First Kentucky Trust Company in city_name, state_name - Detailed Financial Reports, Location

First Kentucky Trust Company in Louisville, Kentucky (KY)
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First Kentucky Trust Company - Overview

General
FDIC Certificate #: 1052
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: National City Bank of Kentucky (#2756)
Federal Reserve ID: 316149
Date Established: January 01, 1900
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 1 (Interstate: No)
FDIC's unique #: 704
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 29, 1993
Last Structure Change Process Date: April 05, 1993
Last Data Update: April 05, 1993
Data Source Date: April 05, 2012
Location
Address: 101 South Fifth Street, Louisville, KY 40232
County: Jefferson
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Elizabethtown
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Louisville, KY-IN (#4520)
Combined Statistical Area (CSA): Louisville-Jefferson County-Elizabethtown-Scottsburg, KY-IN (#350)
Core Based Statistical Area (CBSA): Louisville-Jefferson County, KY-IN (#31140)
CBSA Metro Statistical Area: Louisville-Jefferson County, KY-IN (#31140)
Financial Summary
Total assets: $193.1 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$148Total assets
$193,113Cash and due from depository institutions
$1,105Interest-bearing balances
$0Securities
$106,608Federal funds sold & reverse repurchase agreements
$77,200Net loans & leases
$26Loan loss allowance
$0Trading account assets
$0Bank premises and fixed assets
$1,711Other real estate owned
$0Goodwill and other intangibles
$6,463Life insurance assets
$0All other assets
$0Total liabilities and capital
$193,113Total liabilities
$181,243Total deposits
$49,814Interest-bearing deposits
$38,370Deposits held in domestic offices
49814.00%% insured (estimated)
$98Federal funds purchased & repurchase agreements
$129,740Trading liabilities
$0Other borrowed funds
$230Subordinated debt
$0All other liabilities
$1,459Total equity capital
$1,459Total bank equity capital
$11,870Perpetual preferred stock
$0Common stock
$1,000Surplus
$7,000Undivided profits
Memoranda
$3,870Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$183,834Long-term assets (5+ years)
$1,542Average Assets, year-to-date
$152,476Average Assets, quarterly
$190,065Volatile liabilities
$134,925Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$11,870Total risk weighted assets
$26,202Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$9,315Total interest expense
$6,328Net interest income
$2,987Provision for loan and lease losses
-$70Total noninterest income
$24,825Fiduciary activities
$24,787Service charges on deposit accounts
$2Trading account gains & fees
$0Additional noninterest income
$36Total noninterest expense
$16,637Salaries and employee benefits
$7,040Premises and equipment expense
$45Additional noninterest expense
$9,552Pre-tax net operating income
$11,245Securities gains (losses)
$0Applicable income taxes
$3,705Income before extraordinary items
$7,540Extraordinary gains - net
$148Net income attributable to bank
$7,688Net charge-offs
-$35Cash dividends
$6,500Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
6.63%Cost of funding earning assets
4.50%Net interest margin
2.13%Noninterest income to earning assets
17.67%Noninterest expense to earning assets
11.84%Net operating income to assets
4.95%Return on assets (ROA)
5.04%Pretax return on assets
7.47%Return on equity (ROE)
63.22%Retained earnings to average equity (YTD only)
9.77%Net charge-offs to loans
-19.75%Credit loss provision to net charge-offs
200.00%Efficiency ratio
59,820Assets per employee
1.30%Cash dividends to net income (YTD only)
Condition Ratios (%)
84.55%Loss allowance to loans
0.00%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
0.05%Net loans and leases to core deposits
0.06%Equity capital to assets
6.15%Core capital (leverage) ratio
5.90%Tier 1 risk-based capital ratio
45.30%Total risk-based capital ratio
Memoranda
$45Average assets
$152,476Average earning assets
$12,161Average equity
$140,496Average loans

First Kentucky Trust Company in Louisville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Kentucky Trust Company - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

First Kentucky Trust Company in Louisville, Kentucky (KY)Overview, Financial Summary, Detailed Financial Reports, Branches

First Kentucky Trust Company - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

First Kentucky Trust Company in Louisville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches