First Financial Bank of Southeast Missouri in Sikeston, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 30, 1997

  • First Financial Bank of Southeast Missouri in Sikeston, Missouri (MO)
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First Financial Bank of Southeast Missouri - Overview

  • General
  • FDIC Certificate #: 15396
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank of Southeast Missouri (#26859)
    Federal Reserve ID: 999757
    Date Established: January 01, 1936
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Interstate: No)
    OTS Docket #: 10897
    FDIC's unique #: 9714
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 29, 1936
    Last Structure Change Effective Date: May 30, 1997
    Last Structure Change Process Date: June 16, 1997
    Last Data Update: June 16, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 1205 South Main Street, Sikeston, MO 63801
    County: New Madrid
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Dallas
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $90.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $34Total assets
  • $95,679Cash and due from depository institutions
  • $4,286Interest-bearing balances
  • $82Securities
  • $28,615Federal funds sold & reverse repurchase agreements
  • $7,775Net loans & leases
  • $50,806Loan loss allowance
  • $836Trading account assets
  • $0Bank premises and fixed assets
  • $2,194Other real estate owned
  • $0Goodwill and other intangibles
  • $2,003Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $95,679Total liabilities
  • $88,784Total deposits
  • $87,663Interest-bearing deposits
  • $74,334Deposits held in domestic offices
  • 87663.00%% insured (estimated)
  • $78Federal funds purchased & repurchase agreements
  • $60Trading liabilities
  • $0Other borrowed funds
  • $431Subordinated debt
  • $0All other liabilities
  • $630Total equity capital
  • $630Total bank equity capital
  • $6,895Perpetual preferred stock
  • $0Common stock
  • $421Surplus
  • $2,528Undivided profits
  • Memoranda
  • $3,946Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $38Income earned, not collected on loans
  • $1,124Earning assets
  • $87,278Long-term assets (5+ years)
  • $17,037Average Assets, year-to-date
  • $91,944Average Assets, quarterly
  • $94,644Volatile liabilities
  • $20,426Insider loans
  • $1,758FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $5,900Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $6,791Total risk weighted assets
  • $59,905Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $6,810Total interest expense
  • $3,297Net interest income
  • $3,513Provision for loan and lease losses
  • $180Total noninterest income
  • $467Fiduciary activities
  • $0Service charges on deposit accounts
  • $381Trading account gains & fees
  • $0Additional noninterest income
  • $86Total noninterest expense
  • $3,351Salaries and employee benefits
  • $1,301Premises and equipment expense
  • $1,056Additional noninterest expense
  • $994Pre-tax net operating income
  • $449Securities gains (losses)
  • -$15Applicable income taxes
  • $231Income before extraordinary items
  • $203Extraordinary gains - net
  • $0Net income attributable to bank
  • $203Net charge-offs
  • $13Cash dividends
  • $633Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.07%Cost of funding earning assets
  • 3.91%Net interest margin
  • 4.16%Noninterest income to earning assets
  • 0.55%Noninterest expense to earning assets
  • 3.97%Net operating income to assets
  • 0.23%Return on assets (ROA)
  • 0.22%Pretax return on assets
  • 0.47%Return on equity (ROE)
  • 3.10%Retained earnings to average equity (YTD only)
  • -6.56%Net charge-offs to loans
  • 0.02%Credit loss provision to net charge-offs
  • 1384.62%Efficiency ratio
  • 84,196Assets per employee
  • 2.81%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 311.82%Loss allowance to loans
  • 1.62%Loss allowance to noncurrent loans
  • 2200.00%Noncurrent assets plus other real estate owned to assets
  • 0.04%Noncurrent loans to loans
  • 0.07%Net loans and leases to deposits
  • 57.96%Net loans and leases to core deposits
  • 75.50%Equity capital to assets
  • 7.21%Core capital (leverage) ratio
  • 7.43%Tier 1 risk-based capital ratio
  • 11.34%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $91,944Average earning assets
  • $6,553Average equity
  • $84,352Average loans

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