First National Bank in Marshall, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 28, 2003

  • First National Bank in Marshall, Illinois (IL)
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First National Bank - Overview

  • General
  • FDIC Certificate #: 1799
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Financial Bank, National Association (#4382)
    Federal Reserve ID: 107141
    Date Established: May 07, 1857
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 1193
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 28, 2003
    Last Structure Change Process Date: January 29, 2004
    Last Data Update: January 29, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 215 North Michigan Avenue, Marshall, IL 62441
    County: Clark
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $50.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $55,145Total assets
  • $965Cash and due from depository institutions
  • $0Interest-bearing balances
  • $13,539Securities
  • $7,027Federal funds sold & reverse repurchase agreements
  • $31,264Net loans & leases
  • $633Loan loss allowance
  • $0Trading account assets
  • $190Bank premises and fixed assets
  • $65Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,095All other assets
  • $55,145Total liabilities and capital
  • $49,663Total liabilities
  • $49,363Total deposits
  • $45,102Interest-bearing deposits
  • $49,363Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $300All other liabilities
  • $5,482Total equity capital
  • $5,482Total bank equity capital
  • $5,482Perpetual preferred stock
  • $0Common stock
  • $450Surplus
  • $943Undivided profits
  • Memoranda
  • $4,089Noncurrent loans and leases
  • $1,218Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $220Earning assets
  • $0Long-term assets (5+ years)
  • $455Average Assets, year-to-date
  • $51,830Average Assets, quarterly
  • $11,835Volatile liabilities
  • $50,205Insider loans
  • $53,240FHLB advances
  • $5,190Loans and leases held for sale
  • $524Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,218Total unused commitments
  • $0Restructured Loans and leases
  • $454Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $3,175Total interest income
  • $1,347Total interest expense
  • $1,828Net interest income
  • $120Provision for loan and lease losses
  • $364Total noninterest income
  • $5Fiduciary activities
  • $189Service charges on deposit accounts
  • $0Trading account gains & fees
  • $170Additional noninterest income
  • $1,164Total noninterest expense
  • $673Salaries and employee benefits
  • $92Premises and equipment expense
  • $399Additional noninterest expense
  • $908Pre-tax net operating income
  • $0Securities gains (losses)
  • $184Applicable income taxes
  • $724Income before extraordinary items
  • $0Extraordinary gains - net
  • $724Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $9Sale, conversion, retirement of capital stock, net
  • $228Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.77%Yield on earning assets
  • 2.87%Cost of funding earning assets
  • 3.90%Net interest margin
  • 0.78%Noninterest income to earning assets
  • 2.48%Noninterest expense to earning assets
  • 1.44%Net operating income to assets
  • 1.44%Return on assets (ROA)
  • 1.81%Pretax return on assets
  • 13.96%Return on equity (ROE)
  • 9.56%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 1333.33%Credit loss provision to net charge-offs
  • 114.22%Efficiency ratio
  • 53,102Assets per employee
  • 3.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 31.49%Loss allowance to loans
  • 1.98%Loss allowance to noncurrent loans
  • 287.73%Noncurrent assets plus other real estate owned to assets
  • 0.52%Noncurrent loans to loans
  • 0.69%Net loans and leases to deposits
  • 63.33%Net loans and leases to core deposits
  • 70.78%Equity capital to assets
  • 9.94%Core capital (leverage) ratio
  • 9.90%Tier 1 risk-based capital ratio
  • 14.12%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $50,205Average earning assets
  • $5,187Average equity
  • $46,896Average loans

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