposits
  • 108.06%Net loans and leases to core deposits
  • 193.54%Equity capital to assets
  • 12.01%Core capital (leverage) ratio
  • 11.88%Tier 1 risk-based capital ratio
  • 18.66%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $65,759Average earning assets
  • $9,031Average equity
  • $62,609Average loans

List of branches

  • 1 Kansas Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    041469First Federal Savings And Loan Bank700 East Santa Fe Street, Olathe, KS 66061January 01, 1923Full Service Brick and Mortar

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