First Kentucky Bank in city_name, state_name - Detailed Financial Reports, Location

First Kentucky Bank in Sturgis, Kentucky (KY)
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First Kentucky Bank - Overview

General
FDIC Certificate #: 8795
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Integra Bank National Association (#4392)
Federal Reserve ID: 703244
Date Established: January 01, 1916
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 9 (Interstate: No)
OTS Docket #: 13965
FDIC's unique #: 5599
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: May 19, 2000
Last Structure Change Process Date: July 20, 2000
Last Data Update: July 20, 2000
Data Source Date: April 05, 2012
Location
Address: Adams Street, Sturgis, KY 42459
County: Union
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Hopkinsville
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Southeast
Financial Summary
Total assets: $233.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
64Total employees (full-time equivalent)
$228,953Total assets
$5,166Cash and due from depository institutions
$119Interest-bearing balances
$24,739Securities
$0Federal funds sold & reverse repurchase agreements
$187,263Net loans & leases
$1,948Loan loss allowance
$0Trading account assets
$2,949Bank premises and fixed assets
$362Other real estate owned
$5,670Goodwill and other intangibles
$0Life insurance assets
$2,804All other assets
$228,953Total liabilities and capital
$202,729Total liabilities
$181,194Total deposits
$169,424Interest-bearing deposits
$181,194Deposits held in domestic offices
0.00%% insured (estimated)
$9,623Federal funds purchased & repurchase agreements
$0Trading liabilities
$10,247Other borrowed funds
$0Subordinated debt
$1,665All other liabilities
$26,224Total equity capital
$26,224Total bank equity capital
$26,224Perpetual preferred stock
$0Common stock
$1,000Surplus
$16,521Undivided profits
Memoranda
$8,703Noncurrent loans and leases
$23,530Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$843Earning assets
$0Long-term assets (5+ years)
$1,746Average Assets, year-to-date
$212,121Average Assets, quarterly
$69,843Volatile liabilities
$226,872Insider loans
$226,964FHLB advances
$35,892Loans and leases held for sale
$1,984Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$239Total risk weighted assets
$23,530Total unused commitments
$0Restructured Loans and leases
$1,948Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$17,604Total interest income
$8,393Total interest expense
$9,211Net interest income
$866Provision for loan and lease losses
$1,273Total noninterest income
$12Fiduciary activities
$897Service charges on deposit accounts
$0Trading account gains & fees
$364Additional noninterest income
$5,827Total noninterest expense
$2,168Salaries and employee benefits
$479Premises and equipment expense
$3,180Additional noninterest expense
$3,791Pre-tax net operating income
$0Securities gains (losses)
$1,031Applicable income taxes
$2,760Income before extraordinary items
$0Extraordinary gains - net
$2,760Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$292Sale, conversion, retirement of capital stock, net
$2,250Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.41%Yield on earning assets
4.01%Cost of funding earning assets
4.40%Net interest margin
0.61%Noninterest income to earning assets
2.78%Noninterest expense to earning assets
1.22%Net operating income to assets
1.22%Return on assets (ROA)
1.67%Pretax return on assets
10.45%Return on equity (ROE)
1.93%Retained earnings to average equity (YTD only)
0.16%Net charge-offs to loans
296.58%Credit loss provision to net charge-offs
15.95%Efficiency ratio
48,102Assets per employee
3.58%Cash dividends to net income (YTD only)
Condition Ratios (%)
81.52%Loss allowance to loans
1.03%Loss allowance to noncurrent loans
231.08%Noncurrent assets plus other real estate owned to assets
0.37%Noncurrent loans to loans
0.45%Net loans and leases to deposits
103.35%Net loans and leases to core deposits
117.83%Equity capital to assets
11.45%Core capital (leverage) ratio
9.53%Tier 1 risk-based capital ratio
12.77%Total risk-based capital ratio
Memoranda
$14Average assets
$226,872Average earning assets
$26,408Average equity
$209,263Average loans

First Kentucky Bank in Sturgis, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Kentucky Bank - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

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First Kentucky Bank in Sturgis, Kentucky (KY)Overview, Financial Summary, Detailed Financial Reports, Branches

First Kentucky Bank - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

First Kentucky Bank in Sturgis, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches