First Financial Bank, National Association in Southlake, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 01, 2005

  • First Financial Bank, National Association in Southlake, Texas (TX)
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First Financial Bank, National Association - Overview

  • General
  • FDIC Certificate #: 25888
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Financial Bank, National Association (#3114)
    Federal Reserve ID: 262965
    Date Established: Febuary 14, 1985
    WWW: http://www.firstfinbank.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 32131
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: Febuary 14, 1985
    Last Structure Change Effective Date: December 01, 2005
    Last Structure Change Process Date: December 27, 2005
    Last Data Update: December 27, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 3205 East Highway 114, Southlake, TX 76092
    County: Tarrant
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Fort Worth-Arlington, TX (#2800)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Fort Worth-Arlington, TX (#23104)
  • Financial Summary
  • Total assets: $101.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 34Total employees (full-time equivalent)
  • $92,205Total assets
  • $2,938Cash and due from depository institutions
  • $0Interest-bearing balances
  • $9,771Securities
  • $8,200Federal funds sold & reverse repurchase agreements
  • $68,442Net loans & leases
  • $797Loan loss allowance
  • $0Trading account assets
  • $2,038Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $816All other assets
  • $92,205Total liabilities and capital
  • $85,376Total liabilities
  • $81,937Total deposits
  • $58,130Interest-bearing deposits
  • $81,937Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,054Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $385All other liabilities
  • $6,829Total equity capital
  • $6,829Total bank equity capital
  • $6,829Perpetual preferred stock
  • $0Common stock
  • $750Surplus
  • $750Undivided profits
  • Memoranda
  • $5,329Noncurrent loans and leases
  • $1,888Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $373Earning assets
  • $0Long-term assets (5+ years)
  • $329Average Assets, year-to-date
  • $86,413Average Assets, quarterly
  • $7,691Volatile liabilities
  • $82,395Insider loans
  • $92,599FHLB advances
  • $18,505Loans and leases held for sale
  • $175Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,888Total unused commitments
  • $0Restructured Loans and leases
  • $798Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $4,363Total interest income
  • $675Total interest expense
  • $3,688Net interest income
  • $107Provision for loan and lease losses
  • $834Total noninterest income
  • $0Fiduciary activities
  • $599Service charges on deposit accounts
  • $0Trading account gains & fees
  • $235Additional noninterest income
  • $3,298Total noninterest expense
  • $1,666Salaries and employee benefits
  • $498Premises and equipment expense
  • $1,134Additional noninterest expense
  • $1,117Pre-tax net operating income
  • $0Securities gains (losses)
  • $339Applicable income taxes
  • $778Income before extraordinary items
  • $0Extraordinary gains - net
  • $778Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$27Sale, conversion, retirement of capital stock, net
  • $175Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.90%Yield on earning assets
  • 0.91%Cost of funding earning assets
  • 4.99%Net interest margin
  • 1.13%Noninterest income to earning assets
  • 4.46%Noninterest expense to earning assets
  • 0.94%Net operating income to assets
  • 0.94%Return on assets (ROA)
  • 1.36%Pretax return on assets
  • 11.90%Return on equity (ROE)
  • 9.22%Retained earnings to average equity (YTD only)
  • -0.04%Net charge-offs to loans
  • -396.30%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 72,932Assets per employee
  • 2.71%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 22.49%Loss allowance to loans
  • 1.15%Loss allowance to noncurrent loans
  • 213.67%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 0.54%Net loans and leases to deposits
  • 83.53%Net loans and leases to core deposits
  • 102.94%Equity capital to assets
  • 7.41%Core capital (leverage) ratio
  • 7.64%Tier 1 risk-based capital ratio
  • 10.26%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $82,395Average earning assets
  • $6,537Average equity
  • $73,939Average loans

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