First Financial Bank in Atlanta, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2003

  • First Financial Bank in Atlanta, Georgia (GA)
  • Show street view No street view available for this location

First Financial Bank - Overview

  • General
  • FDIC Certificate #: 33800
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Financial Bank (#90017)
    Federal Reserve ID: 2042684
    Date Established: May 07, 1993
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 48079
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 07, 1993
    Last Structure Change Effective Date: January 01, 2003
    Last Structure Change Process Date: January 28, 2003
    Last Data Update: January 28, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 5660 New Northside Drive, Suite 1400, Atlanta, GA 30328
    County: Fulton
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Atlanta, GA (#520)
    Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
    Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
    CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
  • Financial Summary
  • Total assets: $241.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 14Total employees (full-time equivalent)
  • $241,412Total assets
  • $80,930Cash and due from depository institutions
  • $80,930Interest-bearing balances
  • $93,281Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $0Loan loss allowance
  • $0Trading account assets
  • $0Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $67,201All other assets
  • $241,412Total liabilities and capital
  • $147,503Total liabilities
  • $10,000Total deposits
  • $10,000Interest-bearing deposits
  • $10,000Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $137,503All other liabilities
  • $93,909Total equity capital
  • $93,909Total bank equity capital
  • $93,909Perpetual preferred stock
  • $0Common stock
  • $3,000Surplus
  • $67,000Undivided profits
  • Memoranda
  • $23,909Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $174,211Average Assets, quarterly
  • $0Volatile liabilities
  • $243,756Insider loans
  • $252,950FHLB advances
  • $10,000Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $3,681Total interest income
  • $52Total interest expense
  • $3,629Net interest income
  • $0Provision for loan and lease losses
  • $0Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $1,132Total noninterest expense
  • $1,136Salaries and employee benefits
  • $0Premises and equipment expense
  • -$4Additional noninterest expense
  • $2,497Pre-tax net operating income
  • $0Securities gains (losses)
  • $988Applicable income taxes
  • $1,509Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,509Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $2,000Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.31%Yield on earning assets
  • 0.03%Cost of funding earning assets
  • 2.28%Net interest margin
  • 0.00%Noninterest income to earning assets
  • 0.71%Noninterest expense to earning assets
  • 0.62%Net operating income to assets
  • 0.62%Return on assets (ROA)
  • 1.02%Pretax return on assets
  • 1.61%Return on equity (ROE)
  • -0.52%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 31,193Assets per employee
  • 17.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 132.54%Loss allowance to loans
  • 0.00%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 0.00%Net loans and leases to core deposits
  • 0.00%Equity capital to assets
  • 38.90%Core capital (leverage) ratio
  • 44.39%Tier 1 risk-based capital ratio
  • 80.19%Total risk-based capital ratio
  • Memoranda
  • $80Average assets
  • $243,756Average earning assets
  • $93,788Average equity
  • $159,318Average loans

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