First Financial Bank of Ste. Genevieve County in Ste. Genevieve, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 30, 1997

First Financial Bank of Ste. Genevieve County in Ste. Genevieve, Missouri (MO)
Show street view No street view available for this location

First Financial Bank of Ste. Genevieve County - Overview

General
FDIC Certificate #: 1950
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Union Planters Bank of Southeast Missouri (#26859)
Federal Reserve ID: 275451
Date Established: April 01, 1901
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
OTS Docket #: 13110
FDIC's unique #: 1312
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: May 30, 1997
Last Structure Change Process Date: June 16, 1997
Last Data Update: June 16, 1997
Data Source Date: April 05, 2012
Location
Address: 748 Center Drive, Ste. Genevieve, MO 63670
County: Ste. Genevieve
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Dallas
FDIC Field Office: St. Louis
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $12.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$12Total assets
$27,194Cash and due from depository institutions
$1,723Interest-bearing balances
$213Securities
$3,157Federal funds sold & reverse repurchase agreements
$700Net loans & leases
$20,742Loan loss allowance
$270Trading account assets
$0Bank premises and fixed assets
$433Other real estate owned
$17Goodwill and other intangibles
$422Life insurance assets
$0All other assets
$0Total liabilities and capital
$27,194Total liabilities
$25,004Total deposits
$24,863Interest-bearing deposits
$22,059Deposits held in domestic offices
24863.00%% insured (estimated)
$92Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$141Total equity capital
$141Total bank equity capital
$2,190Perpetual preferred stock
$0Common stock
$100Surplus
$600Undivided profits
Memoranda
$1,490Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$54Income earned, not collected on loans
$164Earning assets
$24,812Long-term assets (5+ years)
$757Average Assets, year-to-date
$28,086Average Assets, quarterly
$27,672Volatile liabilities
$2,607Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$478Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$2,180Total risk weighted assets
$16,950Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$2,226Total interest expense
$970Net interest income
$1,256Provision for loan and lease losses
$36Total noninterest income
$122Fiduciary activities
$0Service charges on deposit accounts
$91Trading account gains & fees
$0Additional noninterest income
$31Total noninterest expense
$1,395Salaries and employee benefits
$431Premises and equipment expense
$283Additional noninterest expense
$681Pre-tax net operating income
-$53Securities gains (losses)
-$33Applicable income taxes
-$45Income before extraordinary items
-$41Extraordinary gains - net
$0Net income attributable to bank
-$41Net charge-offs
$15Cash dividends
$241Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.61%Cost of funding earning assets
3.75%Net interest margin
4.86%Noninterest income to earning assets
0.47%Noninterest expense to earning assets
5.40%Net operating income to assets
-0.07%Return on assets (ROA)
-0.15%Pretax return on assets
-0.31%Return on equity (ROE)
-1.94%Retained earnings to average equity (YTD only)
-13.36%Net charge-offs to loans
0.07%Credit loss provision to net charge-offs
240.00%Efficiency ratio
101,234Assets per employee
2.27%Cash dividends to net income (YTD only)
Condition Ratios (%)
-587.80%Loss allowance to loans
1.28%Loss allowance to noncurrent loans
500.00%Noncurrent assets plus other real estate owned to assets
0.26%Noncurrent loans to loans
0.26%Net loans and leases to deposits
83.43%Net loans and leases to core deposits
93.20%Equity capital to assets
8.05%Core capital (leverage) ratio
7.95%Tier 1 risk-based capital ratio
12.86%Total risk-based capital ratio
Memoranda
$14Average assets
$28,086Average earning assets
$2,111Average equity
$25,857Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First Financial Bank of Ste. Genevieve County.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.