First Landmark Bank in Marietta, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches


First Landmark Bank - Overview

  • General
  • FDIC Certificate #: 58705
    Status: Active
    Federal Reserve ID: 3718548
    Date Established: March 24, 2008
    WWW: http://www.firstlandmarkonline.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 463368
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: March 24, 2008
    Last Structure Change Effective Date: July 12, 2010
    Last Structure Change Process Date: July 15, 2010
    Last Data Update: July 15, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 307 North Marietta Parkway, Marietta, GA 30060
    County: Cobb
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Atlanta, GA (#520)
    Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
    Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
    CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $185.5 mil
    Equity capital: $19.9 mil
    Deposits held in domestic offices: $154.1 mil
    Return on assets (ROA): 0.74% ($1.4 mil)
    Quarterly return on assets: 0.83% ($1.5 mil)
    Return on Equity (ROE): 6.47% ($1.3 mil)
    Quarterly return on equity: 7.55% ($1.5 mil)
    Net income: $1.2 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 0.74% ($1,372.9 mil)
    Quarterly Pretax return on assets: 0.83% ($1,539.9 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 28Total employees (full-time equivalent)
  • $185,530Total assets
  • $19,803Cash and due from depository institutions
  • $14,907Interest-bearing balances
  • $51,951Securities
  • $75Federal funds sold & reverse repurchase agreements
  • $103,132Net loans & leases
  • $2,040Loan loss allowance
  • $0Trading account assets
  • $7,992Bank premises and fixed assets
  • $1,280Other real estate owned
  • $0Goodwill and other intangibles
  • $185,530Life insurance assets
  • $1,297All other assets
  • $165,644Total liabilities and capital
  • $154,055Total liabilities
  • $134,759Total deposits
  • $154,055Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 1921.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $8,700Trading liabilities
  • $0Other borrowed funds
  • $968Subordinated debt
  • $19,886All other liabilities
  • $19,886Total equity capital
  • $19,886Total bank equity capital
  • $0Perpetual preferred stock
  • $10,462Common stock
  • $11,967Surplus
  • $-2,543Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $574Long-term assets (5+ years)
  • $170,065Average Assets, year-to-date
  • $47,455Average Assets, quarterly
  • $166,435Volatile liabilities
  • $181,077Insider loans
  • $132,568FHLB advances
  • $179,909Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $19,290Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $27,447Restructured Loans and leases
  • $7,889Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $7,465Total interest income
  • $1,561Total interest expense
  • $5,904Net interest income
  • $475Provision for loan and lease losses
  • $195Total noninterest income
  • $0Fiduciary activities
  • $110Service charges on deposit accounts
  • $0Trading account gains & fees
  • $85Additional noninterest income
  • $4,396Total noninterest expense
  • $2,490Salaries and employee benefits
  • $633Premises and equipment expense
  • $1,273Additional noninterest expense
  • $1,228Pre-tax net operating income
  • -$3Securities gains (losses)
  • $0Applicable income taxes
  • $1,225Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,225Net income attributable to bank
  • $0Net charge-offs
  • $1,225Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.92%Yield on earning assets
  • 1.03%Cost of funding earning assets
  • 3.89%Net interest margin
  • 0.13%Noninterest income to earning assets
  • 2.90%Noninterest expense to earning assets
  • 0.74%Net operating income to assets
  • 0.74%Return on assets (ROA)
  • 0.74%Pretax return on assets
  • 6.47%Return on equity (ROE)
  • 6.47%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 72,077Assets per employee
  • 6.63%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.94%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.69%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 66.94%Net loans and leases to core deposits
  • 70.55%Equity capital to assets
  • 10.72%Core capital (leverage) ratio
  • 10.72%Tier 1 risk-based capital ratio
  • 14.55%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $166,435Average earning assets
  • $18,945Average equity
  • $151,800Average loans

List of branches

  • 1 Georgia Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0463368First Landmark Bank307 North Marietta Parkway, Marietta, GA 30060March 24, 2008Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First Landmark Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents