First National Bank in city_name, state_name - Detailed Financial Reports, Location

First National Bank in Hot Springs, Arkansas (AR)
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First National Bank - Overview

General
FDIC Certificate #: 22391
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First National Bank (#3857)
Federal Reserve ID: 324649
Date Established: January 04, 1977
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 19 (Interstate: No)
OTS Docket #: 12707
FDIC's unique #: 15592
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: No
Date of Deposit Insurance: January 04, 1977
Last Structure Change Effective Date: August 17, 2007
Last Structure Change Process Date: September 06, 2007
Last Data Update: September 06, 2007
Data Source Date: April 05, 2012
Location
Address: 135 Section Line Road, Hot Springs, AR 71913
County: Garland
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Core Based Statistical Area (CBSA): Hot Springs, AR (#26300)
CBSA Metro Statistical Area: Hot Springs, AR (#26300)
Financial Summary
Total assets: $431.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

Dollar figures in thousands
130Total employees (full-time equivalent)
$402,642Total assets
$12,454Cash and due from depository institutions
$26Interest-bearing balances
$69,590Securities
$5,425Federal funds sold & reverse repurchase agreements
$249,017Net loans & leases
$4,357Loan loss allowance
$0Trading account assets
$14,434Bank premises and fixed assets
$0Other real estate owned
$44,337Goodwill and other intangibles
$0Life insurance assets
$7,385All other assets
$402,642Total liabilities and capital
$325,887Total liabilities
$287,276Total deposits
$226,750Interest-bearing deposits
$287,276Deposits held in domestic offices
0.00%% insured (estimated)
$2,000Federal funds purchased & repurchase agreements
$0Trading liabilities
$33,358Other borrowed funds
$0Subordinated debt
$3,253All other liabilities
$76,755Total equity capital
$76,755Total bank equity capital
$76,755Perpetual preferred stock
$0Common stock
$200Surplus
$72,036Undivided profits
Memoranda
$4,519Noncurrent loans and leases
$18,687Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$923Earning assets
$0Long-term assets (5+ years)
$2,773Average Assets, year-to-date
$324,058Average Assets, quarterly
$30,875Volatile liabilities
$401,655Insider loans
$400,901FHLB advances
$61,355Loans and leases held for sale
$4,809Unused loan commitments
$33,358Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$18,687Total unused commitments
$0Restructured Loans and leases
$3,173Derivatives

Income and Expense (December 31, 2006)

Dollar figures in thousands
$22,542Total interest income
$7,760Total interest expense
$14,782Net interest income
$132Provision for loan and lease losses
$2,590Total noninterest income
$0Fiduciary activities
$1,688Service charges on deposit accounts
$0Trading account gains & fees
$902Additional noninterest income
$9,838Total noninterest expense
$5,156Salaries and employee benefits
$1,567Premises and equipment expense
$3,115Additional noninterest expense
$7,402Pre-tax net operating income
$0Securities gains (losses)
$2,654Applicable income taxes
$4,748Income before extraordinary items
$0Extraordinary gains - net
$4,748Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$9,000Net operating income

Performance and Condition Ratios (December 31, 2006)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.96%Yield on earning assets
2.40%Cost of funding earning assets
4.56%Net interest margin
0.80%Noninterest income to earning assets
3.04%Noninterest expense to earning assets
1.18%Net operating income to assets
1.18%Return on assets (ROA)
1.84%Pretax return on assets
6.11%Return on equity (ROE)
-5.48%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
55,123Assets per employee
3.10%Cash dividends to net income (YTD only)
Condition Ratios (%)
189.55%Loss allowance to loans
1.72%Loss allowance to noncurrent loans
472.05%Noncurrent assets plus other real estate owned to assets
0.23%Noncurrent loans to loans
0.36%Net loans and leases to deposits
86.68%Net loans and leases to core deposits
109.26%Equity capital to assets
19.06%Core capital (leverage) ratio
9.08%Tier 1 risk-based capital ratio
12.87%Total risk-based capital ratio
Memoranda
$14Average assets
$401,655Average earning assets
$77,648Average equity
$323,952Average loans

First National Bank in Hot Springs, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

Assets and Liabilities (December 31, 2006)

Income and Expense (December 31, 2006)

Performance and Condition Ratios (December 31, 2006)

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First National Bank in Hot Springs, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

Assets and Liabilities (December 31, 2006)

Income and Expense (December 31, 2006)

Performance and Condition Ratios (December 31, 2006)

Comment about this bank, ask questions, or add new information about it:

First National Bank in Hot Springs, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches