First Kansas Bank and Trust Company in Gardner, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 21, 2008

  • First Kansas Bank and Trust Company in Gardner, Kansas (KS)
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First Kansas Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 1367
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Metcalf Bank (#26247)
    Federal Reserve ID: 849151
    Date Established: March 01, 1894
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    OTS Docket #: 14027
    FDIC's unique #: 893
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 21, 2008
    Last Structure Change Process Date: June 26, 2008
    Last Data Update: June 26, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: Main And Center Streets, Gardner, KS 66030
    County: Johnson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $101.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $102,816Total assets
  • $3,669Cash and due from depository institutions
  • $1Interest-bearing balances
  • $34,135Securities
  • $2,914Federal funds sold & reverse repurchase agreements
  • $43,008Net loans & leases
  • $379Loan loss allowance
  • $0Trading account assets
  • $2,219Bank premises and fixed assets
  • $211Other real estate owned
  • $15,348Goodwill and other intangibles
  • $0Life insurance assets
  • $1,312All other assets
  • $102,816Total liabilities and capital
  • $81,202Total liabilities
  • $80,424Total deposits
  • $61,897Interest-bearing deposits
  • $80,424Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $398Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $380All other liabilities
  • $21,614Total equity capital
  • $21,614Total bank equity capital
  • $21,614Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $20,677Undivided profits
  • Memoranda
  • $737Noncurrent loans and leases
  • $7,110Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $129Earning assets
  • $0Long-term assets (5+ years)
  • $489Average Assets, year-to-date
  • $80,058Average Assets, quarterly
  • $16,837Volatile liabilities
  • $99,290Insider loans
  • $103,147FHLB advances
  • $11,714Loans and leases held for sale
  • $990Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $7,110Total unused commitments
  • $0Restructured Loans and leases
  • $379Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $3,747Total interest income
  • $1,586Total interest expense
  • $2,161Net interest income
  • $180Provision for loan and lease losses
  • $634Total noninterest income
  • $0Fiduciary activities
  • $581Service charges on deposit accounts
  • $0Trading account gains & fees
  • $53Additional noninterest income
  • $1,891Total noninterest expense
  • $804Salaries and employee benefits
  • $372Premises and equipment expense
  • $715Additional noninterest expense
  • $724Pre-tax net operating income
  • $0Securities gains (losses)
  • $282Applicable income taxes
  • $442Income before extraordinary items
  • $0Extraordinary gains - net
  • $442Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $90Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.51%Yield on earning assets
  • 1.91%Cost of funding earning assets
  • 2.60%Net interest margin
  • 0.76%Noninterest income to earning assets
  • 2.28%Noninterest expense to earning assets
  • 0.45%Net operating income to assets
  • 0.45%Return on assets (ROA)
  • 0.73%Pretax return on assets
  • 2.99%Return on equity (ROE)
  • 2.99%Retained earnings to average equity (YTD only)
  • 0.20%Net charge-offs to loans
  • 200.00%Credit loss provision to net charge-offs
  • 10.04%Efficiency ratio
  • 63,005Assets per employee
  • 3.32%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.87%Loss allowance to noncurrent loans
  • 293.80%Noncurrent assets plus other real estate owned to assets
  • 0.33%Noncurrent loans to loans
  • 0.30%Net loans and leases to deposits
  • 53.48%Net loans and leases to core deposits
  • 62.23%Equity capital to assets
  • 21.02%Core capital (leverage) ratio
  • 6.76%Tier 1 risk-based capital ratio
  • 12.55%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $99,290Average earning assets
  • $14,789Average equity
  • $83,031Average loans

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